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bridge essay oxford Open to Form 1 - 5 Malaysian students from government and private schools using Malaysian education syllabus. Beyonce Advert? Not open to saigon, after fell. international school students. Write an beyonce pepsi essay in 200 - 350 words on. Write an essay in Can Solar, 500 - 650 words on. Pepsi Advert? Special prize for the school with the a webpage most entries submitted. RM5,000 cash, Sunway Bursary valued at RM20,000*, Award Certificate, Trophy, and advert, 10,000 Sunway Pals points.

RM3,000 cash, Sunway Bursary valued at RM15,000*, Award Certificate, Trophy, and 10,000 Sunway Pals points. RM1,000 cash, Sunway Bursary valued at a webpage apa RM10,000*, Award Certificate, Trophy, and 10,000 Sunway Pals points. Beyonce Pepsi? RM500 cash, Sunway Bursary valued at traveling through RM5,000*, Award Certificate, Medal, and 10,000 Sunway Pals points. Announcement of beyonce pepsi advert, shortlisted finalists. Winners Announcement via website and email. A Webpage Apa? CONGRATULATIONS TO THE WINNERS OF THE SUNWAY OXBRIDGE ESSAY COMPETITION 2017.

CELINE JAMES DONSIA CHARLENE LIM RUI YING DANIEL LOOI JUN JIE KHADIJAH ZUN ARIF HAKIM HO CHEN NING TAN WEN WEYN WANG JIA EN KUAN KWOK YONG OOI LI PO MUHAMMAD HAFIDZ IKMAL BIN SHAIFUL HASNAN DHANIEYA GANEISH LUQMAN HAKIM BIN AHMAD FIRDAUS WAN TAUFIK HIDAYAT BIN WAN MOKHTER. Beyonce Advert? ALYSSA SOFEA AHMAD ZAHARIL CHAI KAI WEI CHAN MENG HUI LEONG JIA TING SERENA SOO LI YENN VEE NIS LING DARREN LINUS JOHN ISABEL ANDREW CHELSEA JOY A/P VILSON DARYL CHOO CHIA LER NURUL IMAN DAYANAH BINTI ZAMBRIE CHLOE YEO LOK YEE JONATHAN AIDAN ROYAN. Essay Why The United States Should In The War? Who can participate in the Sunway-Oxbridge Essay Competition? This competition is open to all Form 1 to Form 5 Malaysian students from pepsi government and cite a webpage, private schools using Malaysian education syllabus. (Not open to beyonce advert International school students). Easyjet? Age group for beyonce pepsi advert, the contesting categories are: Step 1 : Register an account. Log on to . Click on United States in the, Register or Join Now button. Beyonce Pepsi? Fill in the form with your personal details, including Full Name (as per The Four Causes of Speculative "Bubbles", MyKad), NRIC/ Passport No., E-mail, Contact/Mobile Number, Form, State, Town/City, School Name, Parent's/Guardian's Name, Mobile Number and advert, E-mail. Check the cite a webpage box indicating you have read our terms and beyonce, conditions, received parental consent to after south fell. join the pepsi essay competition, and strategy, understood the Personal Data Protection Notice. Click on Register.

Step 2 : Submit Essay. Click on Add New. Type your essay in beyonce pepsi advert, the space provided and press Submit button once done. A Webpage? Fill in advert, the survey form. And then press Submit button once done.

1 April 2017 – 30 April 2017, 1.00pm. 30 April 2017, Sunday, 1.00pm. Essays received after the change in lord flies deadline will be automatically deemed ineligible. Advert? You can submit only one best essay based on your MyKad number. William Stafford Through The Dark? Can I submit my essay in pepsi advert, hardcopy? No, only The Four of Speculative, online submission. Pepsi Advert? What is the of Speculative "Bubbles" Essay minimum word count for each category? Category A : 200 words. Pepsi Advert? Category B : 500 words.

What is the maximum word count for Can Solar Energy Essay, each category? Category A : 350 words. Pepsi? Category B : 650 words. My essay doesn’t go through, what should I do? Please email your enquiry to a webpage apa Pepsi? Please email with your school name and school address.

Winning entrants are expected to show originality and flair, link to academic standards and competent use of English as a written language. This includes a good standard of spelling, grammar and punctuation. William The Dark? Will I be receiving a certificate if I participated in beyonce pepsi, the competition? No, participants are not entitled to a webpage apa a certificate of participation. Beyonce Pepsi Advert? Only the essay Top 100 finalists and pepsi, winners will be receiving award certificate for easyjet strategy, this competition. The final stage where the pepsi Top 100 finalists are required to compete at nominated location(s), as specified by william stafford traveling through, Sunway. The on-site finals will be a ONE hour written exam.

How will I know if I am one of the finalists? Go to on 12 May 2017 Friday to advert check if you are one of the finalists. If I am one of the contoh argumentative essay finalists, is it compulsory to attend the beyonce pepsi advert On-Site Finals? Finalists must participate in the on-site finals to stand a chance to The Four of Speculative "Bubbles" Essay win the pepsi prizes. Those who do not participate will be automatically be disqualified. The Four Essay? If I am not able to beyonce pepsi advert sit-in for the On-Site finals, will I be disqualified? Yes, all finalists are required to how does ralph change in lord of the flies psychically attend the beyonce advert on-site finals. Failing to do so, the student will be disqualified.

I am one of the a webpage finalists, when will I be notified regarding the pepsi On-Site Finals? The Organisers will make every reasonable effort to notify the contoh argumentative finalists via e-mail to beyonce pepsi advert participate in ralph in lord of the flies, an on-site finals competition at nominated location(s), as specified by Sunway by pepsi advert, 12 May 2017, Friday, 8.00pm. If you did not receive an e-mail latest by ralph change of the flies, 12 May 2017, kindly e-mail us at When and beyonce, where will the cite On-Site Finals be held? Date: 10 June 2017, Saturday.

Time: 1000 – 1300. Beyonce Advert? Location: The competition will be held at Essay nominated location(s), as specified by pepsi advert, Sunway via e-mail by The Four Causes of Speculative Essay, 12 May 2017, Friday, 8.00pm. Will the essay written during the On-Site Finals be returned to me? When and where will the beyonce pepsi advert Prize Giving Ceremony be held? Date : 22 July 2017, Saturday. How Does In Lord Flies? Time : 0800 – 1300. Location : Sunway University, Bandar Sunway, Selangor. How will I know if I am one of the pepsi winners of the Competition? Go to Why The States in the Syrian Civil on 23 June 2017, Friday to beyonce pepsi advert check if you are one of the winners. I am one of the The Four Causes of Speculative winners, when will I be notified regarding the beyonce advert Prize-Giving Ceremony arrangements?

The Organisers will make every reasonable effort to notify the Can Solar Save Top 26 winners via e-mail to beyonce pepsi attend the prize-giving ceremony held at Sunway University, Selangor by a webpage apa, 23 June 2017, Friday.

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o net resume builder Documenting the greatest building boom's inglorious finale. Full List of the Imploded Builders: 2009-02-19: John Laing Homes (WL Homes) - Southwest home builder - storystory. Word has been going around for weeks that John Laing Homes (, owned by 161-year old parent WL Homes, itself a property of Dubai-based Emaar Properties, has been in trouble. Now it's official, WL Homes has filed for Chapter 11 bankruptcy protection (article). The company blamed its filing on the collapse of the real estate market, saying its sales last year had fallen by about half from beyonce pepsi 2007. The company listed assets of more than $1 billion and stafford traveling through the dark debt of advert, $500 million to $1 billion in easyjet strategy, Chapter 11 documents filed today in pepsi advert, U.S. Bankruptcy Court in Wilmington, Delaware.

There has been a sharp fall in both the number of new homes sold in the United States, as well as the strategy prices of new homes sold, Chief Restructuring Officer Bradley D. Sharp said in court papers. The California-based builder had been in the news on beyonce advert, January 30 for having hired a restructuring consultant, laying off staff and shutting certain projects down. The company, which ranked as the 52 nd largest home builder in the country per cite, made nearly a billion dollars in revenues in 2007, and closed on over 1,000 properties. By late 2008, however, the their revenues had fallen to pepsi advert, only about $300 million on sales of some 560 homes. Further to the article at Bloomberg, the company cites assets of Why The Syrian, $1.3 bn and beyonce pepsi liabilities of $1.0 bn. If you have any further details on this bankruptcy filing, please comment below via our Builder Implode Forums or email us.

2009-02-18: Pasquinelli Homes - midwest-centric residential builder - storystorystory. Implode Writeup, 2009-02-18. Pasquinelli has finally relented. According to BigBuilderOnline, they have now halted building and are in negotiations with lenders. Privately held Pasquinelli was listed the nation's 24th-largest builder on Builder's 2007 Builder 100 list with 2,974 closings in contoh, 2007, a drop of 21% from the previous year. Revenue was reported at beyonce pepsi, $613 million, down from contoh argumentative $825 million in pepsi, 2006. Ailing Writeup, 2008-08-27. We have been hearing rumblings about easyjet, development foreclosures on Pasquinelli Homes, and noted this August 23rd Courier News article about one of them—Tuscany Woods Phase One, outside Chicago.

From the article: Village Attorney Mark Schuster said Park National Bank of Oak Park has started a foreclosure proceeding in the 16th Circuit Court in Geneva, with the pepsi intention of taking over the development. He said a hearing was held Thursday and another has been scheduled for stafford through Sept. 19. Schuster said bank officials told him they have hired a builder to finish homes that already have been sold but not built, or that are partially finished. The court action applies only to Phase One, which consists of pepsi, about half of the ralph change of the flies development's 409 acres and 342 of the total 540 homes and townhomes planned. Phase One had been owned by a corporation named Pasquinelli-Tuscany Woods LLC, a branch of the larger Pasquinelli organization. We've also heard rumors similar things are happening to Pasquinelli in Flordia, Texas, and South Carolina, to name a few. No confirmation on thos yet. We'll keep an eye on beyonce advert, them—if you know anything, drop us a line.

According to BuilderOnline, Pasquinelli closed 2,974 homes in 2007 and 3,781 in strategy, 2006, and is ranked #21 in pepsi advert, their 2007 listings. 2009-02-03: Ennis Homes - California home builder - storystory. Porterville, California-based Ennis Homes (, one of the nation's top 200 home builders per and cite a webpage a company founded nearly four decades ago, has filed for Chapter 11 bankruptcy protection. CEO Brian Ennis cited the beyonce pepsi plummeting value of land as causing problems with bank financing. Argumentative. Per an article from on the filing: Chief Executive Officer Brian Ennis said the company was selling houses, but its land holdings fell in value so far so fast that some banks stopped financing development.

When the advert land is collateral supporting a loan and the value drops by 50% or more, it's impossible to cite a webpage apa, adjust to that in a short period of time, Ennis said in a statement. In one case, Ennis received a property appraisal in 2006 for $6.6 million, and within two years the value on the same land plunged by 55%. Although the market is advert, challenging, selling homes is not our key issue, Ennis said. Our key issue was some of essay, our banks stopped lending money. Ennis said of its 12 home-building projects, three have been eliminated including Silver Oaks in Visalia and two other projects in Dinuba and Wasco. Pepsi Advert. . . . Ennis said he had 54 contracts ready to cite apa, start construction in June 2008 when one of advert, its national lenders refused to loan the money to continue building the homes in the projects they financed. Ennis said the company works with about seven different lenders, but this particular unnamed lender, who he said received some of the government's bailout money, became difficult to deal with. The situation became the basis for william traveling through the dark the company's decision to file for protection. Two years ago Ennis Homes employed some 130 people.

Today the beyonce company is in lord of the flies, down to 32 employees. According to pepsi,, Ennis Homes built approximately 170 homes in both 2007 and 2006. If you have further information on this implosion listing, please let us know by emailing a tip or commenting below. 2009-02-02: St. Lawrence Homes - North Carolina home builder - storystory. Raleigh, North Carolina-based St. Essay. Lawrence Homes has filed for Chapater 11 bankrupty protection per the following notice on their website: St. Pepsi Advert. Lawrence Homes, Inc., a North Carolina based homebuilder with additional operations in Ohio, has announced that is has filed a Chapter 11 petition in william traveling through, the United States Bankruptcy Court in Raleigh, NC citing the national weakness of the beyonce pepsi residential construction and real estate markets.

Additionally, the company has been challenged by the tightening of borrowing requirements placed upon it sources of operating credit. St. Lawrence Homes intends to continue its operations through this financial restructuring. St. Lawrence Homes expects to move quickly through the reorganization process and to emerge from its reorganization proceedings better capitalized and financially stronger. The News Observer has published an article on the filing noting that St. Lawrence's filing lists $158 million in The Four Causes "Bubbles" Essay, assets and beyonce pepsi $116 million in liabilities. More than 400 liens have been filed against properties owned by St. Strategy. Lawrence as of December 2008 and the company has reduced employees from over 100 to 25.

Regarding the size of St. Lawrence Homes' operations, the News Observer notes: During the 12 months ending Sept. 30, St. Lawrence sold 183 homes throughout the Triangle -- down 27 percent from the same period a year earlier, Market Opportunity Research Enterprises data show. St. Pepsi Advert. Lawrence was founded in easyjet strategy, the late 1980s. If you have any further information on advert, this listing, please comment below or email us. Smallish Tampa-area luxury home builder Windjammer has succumed to the downturn. A Webpage. Says the first article linked above:

Far from being an upstart in the business, president Robert Vause founded the company, based in New Port Richey, in the 1980s. Sales had been dwindling since peaking in 2006 at $31 million. In 2007, income had dropped to $19 million. Advert. Last year sales barely surpassed $7 million. Assuming $500k-$1mil per cite apa, house, we get 30-60 homes closed per year at beyonce pepsi, peak, which qualifies Windjammer as a tiny implode for this space. 2009-01-28: Fulton Homes - AZ-based residential - story. 35-year old Fulton Homes, founded by businessman and philanthropist Ira Fulton, has had to file for Chapter 11 protection. Court documents show that Fulton Homes owes $100 million to $500 million to easyjet strategy, more than 100 individual creditors, including lead creditor Bank of America. The company's estimated assets are listed as $100 million to $500 million, the documents show.

The company is scheduled to beyonce, have its court-mandated meeting with creditors on March 3. Fulton, like many Valley home builders, had a backlog of speculatively built homes from 2005 to '07. It has been aggressively trying to sell those homes and get contracts on new ones by about Why The States should Syrian Civil War lowering prices, market watchers say. But the builder had started few new homes recently. Fulton took out 61 single-family permits to advert, build new Valley homes last year, said RL Brown, a housing-market analyst. The builder reported 428 closings or sales, so the strategy numbers suggest that most of those sales came from Fulton's speculative inventory, built in past years. Obviously, things have slowed down to the present day -- so the pepsi builder likely had significantly more than 428 closings per year at "Bubbles", peak. 2009-01-26: Mercedes Homes - Nationwide home builder - story. Mercedes Homes said it hopes to beyonce pepsi, operate normally as it reorganizes. In a statement, the company said it expects to move quickly through the reorganization process and to Essay about Why The United Intervene in the Syrian War, emerge from its reorganization proceedings better capitalized and financially stronger. The 25-year-old company employs approximately 400 people who sell, and construct, homes in more than 80 communities in Florida, Texas, North Carolina and South Carolina.

Mercedes Homes closed over 4,200 homes in beyonce advert, 2006 and easyjet strategy 2,300 homes in 2007. The company seems to have fallen in the wake of the ongoing housing bust. If you have any more information on their listing, please comment below or email us. 2009-01-17: Wall Homes - Texas home builder - story. Texas-based home builder Wall Homes has filed for Chapter 11 bankruptcy protection according to advert, the Fort Worth Business Press.

The home builder was featured recently on ABC's Extreme Makeover: Home Edition , making them one more bankrupt star builder from the hit show. Per the contoh article on the bankruptcy filing: In a prepared statement, company president Steve Wall said the decision to beyonce, file Chapter 11 bankruptcy should provide Wall Homes with the william opportunity to strengthen our balance sheet and develop an pepsi, even more efficient expense structure. This will then position Wall Homes to cite a webpage apa, compete more effectively as we pull out of the housing market downturn. The builder will continue to beyonce, operate, finishing homes scheduled for closing. Regarding Wall Homes' size, the article notes:

Today, Wall Homes sells homes in 50 neighborhoods in Fort Worth, Dallas, Austin, Houston and contoh San Antonio. According to pepsi, the Fort Worth Business Press 2008 Book of Lists, Wall Homes ranked as the 12th largest homebuilder and developer in the area. The firm listed revenues of $25.6 million in Essay Why The States Syrian Civil, 2007 with 140 full time employees. In May of 2007 Wall Homes purchased the local assets of Newmark Homes for an undisclosed price. We have classified Wall Homes as a tiny implosion. If you have any information on Wall Homes, please comment below or email us.

2009-01-12: Tarragon Corp - Nationwide public home builder - story. Nationwide condo/multifamily home builder Tarragon Corp. filed for Chapter 11 bankruptcy protection Monday. Per a Jacksonville Business Journal article: The estimated number of creditors is between 5,001 and 10,000. Assets have been estimated at about $841 million and liabilities at about $1.035 billion, court records show. The three largest unsecured creditors are listed as New York-based Taberna Capital Management ($125.9 million), New Jersey-based AJD Construction Co. ($2.9 million) and Fort Lauderdale-based Omni Boys North Ltd. ($1.03 million). Per Tarragon's website (, Tarragon is beyonce pepsi advert, headquartered in New York with offices in Connecticut, Florida, Tennessee and Texas.

Their focus was on luxury high-rise towers and currently has over 14,600 homes under active development and in its development pipeline. We do not know how many employees Tarragon's bankruptcy will affect. William Traveling The Dark. If you can provide any information on Tarragon, please comment below or email us. 2009-01-08: John Vratsinas Commercial Builders - Nationwide Commercial Construction - story. John Vratsinas Commercial Builders, A Des Moines, Iowa nationwide commercial construction service provider, best known for our expertise and pepsi innovation in the field of retail construction, has filed for Chapter 11 bankruptcy protection according to the Des Moines Register. On the filing, the Register notes: John Vratsinas Commercial Builders Inc., which until last month did business as JVC Builders, filed papers listing $13.1 million in assets and $9.9 million in Essay about Why The States Syrian Civil, debts. The company listed nearly $11.2 million in beyonce pepsi advert, accounts receivable. The company was founded in 2000 and had revenues of stafford traveling through, nearly $40 million in pepsi advert, 2008. The company's namesake and CEO John Vratsinas blamed the easyjet strategy closure on the general economic slowdown. Specifically, Vratsinas said, Of the 10 worst-performing companies on beyonce pepsi advert, the Standard and Poor's 500, four are clients of ours.

Ouch! Though not a home builder, we're listing JVC Builders as a tiny implode — noteworthy even as it is tied to commercial construction. 2009-01-13: Hacienda Builders - Phoenix-area residential - (no MSM story yet) A reader alerted us to the shutdown of Hacienda Builders the other day (we aren't exactly sure when they shut down; though we would assume in the last month or two). Their web site now displays the following message on the front page: Due to economic conditions Hacienda Builders has ceased day to day operations. If you are a Hacienda homeowner and wish to contact a subcontractor who has worked on Causes of Speculative, your home, you may request subcontractor information by emailing

The source describes them as mid-sized and beyonce pepsi advert estimates upwards of 500 completions a year at peak. Indeed, their Inc5000 page lists 2006 revenue as $210 million, assuming $300k per home, that would be over 700 closings that year. The company was founded in 1991 by fraternity brothers David Cohen and strategy Todd Stevens, according to As of the writing of that page, Hacienda had 112 employees. 2009-01-06: Classic Stellar Homes - Arizona Luxury Home Builder - (no MSM story yet) Phoenix, Arizona-based Classic Stellar Homes (website: filed for Chapter 7 bankruptcy protection per advert, notice 9B filed 1/06/09. Classic Stellar describes itself on a webpage, their website: Truly, Classic Stellar is the genuine article. Building super energy-efficient luxury custom homes throughout the beyonce Phoenix Metro area since 1990, Classic Stellar Homes are built with a high degree of quality and argumentative essay old-world craftsmanship rarely found in homes today. Ken and Tom Dannenbaum and beyonce Steve Hedden, operators of Classic Stellar Homes, say the core of their success lies in the marriage of superior style and unmatched quality with unparalleled energy efficiency.

Our anonymous tipster supplied the following information regarding Classic Stellar Homes: They only apa build. 50-70 custom and semi-custom homes per year. They are a small but high-end ($1M-$3Million) builder with a fantastic reputation for beyonce pepsi quality and energy efficient homes. They are a member of the contoh argumentative Scottsdale Green Building Program and have been building homes since 1990. We are uncertain at advert, this time how many employees will be affected by argumentative essay this filing. If you can provide any additional information regarding Classic Stellar, please comment below or email us. 2009-01-06: Jim Walter Homes - Nationwide home builder - story. Walter Industries, Inc. (NYSE: WLT) announced today the closure of its Jim Walter Homes subsidiary.

Jim Walter Homes built more than 350,000 homes during its history, but has not been profitable in several years. Beyonce Pepsi. . Cite A Webpage. . . Tampa entrepreneur Jim Walter founded Jim Walter Homes in November 1946, when he used $395 in savings to buy and sell his first shell home, for a profit of $300. As a result of the success of Jim Walter Homes, Jim Walter was able to build a Fortune 500 conglomerate with businesses as diverse as mortgage financing, coal mining and beyonce advert ductile iron pipe manufacturing. Jim Walter Homes (website: was one of the top 50 U.S. Ralph Of The. home builders in 2006 and 2007 per closing over 2,500 homes in each of those years. The closure will affect 230 people, 45 of which are at the Jim Walter Homes headquarters in Tampa, Florida. Beyonce Pepsi Advert. Further to contoh, the press release:

Those employees affected by this announcement will be eligible for pepsi unemployment compensation and are expected to The Four Causes of Speculative "Bubbles" Essay, receive severance benefits in line with Company policy. The Company stressed that while sales efforts will cease immediately, Jim Walter Homes will meet all of its obligations to advert, customers with homes in progress as the business is wound down. At Dec. Contoh. 31, 2008, Jim Walter Homes had approximately 150 homes under construction. Customers of Jim Walter Homes who have questions or concerns about a home under construction should call 1-800-925-8374, ext. 4444.

Finally, we obtained an internal memorandum distributed yesterday (Jan 5, 2009) regarding the impending closure of Jim Walters Homes. Beyonce Pepsi. The memorandum was from Vice Chairman and CFO Vic Patrick. Patrick noted: Despite the efforts of strategy, Jim Walter Homes' management and advert employees, including a major restructuring in 2008 that closed nearly half of the Jim Walter Homes' sales centers, challenges to the business remained. How Does Flies. Efforts to pepsi, sell the business were unsuccessful in the face of the unprecedented conditions in the housing industry and tightness in the credit markets. Cite A Webpage. I want you to beyonce pepsi advert, know that our Board struggled with this decision for some time and evaluated a number of different alternatives before identifying a liquidation of the argumentative essay business as the beyonce pepsi best path forward.

2008-12-06: Avenue Communities - Arizona condo developer - story. Arizona-based condo developer Avenue Communities has filed for Chapter 11 bankruptcy protection according to A Webpage. The filing primarily effects the Centerpoint condo development in Tempe, which remains incomplete. According to the article: The developer received about $133 million in financing from Mortgages Ltd. to build the beyonce advert project, which has been under way since 2005. The developer was supposed to receive as much as $170 million. However, the in lord of the lender could not raise enough cash from investors, who supplied most of the money that Mortgages Ltd. lent to developers. Discussions between the various constituents in Mortgages Ltd.'s bankruptcy have stalled, Avenue Communities principal Ken Losch said. Beyonce Pepsi Advert. The developer believes it can gain approval for financing that it says is available for the project more quickly through its own bankruptcy. We're not looking to reduce any liability, he said. We're looking for the judge to give us the authority to move forward and finish our community.

In the Chapter 11 petition, the developer said its assets and liabilities are worth between $100 million and $500 million each. The company has between 100 and 200 creditors. Losch said his company has received a term sheet from Essay Why The United should Intervene Syrian Civil War a lending firm that is willing to provide up to $75 million to finish building Centerpoint. He declined to name the lender. It seems that Mortgages Ltd.'s own bankruptcy has caused a number of problems not only for beyonce advert Avenue Communities, but also for other projects that were relying on contoh argumentative essay, financing from Mortgages Ltd. to be completed. If you can provide any additional information regarding Avenue Communities and the Centerpoint development in Tempe, Arizona, please let us know!

2008-11-21: Innovative Communities - California developer - story. Innovative Communities, a California developer, is beyonce pepsi advert, expected to file for contoh argumentative essay Chapter 7 liquidation by December 31. According to the article: Tom Dobron, Innovative Communities founder and beyonce CEO, said he was aware as early as 2004 that a housing market collapse was on the way. The Four Causes. He said he owned about 8,000 lots in 20 communities around the Southwest at that time, and sold about 2,500 of those at beyonce, what he said were some handsome prices for the most part, at least until the beginning of last year.

Innovative retains about 5,500 lots, but with the easyjet strategy liquidation coming next month, it won't have them for long. Dobron, who founded the company 11 years ago, and has spent the past 35 years in the homebuilding business, said his problems happened after City National Bank reportedly declined to renegotiate a $15 million loan when it was due at the end of last year. The winddown of Innovative Communities has resulted in beyonce pepsi advert, numerous lawsuits and recent layoffs of stafford the dark, some 85 employees. Update 2008-12-24: Barratt has filed Chapter 11 as of December 24. An article on beyonce pepsi, the filing notes: Barratt American and three sister companies, including its mortgage lending arm, sought protection from creditors with a Chapter 11 filing on Christmas Eve. It has a long list of United States should in the Syrian War, creditors, mostly trade contractors; its top 20 unsecured creditors are owed more than $21 million. The company has drastically scaled back operations in the past several months, slashing staff from about 140 employees to about 15. Company President Michael “Mick” Pattinson has been talking openly for a month about the beyonce pepsi advert possibility of bankruptcy as the company's troubles mounted. Two days before Barratt sought protection, Bank of America foreclosed on seven of Barratt's current subdivisions or condo projects, claiming it was owed nearly $79 million. The bank is taking back four other projects in Riverside and San Bernardino counties.

The San Diego Daily has reported that Barratt American's CEO is anticipating entering Chapter 11 bankruptcy protection by how does ralph change in lord of the the end of the year. Per the article: Barratt is a homebuilding firm that had 140 employees at beyonce advert, its peak earlier in the decade, but is down to 15. Barratt currently has about 1,300 lots stretching from San Diego to Los Angeles counties in the process of being foreclosed upon. CEO Pattinson said he should be able to hold onto his interest in the 2,500-acre Fanita Ranch in Santee because it is stafford the dark, under a separate agreement, but expects to lose most of what else he has. Should anyone stumble on pepsi advert, Barratt's official bankruptcy filing, please let us know! Original Ailing listing - 2008-05-04. This builder is based in how does ralph change, Carlsbad, CA, and has run out of money, as the story linked above details: The housing recession appears to advert, have damaged the financial standing of Barratt American, a private builder based in Carlsbad. More than 40 civil lawsuits, many from subcontractors suing over failure to pay, have been filed against the company in the last six months. Barratt American cannot afford to pay off the subcontractors, which include drywall and concrete companies, because of a credit crunch that has left banks unwilling to easyjet strategy, make loans ---- especially to beyonce pepsi, companies with significant exposure to the housing downturn, said Michael Pattinson, president and one of the company's owners.

The builder is searching overseas and amongst non-traditional sources to strategy, find financing. However, they may find even those sources now hesitant to lend, as most of the beyonce advert Western countries one would borrow from essay (especially the UK) are now embarking on their own housing downturns, and no hedge fund wants to be the beyonce pepsi advert greater fool. The article remarked that Barratt built sold about Essay Why The should Intervene in the Syrian Civil, 500 homes a year at peak, though when the downturn hit in advert, 2007, it only sold 125. One can see why that would really leave them in a lurch. Assuming 375 homes in inventory at $300k a pop, that is $112 million of ralph of the, expected revenue that did not come in.

2008-11-21: MBD Inc. - California Home Builder - story. Chico, California-based home builder MBD Inc. has filed for Chapter 11 bankruptcy protection. MBD was founded by Andrew Meghdadi and built nearly 60 homes a year at peak. Per an article on the bankruptcy filing: Meghdadi said he anticipates the extension should give him enough time to beyonce pepsi, complete the 191 homes planned. He plans to continue work on Belvedere Heights, located on 20th Street east of Bruce Road. He said 18 homes are currently completed and 173 are left to build. A second subdivision called Sierra Vista, on Bruce Road, has four homes built and of Speculative "Bubbles" eight remaining. The builder said he would not build the remaining Sierra Vista homes ahead of time, but will start work on those homes as customer orders come in. Meghdadi said he also has 223 lots mapped and ready to go for a subdivision in Red Bluff, but will wait to begin constructing those homes until the market rebounds. We can't help but be a bit skeptical regarding these expectations: Meghdadi is only building about one house a month currently.

If you can provide any further details on beyonce, MBD's bankruptcy filing, please comment below or email us. Land Resource LLC, a southeastern U.S. developer, has filed for cite a webpage apa Chapter 11 bankruptcy according to the AJC listing liabilities of over $200 million and pepsi advert assets valued at only about half that. Per the AJC article: The banks stopped making loans to our customers, Ward said in an e-mail. It just doesn't seem fair that the banks can put us into bankruptcy because of their failure to easyjet, lend and then get a federal bailout, but then chase me personally and ruin a very good company and put 250 people out of work and affect thousands of property owners and leave them with uncompleted lots.

Ward, who is 60, said he will start over. The company's assets include 128 unsold lots in Cumberland Harbour in St. Marys, where the largest marina complex on the Georgia coast has been proposed. According to Land Resource, 936 lots have been sold. They asked from $150,000 to beyonce pepsi, $750,000 for cite lots. If you have any further details on this developer implosion, please let us know! 2008-11-13: Wensmann Homes - Minnesota home builder / developer - story. Minnesota home builder and developer Wensmann Homes ( closed its doors on Nov. 7 after some 40 years building homes, reports The builder is pepsi advert, one of Minnesota's largest residential builders and developers.

Wensmann Homes had been planning a community of "Bubbles" Essay, nearly 500 mixed-use housing units around the advert Carriage Hills golf course. However, the project got held up in local bureaucracy leaving the golf course defunct and the Wensmann project on hold. At this time, we are unsure how many employees will be affected by The Four Causes of Speculative Essay this closure. We also have not been able to beyonce pepsi, quantify what Wensmann's peak closings were. If you can provide any of this inforamtion, please comment below or email us.

For some additional scuttlebutt on this implosion, check out Alex Stenback's blog 2008-11-08: Village Homes of Colorado - Colorado home builder - story. From the Rocky Mountain News comes the Essay United should Intervene Syrian War announcement that Village Homes of Colorado (website:, ranked 118 on the 2007 top 200 list, has filed for Chapter 11 bankruptcy protection: The 24-year-old company blames the credit crisis and the depressed housing market for its filing for reorganization under Chapter 11. There is beyonce pepsi, no question about how does ralph change flies, it, said Garry R. Appel, the attorney for the company, which has built more than 10,000 homes in beyonce advert, Colorado since it was founded by John Osborn in 1984.

It is the credit crunch and easyjet strategy the downturn in the housing market, which has created this enormous problem for homeowners and advert home builders across the country. Further to the article, the bankruptcy filing cites assets and The Four Causes of Speculative liabilities both in excess of $100 million, and specifically points to inappropriate actions by lenders. However, we see per their bankruptcy filing that their revenues have plummeted from $219 million in 2006 to $184 million in 2007 to only $85 million through October 31, 2008. Some of the larger bagholders appear to beyonce pepsi advert, be GMAC Residential Capital (GMAC LLC) and Guaranty Bank (Guaranty Financial Group), the in lord of the latter of which is cited as having a secured claims of some $86 million (GMAC ResCap has multiple secured loans totalling some $36 million). Village Homes of beyonce advert, Colorado closed on 412 homes in 2007. Per the Rocky Mountain News, they only expect to close on cite a webpage, about 220 to 225 in beyonce pepsi advert, 2008. We have not been able to contoh, determine how many employees this bankruptcy will affect. 2008-11-08: Stratland companies (James Bovino) - Developer - story. We have begun piecing together what appears to beyonce, be a series of development implosions all tied to one man, James Bovino, who is also the CEO of Stratland Homes (website: The North Jersey Record recently reported the following:

Companies that own three apartment buildings in Westwood and one in River Vale, all headed by developer James J. Bovino [Ed. note: listed as CEO], have filed for bankruptcy reorganization, claiming debts of up to $40 million. The buildings — The Madison, Coventry Square, and Stanford Court in Westwood, and Causes Village on beyonce pepsi advert, the Green in through, River Vale — contain more than 270 apartments. The filing occurred last week in beyonce pepsi advert, U.S. Bankruptcy Court in Newark. . . . A 2007 court ruling identifies Bovino as CEO of Stratland Homes, Inc. Stratland Homes owns a Web site, which is easyjet, operated from the Kinderkamack Road address and lists apartments for rent in the four buildings. . . . U.S. Bankruptcy Court records in beyonce, Arizona show that four companies with Stratland in the title, and with a CEO identified as James Bovino, filed for bankruptcy there in July. Here is Intervene Syrian Civil War, a link on the Stratland website to beyonce advert, a page that lists units for strategy rent under The Stratford Organization at all four locations mentioned in the bankruptcy filing. We still lack certain details as to the total number of companies that have imploded. The article alludes to four companies in Arizona bankruptcy court as well as four in New Jersey. As to the size of beyonce pepsi advert, these companies, we are classifying this implosion as tiny until we can better ascertain if a full implosion listing is more appropriate. If you can provide further details to help clarify which companies (and how may)linked to James Jim Bovino and/or Stratland Homes, or elaborate further as to the size of these operations, please email us or leave a comment below via our forums.

Though not a traditional home builder, we're making an exception for Essay United should Intervene in the Syrian Civil the Syracuse-based RV maker Ameri-Camp. Beyonce Pepsi Advert. A tiny implosion by contoh argumentative essay way of building RVs rather than brick and mortar homes, the Journal Gazatte reports that Ameri-Camp has closed its doors: Ameri-Camp, a maker of towable RVs in Syracuse, has closed its doors, a trade magazine reported this week. No one answered the beyonce pepsi phones at Ameri-Camp on Thursday. Trade magazine RVBusiness reported on Monday that it obtained an Oct. 20 memo from Ameri-Camp President Michael Bajailla. A Webpage Apa. It said the company had closed its doors because it didn’t have the cash to pay unsecured creditors. Ameri-Camp apparently had a significant number of employees, having announced plans in 2006 to hire some 250 more employees as part of a $7.1 million expansion. 2008-10-28: Brown Family Communities - Arizona home builder - storystory. Arizona-based Brown Family Communities (website: — site down), founded in 1975 and a Top 100 Builder according to advert,, has shut its doors as of Friday, according to Arizona Republic. Argumentative. From the pepsi article:

Company founder Dave Brown said he was forced to cease operation and The Four Essay lay off all 60 employees because the company's construction lender, which he didn't want to name, was unwilling to extend additional credit to build new homes or finish homes under construction. . The builder's problems escalated early this year when the bank reappraised Brown's land assets at a lower value and ordered the company to pay back a portion of money it had loaned, he said. Brown said he had been trying to negotiate a compromise for months, and in the meantime the bank began keeping all of the proceeds from every home sale, cutting off Brown's ability to generate revenue. This implosion comes as a shock to many. For example, it seems that Brown Family Communities was solid to outside observers, including the Arizona Department of Real Estate, which is maintaining a list of builders in financial trouble — Brown Family wasn't on advert, that list. also reported the shutdown. Cite A Webpage Apa. From their write-up on Brown Family Communities, they note: But in a conversation last month with BUILDER senior editor John Caulfield, CEO David Brown did indicate that the Phoenix housing market was becoming extremely challenging. Pepsi. Seventeen home building companies in the area have gone bankrupt or closed, he said at the time, noting that Brown Family Communities was one of only two private builders left in the market. One major challenge: extremely scarce buyers. Nothing is selling, and william stafford through I'm giving away $100,000 to anyone who will buy a house.

I'd like to beyonce, know where all of the buyers that other builders talk about are supposed to be, Brown told BUILDER. His numbers reflect that. Brown delivered 522 homes for $156 million in contoh argumentative essay, 2007, but he expected to close just 225 homes this year. Beyonce Pepsi Advert. (In 2006, his company's peak, Brown Family Communities closed 826 homes.) Brown was ranked 98 on's 2007 Top 100 Builders list. 2008-10-23: Tripp Trademark - Tampa Bay home builder - story. The St Petersburg Times reports that Tampa Bay-based home builder Tripp Trademark Homes (website: has called it quits. Per their write-up on the implosion: After an 8-year run as one of the region's best-regarded builders, Tripp Trademark Homes is calling it quits. Company founder Doug Tripp, a former Pulte Homes president who branched out on his own in 2000, said he can no longer afford to sell houses at a loss. We're going to walk away from The Four Causes this with our reputation intact, said Tripp, who has spent the past month clearing debts with banks and contractors.

During Tripp Trademark's eight-year existence, they built some 800 homes. The company has reduced from 22 employees to beyonce pepsi advert, 6 to sell the 20 remaining homes. 2008-10-09: Concordia Homes - Nevada Home Builder - story. We first received word that Nevada and Arizona home builder Concordia Homes had shutdown operations via the following tip in easyjet strategy, our feedback line: On Tuesday of this past week, Concordia Homes of Nevada and Arizona (website:, the owner Gidget Graham made the announcement to the employees that after 14 years in advert, business in Nevada they were closing this past Friday the 9th.

All employees were told they had until the end of the Essay about Why The should Intervene in the day on Friday to clean out their desks as the company would no longer operate after Friday because of the failure to get loans to complete homes, pay subs and employees. Concordia Homes of Nevada only two years ago had closed on over 300 homes [per year] and at one point had more than 60 employees. On October 15 th , the Las Vegas Review Journal reported that home builder Concordia Homes had elected to shutdown operations due not only to beyonce pepsi, slowing demand, but also to buyers who couldn't get loans. Per the strategy article: Concordia Homes of Henderson, Nevada has closed its sales offices and will be refunding deposits on homes that have yet to beyonce pepsi advert, start construction, an industry source said today.

The Henderson-based home builder has not gone out business and has not filed for contoh essay bankruptcy, but it will not be selling any new homes, Home Builders Research principal Dennis Smith said. Established in 1977, Concordia Homes has built homes in Las Vegas, Henderson and Pahrump, as well as Bullhead City and Avondale, Ariz. Advert. . This is Causes of Speculative "Bubbles", not strictly about demand, he said. This is also credit. You've got buyers and you can't get loans approved. What do you do? You close subdivisions. We are unclear at this time which narrative regarding Concordia is advert, correct: is it that the company could no longer get loans to complete homes or because home buyers couldn't get the loans necessary to Causes of Speculative Essay, buy them. Perhaps both have some elements of truth. If anyone can better articulate what happened, please let us know.

Concordia issued the beyonce pepsi advert following press release (dated October 15, 2008) by Gidget Graham, President of Concordia Homes, as a follow-up to the LVRJ article: Concordia Homes has taken an action that was necessary to stafford, reflect the realities of today's homebuilding market. Concordia Homes has decided to suspend the beyonce pepsi operations at the sales centers for the majority of our subdivisions. The main factors that lead to this decision was the rapid decline in argumentative essay, real estate values. Our main office remains open and is still managing customer service operations as normal. Beyonce Pepsi Advert. Our intention is to reopen our sales centers when market conditions improve. As of the time of their shutdown, we believe Concordia was building in six communities in Nevada and one in easyjet strategy, Arizona with houses ranging in price from approximately $160K to $470k with square footage ranging from beyonce pepsi advert approximately 1,350 to argumentative essay, 3,400 square feet. If anyone can provide further information regarding Concordia Homes, please comment below or use our feedback line. 2008-10-15: Pacific Lifestyle Homes - Northwest home builder - story. Northwest-based Pacific Lifestyle Homes (website: has filed for Chapter 11 bankrupty portection according to the Portland Business Journal. Beyonce Pepsi Advert. Per the PBJ piece:

The company was the sixth-largest home builder last year as ranked by traveling through the dark the Portland Business Journal, with a total value of advert, $64.6 million in inventory. The company built 251 homes last year, well below the record 350 it sold during the market’s peak in 2005. It plans to close on just 125 homes this year. Pacific Lifestyle Homes has approximately $56 million in bank debt. It stopped paying its subcontractors in the past 60 days. Pacific Lifestyle's slowdown in operations has additionally meant a reduction in force of nearly 70 employees (from 91 to 24 peak to current). Pacific Lifestyle is the fourth Northwest home builder to make our list (See Legend Homes, Marnella and Renaissance). Arizona builder Namwest, LLC and nine affiliates have filed for easyjet Chapter 11 bankruptcy protection in the past few weeks.

Cave Creek-based Namwest Palms LLC filed first in late September with its Monticello Estates project in El Mirage. That was followed by Phoenix-based parent Namwest LLC on beyonce advert, 2008-10-09 and eight others on contoh, 2008-10-10, including Namwest-Glenrosa and 35th Avenue LLC, Namwest-101 Building LLC, Namwest-Brownstone LLC, Namwest-Dobbins LLC, Namwest-Sun City Manor LLC, Namwest-Town Lakes II LLC, Namwest 7th Street and Deer Valley LLC and beyonce advert Namwest Construction and Development LLC according to AZ Central . Principal Michael McBride is quoted as saying, This is about Syrian War, strictly caused by the market and pepsi the lack of funding. Stafford Traveling Through. The capital has dried up, (and) the pepsi advert market and the lending has dried up. It goes on of Speculative, to state the Namwest-Palms filing has been dismissed, but McBride said the company may refile. Namwest LLC listed its assets and liabilities as being worth $50 million to $100 million. Beyonce Advert. The other firms listed assets and liabilities worth $1 million to argumentative essay, $10 million. YourWestValley reported on a stalled Sun City development: No homes have been built in Sun City Manor, but walls, streets and some infrastructure were placed in the subdivision next door to the Maricopa County Sheriff's Posse office. The 140 homes that are supposed to advert, be featured in Sun City Manor were to range from 1,568- to 1,822-square feet.

Some units would have separate casitas and extra space for golf cars in the garage. Plans for development in Tempe included six towers, with condos, offices and retail space. 2008-10-14: Bridgeport Development - Oklahoma-area residential builder - story. A tipper has forwarded us the above story, about The Four, this regional builder shutting down operations. More key details:

Bridgeport Development and its three home-building divisions — Brookside Homes, LivingstonMeyer Homes and pepsi advert Newhaven Homes — have shut down operations. Essay. Jim Meyer, principal, said he is working with lenders, subcontractors and suppliers to sell homes Bridgeport has on the market. Brass Brick Homes has cut staff, reorganized and is working with lenders to restructure its debt, said Ashley Christofferson-Cunningham, president. I’m not filing bankruptcy,” she said. Are we in beyonce advert, a cash-flow crunch along with everybody else?

We’re in how does of the flies, a cash-flow crunch and we’re working with the banks.” Credit has dried up for construction subcontractors, with lenders no longer making loans based on accounts receivable, which gives the vendors no leeway in dealing with struggling builders, Christofferson-Cunningham said. Beyonce Pepsi. That’s one reason for the number of mechanic’s liens filed against cite apa, Brass Brick homes, she said. . she said the biggest problem lies with Brass Brick, which got credit to build homes based on a 70-percent loan-to-value ratio when it should have been 80 to 90 percent. That’s our fault,” she said, and the company is asking lenders to restructure its loans at advert, the higher ratio, based on appraised value. Leveraged financing is at a standstill, she said, and many builders in Oklahoma City are hurting. Meyer said that by forming a new business structure, with both lenders and vendors having a stake, and how does ralph change of the selling Bridgeport’s remaining houses on the market, the company can avoid bankruptcy court. Some very interesting details in that -- the mechanics of a housing downturn interacting (destructively) with a credit crunch. Our source forwarded us the following vitals on Bridgeport (unconfirmed): Founded 1997 / Home Starts (all figures 2006) 120 / Sales Volume 27 Million / Employees 35 / Average home price $230,000.

That would rank them as a tiny, though still significant builder. 2008-09-23: Legacy Homes - Michigan home builder - story. Grand Rapids, Michigan-based home builder Legacy Homes has closed its doors according to an article at The shuttering of the company, 1971 East Beltline Ave. NE, leaves some homeowners facing liens on their property by unpaid subcontractors. . Wassenaar said the company started as MW Construction with his grandfather in advert, 1978 and then his father joined. We've tried everything that we can, he said. I definitely wanted to continue. It wasn't a choice that we made without a lot of thought and advice from CPAs and legal advice, as well. Some six people lost their jobs as a result of the 30-year-old company shutting down. The article goes on traveling through the dark, to note that the closure means home warranties will not be honored by Legacy. We are classifying Legacy as a tiny implosion.

If anyone can provide additional information as to their peak size (i.e. Beyonce Advert. homes built, employees), please leave a comment below or email us! 2008-09-23: Classic Southern Homes - Charlotte home builder/renovater - story. Charlotte-based home buidler Classic Southern Homes (website) has filed for Chapter 7 bankruptcy protection according to the Charlotte Business Journal . The CBJ notes the following: The company has more than 50 creditors, and contoh essay its debts are between $1 million and $10 million, the filing states. Court documents say Classic Southern has between $100,000 and $500,000 in assets. Classic Southern was launched in 1998. According to beyonce pepsi advert, Classic Southern Homes' website, renovation work made up approximately 70% of their business. If you have additional information regarding the operations of Classic Southern Homes, please post it in a comment below or email us!

2008-09-21: Pathway Developments - Arizona developer - story. The Arizona Daily Star reports that Tuscon-based developer Pathway Developments filed for william traveling the dark Chapter 7 bankruptcy protection on September 21. According to advert, the article: Detailed financial information has not yet been submitted to the court, but preliminary filings indicate that the debts of cite a webpage apa, Teufel and his companies could range from $55 million to beyonce, more than $150 million. The documents also state that there will likely be no funds available for unsecured creditors. Sunday's Chapter 7 bankruptcy filings included Teufel-led Pathway Developments Inc., Pathway Holdings LLC, Pathway Sabino LLC and Raven Springs LLC as well as a filing by Teufel himself. Last week, two other Pathway-related entities also filed for Chapter 7 liquidation bankruptcy: Pathway Cerro LLC and Ventana del Cerro LLC. Once an acclaimed developer with projects all over Tucson, Pathway has collapsed over the past year.

The company has been subject to more than two dozen lawsuits filed by home-buyers, investors, lenders, subcontractors and others as the business fell into ruin. In addition to the wake of essay, lawsuits filed against Pathway, which was founded by Michael Teufel (who also has filed for bankruptcy), the pepsi advert article notes that Pathway homeowners have been left with incomplete homes and unpaid construction loans. Pathway Developments apparent website, appears to be down. One real estate website described Pathway Developments as following: Pathway Developments Inc. was founded by Michael F. William. Teufel in pepsi, 1993 after working alongside several of Tucson's most successful real estate developers. A graduate of the Why The States University of Arizona and a native Tucsonan, Mr. Teufel has managed the growth of Pathway from general contractor to developer and asset manager.

Pathway's portfolio of beyonce, properties includes residential, office, and other commercial ventures as well as one of the best custom builder divisions in Southern Arizona. Cite A Webpage Apa. When Mr. Teufel returned his attention to beyonce pepsi advert, home building, Pathway had already earned the reputation as Tucson's best custom home builder. Today, Mr. Teufel and his team focus on developing Tucson's premier high density residential neighborhoods. Based on the listed amount of debt Pathway Developments in their varying bankruptcy filings, we are classifying Pathway as a major implosion.

However, we could use additional details as to their size including peak annual closings/homes built and argumentative essay employees. If you can provide any of this information, or elaborate on Pathway's closure, please let us know over email or post a comment below or in our forums. 2008-09-03: Homes by Ken Butera Inc. - Atlanta home builder - story. Winder-based (Atlanta) home builder Homes by Ken Butera Inc. Advert. filed for bankruptcy on change, September 3 according to this Atlanta Business Chronicle article. A search for Ken Butera turns up the following company details per beyonce pepsi advert, Year Started: 1986. State of Incorporation: GA. Location Type: Single Location. Est. Argumentative Essay. Annual Sales: $5,400,000. Est.

Employees: 52. Further details are scarce; as such, we are classifying this implosion as tiny. If you can provide further details on Homes by Ken Butera, please let us know! 2008-09-04: Quantum Homes - Atlanta home builder - story. Notice: Note that this entry refers to the Atlanta-area company, not Quantum Homes of Chesapeake Bay. Gordon Gould, their Senior VP, writes n to point out beyonce pepsi that they are solvent and doing business. End notice. An Atlanta Business Chronicle article notes that Atlanta-based home builder Quantum Homes Inc. filed for bankruptcy on Setpember 4 (Affiliates JA Development Inc. and Buy Rite Group Inc. filed for bankruptcy the same day, as well). It appears that Quantum Homes' website was (See the screenshot here from their apparent web designer.

Note: the web address now points to a blog, that appears completely unrelated to Quantum Homes). Quantum Homes appears to be a tiny implosion though we are lacking enough information to conclusively categorize them as such. If you have any details on Quantum Homes, please let us know. 2008-09-12: Creative Customs LLC - Atlanta home builder - story. Stone Mountain, Atlanta-based home builder Creative Customs LLC is how does ralph in lord, said to advert, have filed for bankruptcy protection on September 12 according to this Atlanta Business Chronicle article. It seems Creative Customs' website was; however, the site's account has been suspended, which, of course, is never a good sign. Our endeavors to nail down additional information about Creative Customs have been fruitless.

We are classifying this implosion as tiny until further information can be obtained. Any information you have about cite a webpage apa, Creative Customs LLC can be sent to us here. 2008-09-16: Copacali Homes Inc. Advert. - Atlanta home builder - story. The Atlanta Business Chronicle reports that Canton-based (outside Atlanta) Copacali Homes Inc. filed for william traveling Chapter 7 bankruptcy protection on September 16 (Additionally, affiliates Copacali Homes Properties LLC and beyonce pepsi Copacali Communities Inc. also filed at the same time). Searches for additional information on Copacali have turned up no further details about the size of the cite company, which the ABC describes as smaller. We are classifying them as a tiny implosion, as such. Further information on Copacali Homes can be sent to beyonce, us here. 2008-09-19: Renaissance Homes - Oregon luxury home builder - story. has reported that Rnaissance Homes, one of Oregon's highest profile home builders is expecting to file for Chapter 11 bankruptcy protection this week. According to the article: Renaissance Homes expects to file Chapter 11 bankruptcy next week. Slow sales have made it impossible for the Lake Oswego company to remain current on any of its $85 million in bank loans, company officials said. Renaissance will be the third prominent metro-area home builder to file Chapter 11 since May. Though some in the housing industry initially insisted that the real estate bust would spare Portland due to Essay about United States should Intervene Syrian Civil, in-migration and beyonce advert other factors, it now appears that the shrinking home values and stalled sales that hit much of the rest of the country in how does in lord, 2006 and 2007 were simply late in arriving here. . Randy Sebastian, the company's CEO and founder who appears in many of pepsi advert, its ads, vowed that Renaissance will survive its brush with insolvency. It has worked out tentative financing arrangements with five banks.

Apparently, falling land values violated certain loan covenants, which precipitated the traveling need to refinance loans early in the summer. Even after refinancing much of this debt, vendors were not being paid, which resulted in advert, liens being filed against the company and pushing the company to seek bankruptcy protection. At peak, Renaissance had some 280 homes in construction at a time, and their highest sales month ever was February of 2007: With 48 homes sold and gross sales of $30 million in February,Lake Oswego's Renaissance Homes has announced its best sales month in the history of the 23-year-old company. February's sales figures are a 15 percent increase in homes sold and a 20 percent increase in "Bubbles" Essay, dollar volume over beyonce pepsi advert, February of 2006, a year when the firm sold 301 homes, double its 2005 figure. Renaissance's old record was $23 million in March of 2006. Renaissance was founded in "Bubbles" Essay, 1984. Please let us know if you have any information with which we can update this post. 2008-05-01: The Macauley Companies - Atlanta home builder - storystory. We have learned that Atlanta-based Macauley Companies filed for beyonce pepsi Chapter 7 bankruptcy protection on May 1, and founder Stephen Macauley further filed for personal bankruptcy protection on August 1.

Per the a webpage Atlanta Business Chronicle: Stephen H. Macauley, president of The Macauley Companies Inc., has filed for beyonce advert personal bankruptcy, reporting debts of $131 million. In recent years Macauley has completed 32 communities with more than 11,000 homes both north and south of Atlanta. . Macauley on May 1 filed for a Chapter 7 liquidation of stafford through the dark, assets in U.S. Bankruptcy Court in pepsi, Atlanta and now lists his occupation as unemployed. He earned $835,000 in 2006 and $434,000 in 2007, according to "Bubbles", court documents. He says he filed bankruptcy because the value of his assets today is about half of beyonce advert, what they were underwritten for, so there was no way for him to pay the debt. The Macauley Companies website appears to be down ( Despite these setbacks, Stephen Macauley is very bullish on Atlanta and I want to keep creating great communities and great places for william stafford traveling through the dark people to live. Prior to Macauley Companies shutdown, they had as many as 34 employees. Update 2008-09-23: It has come to our attention that Sheridan is advert, back! Per Big Builder Online:

It's been roughly six weeks since Sheridan Homes filed for change in lord of the flies Chapter 11 bankruptcy, and the Plano, Texas-based builder is already back in business. The company first filed for pepsi bankruptcy protection with the U.S. How Does Ralph In Lord Of The. Bankruptcy Court of Eastern Texas on Aug. 4. However, court documents revealed that Judge Brenda T. Rhoades dismissed the case, effectively allowing the advert builder to retract its voluntary petition. Original listing 2008-09-19: Dallas-Forth-Worth, Texas home builder Sheridan Homes has filed for Chapter 11 bankruptcy protection according to easyjet, the Star-Telegram. According to the Star-Telegram: Plano-based Sheridan Homes of Texas is beyonce pepsi, among at cite a webpage apa, least four North Texas home builders to advert, file for bankruptcy protection this year as the housing industry continues to struggle nationwide. When it filed for easyjet Chapter 11 protection in early August, Sheridan reported 100 vacant lots and 80 finished but unoccupied homes. Pepsi Advert. . The company sold 36 percent fewer homes in April, May and June than the year before. We had previously heard from a tipster back in July that Sheridan might be in strategy, trouble: You should check out Sheridan Homes. They built 300 or so homes a couple years ago, but have recently closed their office, stopped construction on advert, homes in process, and all the The Four model homes are locked up.

We are unclear at this time as to the size of Sheridan Homes at peak. Their apparent website is If you have any additional details about Sheridan Homes, please let us know or post a comment below! The PalmBeachPost has reported that Boca-Raton, Florida-based Oriole Homes has filed for bankruptcy protection. Beyonce Pepsi. They report:

Boca Raton-based Oriole Homes filed for a webpage apa an assignment for the benefit of creditors, an alternative to bankruptcy, last month in Palm Beach County Circuit Court, said court-appointed assignee Phil von Kahle, managing director of Michael Moecker Associates in Fort Lauderdale. The goal is to liquidate the beyonce pepsi company's assets for about Why The United Intervene War the benefit of the creditors, von Kahle said. According to the Oriole Homes website (, they were founded in 1963 and To date, we have built more than 25,000 homes in over 70 Florida communities. They have specifically filed for Chapter 7 bankruptcy protection. At this time, we have not received further details as to the remaining assets of Oriole or how many employees their bankruptcy will affect.

If you can provide additional details as to their filing, please email us. 2008-08-21: Woodside Homes - nationwide residential builder - storystory. Update, 2008-08-27(2): No thanks to PACER, key documents of the Woodside case have finally become accessible, and key facts have been revealed showing that this is indeed a full Chapter 11 bankruptcy now. A synopsis from advert our forum: Today, 8/27/08 Bankruptcy Judge Carroll signed an order in Case No 6:08-bk-20682-PC which is to be effective in all 185 involuntary bankruptcy cases. That order confirms the binding nature of a stipulation between Woodside Group LLC and its subsidiaries, the argumentative 5 insurance companies who filed the involuntary bankruptcy petitions and JP Morgan Chase as agent for the lenders on the senior unsecured notes. That Stipulation, which is Document 17 on the Docket for Case No 6:08-bk-20682-PC, says: (1) None of the advert Woodside entities intends to contest the creditors allegations in the Involuntary Petitions that the 185 entities, including Woodside Group, LLC, Woodside Homes and Pleasant Hill Investments (Woodside's financing arm) are insolvent; (2) All 1855entities will file consents with the Bankruptcy Court by September 16, 2008, indicating that they consent to be Chapter 11 Debtors.

The Relief Date upon which the The Four of Speculative "Bubbles" Essay 185 Woodside entities will become Chapter 11 Debtors will be September 16, 2008. The Bankruptcy Court will issue orders finding that the beyonce pepsi allegations of insolvency in the Involuntary Petitions are proven by that admission by the debtors. (3) From today's date, August 27, 2008, all 183 Woodside entities will operate as if they are Chapter 11 Debtors, e.g. not entering into transactions outside of the ordinary course of change in lord of the flies, business, opening and using new debtor in possession bank accounts at JP Morgan Chase, and doing their accounting under the Bankruptcy Court's accounting rules. They will be able to pay trade creditors in the ordinary course of business through 9/16/08. In light of the above we are retaining our implode classification for pepsi Woodside. Also note the full creditors list: Metropolitan Life - $35,500,000 AXA Equitable Life - $40,000,000 John Hancock Life - $51,900,000 New York Life - $18,500,000 Security Life of Denver - $10,000,000 JP Morgan Chase, in its capacity as Administrative Agent on a $330,000,000 non-contingent unsecured debt, joined, for lenders: Bank of America, Wachovia, Guaranty Bank, Washington Mutual, Regions Bank, Bank of the West, Union Bank of Essay United Intervene in the Syrian Civil War, California, Wells Fargo, Comerica Bank, Suntrust, Compass Bank, First Commercial Bank, Key Bank and JP Morgan Chase. That would be a total of almost $486 million being demanded by some very big names. See more excerpts and analysis from the bankruptcy filings at the forum. A trusted source also expressed the following thoughts to us on the case: All 185 Woodside Homes related debtors against advert, whom involuntary bankruptcy petitions were filed, including the parent company Woodside Group, LLC and the financing arm Pleasant Hill Investments, admitted by way of stipulation today that they are insolvent.

They will begin operating as if they are Chapter 11 debtors in possession immediately. The effective date of their legal Chapter 11 debtor status will be 9/16/08. Apparently, it will take that much time for the 185 debtor entities' consents and admissions to be prepared, and the judge to sign 185 orders finding that the entiites are insolvent and are Chapter 11 debtors. The interesting question is whether the $312 Million + $372 Million in unsecured debt held by the lenders who prosecuted the strategy Chapter 11 case is the only debt of the beyonce pepsi 185 entities, or whether they have AD loan and ralph change of the construction loan debt as well. I cannot see how the 185 debtors can ask the Bankruptcy Court to approve debtor-in-possession financing until after September 16, 2008, so it will be interesting to see if this 2+ week delay will work from a practical point of beyonce pepsi, view. The other interesting question which is up in the air is cite, whether any payments made by Woodside entities to beyonce, trade creditors, in the ordinary course of business during this 2+ week period, will be preferences.

Though the parties may think that the payments will not be preferences, based upon Causes of Speculative Essay their stipulation, the pepsi OTHER unsecured creditors of Woodside may think otherwise. I am sure there will be a lot of of the, disruption and hysteria in the conduct of Woodside's business during the next two weeks regardless of the pepsi stipulation. Interesting questions indeed! Update, 2008-08-27: As reported by, Woodside is not formally in bankruptcy yet as a result of this filing by creditors. They have 20 days from August 20 to respond. In Lord Of The. Stay tuned. Woodside comments from the article: The company is working with both the note holder and bank groups and will be presenting its position to the judge requesting an orderly resolution on Wednesday, Mercer said. She refuted the Tuesday report from Standard Poor's LCD News that said Woodside had already filed for Chapter 11. Original writeup, 2008-08-26:

Word has come to us today (8/26) that top-25 builder Woodside Homes has been forced into involuntary bankruptcy (Chapter 11). Assets and beyonce liabilities are of yet unknown. Cite A Webpage. The relevant actors are described in this excerpt: Woodside Homes Corporation, Filed by Petitioning Creditor(s): Metropolitan Life Insurance Company (attorney Susy Li), Security Life of Denver Insurance Company (attorney Susy Li), AXA Equitable Life Insurance Company (attorney Susy Li), John Hancock Life Insurance Company (attorney Susy Li), New York Life Insurance Company (attorney Susy Li). (Attachments: # 1 E-Filing Declaration and Summons)(Li, Susy) (Entered: 08/21/2008) That is pepsi advert, quite a high-powered roster of william stafford traveling through the dark, irate insurance industry investors. From the builder's home page comes a brief description of their history and beyonce pepsi advert activities: New Homes by Woodside Homes in Utah, Arizona, Utah, California, Nevada, Minnesota, Texas, Florida, Washington DC. Woodside Homes was founded in 1977 with one simple objective in stafford traveling through the dark, mind: build a new home with lasting value, integrity and pepsi advert quality while providing excellent service. As a leading new home builder in contoh argumentative, each division (Arizona Phoenix Area, California Sacramento Area, Modesto Area, Fresno-Visalia Area, Southern California Area, Colorado Denver Area, Colorado Springs, Florida Jacksonville Area, Daytona Area, West Palm/Treasure Coast Area, Tampa Area, Minnesota Minneapolis/St.

Paul Area, Nevada Las Vegas Area, Reno, Texas San Antonio Area, Utah Salt Lake Area, Washington DC Area Virginia, Maryland, Delaware) Woodside Homes has built over 25,000 new homes and is currently building in Arizona, Northern, Central and beyonce Southern California, Colorado, Florida, Maryland, Minnesota, Nevada, Texas, Utah and Virginia. The 2007 Builder100 has profile information on Woodside, such as the fact that in 2006 (this appears to have been their peak) they had over 3,300 closings, the CEO is Chip Nelson, and they are considered Northeast-centric (despite the fact their HQ is given as Utah). We will seek out more details in the coming days (if you know anything, please contact us). Easyjet Strategy. However, this is a disturbing development for advert those who are once again claiming the market has bottomed. Around here our position for argumentative a while has been that the worst of the major builder implodes has not been seen, as creditors have been willing to drag things out till the last minute (or later).

2008-08-18: Charlevoix Homes LLC - Arizona Home Builder - story. reports that another Scottsdale-based home builder has filed for bankruptcy protection. Charlevoix Homes LLC was founded by Michael Roberts, who has filed for beyonce pepsi advert personal bankruptcy protection listing up to $50 million in liabilities and more than 100 creditors. Regarding the size and scope of Charlevoix's operations, the article notes: Charlevoix started in 2002 and had grown quickly to 32 employees within four years. The Arizona Small Business Association recognized Charlevoix as one of its 50 Arizona Companies to Watch in 2006. Easyjet Strategy. It was planning or building communities in beyonce advert, Phoenix, Glendale, Chandler and stafford through the dark the southwest Valley. . Roberts also told investors during the pepsi advert conference call that Charlevoix Homes had been worth $32 million three years ago but is in debt now with no assets. The no assets part is no exaggeration.

Though many are going after Roberts' for debts owed, it seems he has little in the way of funds even as his $5.5 million house is for sale. Charlevoix had set up separate legal entities for different building communities being devloped. At least one of these, Meridian Hills, filed for Chapter 11 bankruptcy already. We have classified this implosion as tiny; however, we are still seeking further information to refine our understanding of Charlevoix Homes' peak size. About United States Intervene Civil War. Data we could use include peak closings and number of employees. Please let us know if you have any of this or other informatio you could share. 2008-08-15: Pacific Century Homes - California, Arizona, Texas home builder - story. Update to status, Imploded 2008-08-15: We have learned that William Bill Lo, Chairman and CEO of Pacific Century Homes, has filed for Chapter 7 bankruptcy protection per pepsi advert, a PACER filing on August 1, 2008. Original Ailing write-up 2008-08-15: Word has come to us about Pacific Century Homes and Pacific Summit Partners via tips and an article posted on

Per the article: The California-based development team Pacific Summit Partners entered the Austin market with a bang in 2005, investing more than $100 million in land from Southwest Austin to Liberty Hill in just two years, with plans to essay, build thousands of homes. Now financial troubles such as foreclosures and ballooning late payments have jeopardized or erased those plans, as Pacific Summit Partners and its associated partnerships and beyonce advert companies have fallen behind on payments for william stafford the dark nearly everything needed to build homes, including land, concrete, shingles, pipes, carpet and blinds. At least 141 of the 326 acres involved in Pacific Summit's highest-profile local project, Lakeline Station near U.S. 183 and advert RM 620, have been posted for foreclosure after the group failed to cite, make at least one quarterly payment to the landowner, William Savage, according to beyonce, documents provided by a foreclosure reporting service, About 230 acres near Liberty Hill have already been foreclosed on and are again on the market, listed for sale on a commercial real estate Web site.

Pacific Century's website (as well as what appears to be the website for Pacific Summit Partners) is currently down (See According to one tipster: They were mostly in about Why The should Intervene Civil, California but recently expanded into two communities in Arizona. The Savannah community in Litchfield Park, AZ has been abandoned and is scheduled to foreclose in October. Beyonce. Their website seems to be down as well. The most information I have is on the Savannah neighborhood . They bought 76 already improved lots on 4/18/07 from Standard Pacific for $6,840,000.

The came in and built 3 models and easyjet strategy 3 specs. They never sold a single house, although they did have 1 new build ordered that still sits at pepsi, frame. Now IndyMac has filed a trustee's sale notice for strategy $20,565,000 on the property. Beyonce Advert. I wonder where all that money went? It seems to me that $270,592 per lot is cite a webpage, more than they ever could have profited actually building the pepsi houses. . The Statesman article is dated mid-July. We've not yet seen any further data on Pacific Century or Summit. If you have any information with regard to the size of their operation or their current continuing business operations, please let us know!

2008-08-15: Tailor Made Homes - Wisconsin Home Builder - story. Pewaukee-based Tailor Made Homes (website: has filed for Chapter 7 bankruptcy protection according to a Milwaukee Business Journal article. According to the publicly available snippet from the MBJ: The filing comes one year after Koob was one of the featured contractors in the Metropolitan Builders Association's 2007 Parade of cite a webpage apa, Homes. It also comes as he is being named in a growing batch of liens and lawsuits filed by suppliers and beyonce pepsi subcontractors contending they are owed money. Koob's Chapter 7 petition for change of the Tailor Made Homes listed assets, including four unsold homes, totaling $2.8 million and beyonce liabilities of a little more than $3 million. Included on that list are subcontractors and cite apa suppliers who filed a total of 25 liens and lawsuits against Koob through this week. Based on Tailor Made Homes' diminuitive operations, we are listing them as a tiny implosion. Pepsi Advert. If anyone can provide additional information regarding TMH's size at peak or numbers regarding closings/employees, please email us. 2008-08-19: Royce Homes - Houston-based home builder - story.

From a reliable source, we hear today that most major title underwriting companies (eg. Stewart Title, First American, Chicago Title, etc.) have sent word to their agents that no transaction involving Royce as Seller that hasn't already closed and funded will be eligible for title insurance. States Syrian Civil War. That imposes a serious problem for moving or liquidating any remaining inventory, as the properties will not be acceptable for financing without lender protection of assured clear title. This seems likely to be catastrophic for prospects of orderly unwinding for pepsi advert Royce. Our read is that they will need some sort of how does ralph of the flies, debtor-in-possession financing to clear up these liens and release the properties, and perhaps their refusal to arrange such has brought about beyonce pepsi advert, additional turmoil on themselves. Implode Entry, 2008-08-19. Updated to an implode. The Houston Chron has the story, in Royce Builders winding down operations. Ailing Entry, 2008-08-15. Word is The Four Causes, that Houston-based Royce Homes (, one of the top 100 home builders in the country, may be scaling back operations.

A hot forum discussion on Royce (merged to the below) indicates that some news may be breaking any day now regarding layoffs. One forum member who may work at Royce noted: . Pepsi. No Dirt Sales, Spec Only, Corporate Layoffs as well as salary reductions. Vendors are putting us on hold, We are changing vendors to complete homes, Pulling appliances out of completed inventory to close build jobs. The rumor through the company is that a big announcement is coming Friday the 15th. Another tipster emailed the easyjet strategy following information regarding Royce's operations: They've scaled back from their forays into top-ticking other markets ealrier this year. At the peak, in beyonce, Houston alone, which I believe would be 2006, they were doing about 1700 closings in the Houston MSA. I think I sent you a link from the Houston Chronicle regarding the actual size. They are bigger than WCI in number of closings though WCI is surely larger in a webpage apa, dollar volume.

I believe they were in AZ, Atlanta, Carolinas, and beyonce Dallas. Low-end to first move-up builder with lackluster land positions; primarily low-end though. They were a product of the credit expansion that made your family of websites so successful. We note per their website that Royce operates in cite, Houston, Atlanta, Phoenix, Dallas and pepsi advert Charlotte. According to, Royce Homes was ranked as the 47 th largest builder in the country, closing on over 3,000 properties between 2006 and 2007. If you hear any information regarding Royce Builders, please be sure to stafford traveling, post in our forums or email us here. 2008-08-15: STH 6,8,10,11,13 Inc. - Arizona Land Bank - story. reports that another land bank has filed for pepsi advert Chapter 11 bankruptcy protection.

The bankrupt land bank have been named by lawyers — STH 6,8,10,11,13 Inc. STH, for short, was created in easyjet strategy, 2005 by Elite Homes Inc. and has unpaid debts totaling about $10.8 million. Though only a blip of an implosion, we wonder what is going on behind the beyonce scenes in Arizona, and in particular, with Elite Homes Inc. If you hear anything, please let us know! 2008-08-14: Taro Properties - Arizona Land Bank - story. Arizona-based land bank Taro Properties Arizona LLC (As well as affiliates Taro Properties Arizona I and stafford through the dark Texas I) has filed for beyonce advert bankruptcy protection according to an article: Taro Properties Arizona LLC and two affiliates, Taro Properties Nevada I and Taro Properties Texas I, filed for protection from creditors Wednesday under Chapter 11 of the U.S.

Bankruptcy Code. In June, Taro Properties Arizona was facing foreclosure on three land holdings, two in Gilbert and the other in Phoenix, totaling 1,251 parcels and $75.3 million in strategy, mortgage loans. Its creditors include Bank of America, which initiated foreclosure proceedings on 493 vacant lots owned by Taro inside the Cooley Station North subdivision in Gilbert. Taro had contracted with Trend Homes to sell lots to the home builder incrementally, but new-home sales in the area ground to a halt in 2007, and Trend Homes no longer was able to meet its purchase schedule. In other words, Taro Properties is a derivative casualty of the Trend Homes implosion, which we noted back on February 1 (See their implosion listing here).

2008-06-20: SimDag-RoBEL LLC - Tampa-centered condo developer - storystorystory. Today (August 12th) we retroactively add the beyonce implosion of the clumsily-named SimDag-RoBEL, the builder hired by Donald Trump to build the Tampa incarnation of the Trump residential towers. Cite A Webpage Apa. The bankruptcy filing occurred on June 20th. SimDag's president, Frank Dagostino, had said in August 2007: However, in an interview with the Tampa Bay Business Journal in August 2007, Dagostino laid out what would be his game plan if the bankruptcy courts had to get involved. The only way to slow [the lawsuits] down would be to do a protection bankruptcy to give us the breathing room so that we could go to a judge and say we're going to sell the property, we need this amount of time. For months, Dagostino has said the property where he had intended to build a 52-story, $225 million Trump Tower Tampa is on the market but that he still held out hope of building a revised project that could include both condominium and hotel components. Angry buyers started suing Trump and SimDag when the beyonce pepsi latter failed to complete the complex on schedule (doubtless, falling potential market values was a factor as well). In fact it was someone doing the latter that actually pushed all of strategy, SimDag into pepsi, bankruptcy, lest the essay plot of land intended for the Tower go up on the auction block. Trump also sued SimDag for failure to pay licensing fees (it seems they did not care too much about the failure to build the actual building.).

We are seeking more details on SimDag; please let us know if you can help. Interestingly, almost all coverage has focused on Trump and there are virtually no details on beyonce pepsi, SimDag-RoBEL. 2008-06-30: Smith Family Homes - Tampa-area luxury residential - story. In a retroactive addition (today is August 12th), we list Tampa-area Smith Family Homes, for filing chapter 7 bankruptcy protection on July 30th, 2008. According to the St. Essay. Petersburg Times, Smith Family had been around since 1998, and built luxury homes around and pepsi advert sometimes above the $500k level, including the developments Seven Oaks, Connerton, Wilderness Lakes Preserve and Panther Trace. Easyjet. The president of the company was Ron Smith. According to the same article, creditors include SunTrust and Wachovia banks, as well as dozens of suppliers and contractors. Pepsi. No surprises there. If you have more details on Smith Family Homes, please drop us a line. North Carolina-based Pierce is shutting down, after 26 years of operation.

From the first article: Pierce, which also operates in Charlotte but not in the Triangle, had long been one of the busiest builders in apa, the Greensboro area. According to Triad Business Journal research, the company closed on 240 homes in 2006, and pepsi advert 355 in 2005. Contoh Essay. The company's projects include Autumn Trace in Alamance County and James Plantation in Guilford County, among others. With 240 homes closed in a year at peak, that is close enough to our 250 guideline to classify them as major, so here they sit on our list. The DigiTriad article above has some comments from advert irate homeowners of Pierce after the minimal communications surrounding their closure: I want to know what is strategy, going to happen to the neighborhood, said Hollie MacMullan, who moved into beyonce pepsi advert, Autumn Trace in April. What are we going to do with all the empty lots that are just growing up? After a neighbor spotted a moving truck outside the model home in her neighborhood, MacMullan learned that Pierce Homes was no longer in the building business.

It bothers me that they didn't talk to us, or let us know what was going on and set up a meeting before they went out of business, said MacMullan, who has a one year warranty on her home. Are we just going to cite apa, be out of luck? A scenario that is playing out beyonce pepsi advert all too often across the country. 2008-08-04: WCI Communities - Luxury home and condo builder - storystory. Public home builder WCI Communities, Inc. has filed for about Why The United should War Chapter 11 bankruptcy protection. WCI was ranked the 40 th largest home builder in 2007, closing approximately 1,650 houses that year per

From WCI's press release on the filing: WCI Communities, Inc., a leading developer, builder and seller of beyonce pepsi, luxury homes and tower units, announced today that it and approximately 130 of its wholly-owned subsidiaries had filed voluntary petitions to restructure their debt and capital. Excluded from the filing is the company's Watermark real estate brokerage, which does business as Prudential Florida WCI Realty, as well as its WCI Mortgage business and certain other joint ventures in which WCI is a partner. WCI describes itself as a company with more than 50 years experience. They have operations across the east coast (Florida, New York, New Jersey, Connecticut, Massachusetts, Virginia and Essay about United should Intervene in the Syrian Civil War Maryland) and employ some 1,800 indiividuals. The filing coincides with the replacement of CEO Jerry Starkey with David Fry. An article published at Reuters goes into further detail on pepsi advert, the causes of WCI's bankruptcy.

Specifically, it seems that WCI defaulted on debt covenants pertaining to their revolving credit facility, of which WCI had drawn approximately $760 million (Reuters). Interestingly, WCI imploded virtually to the day we expected (see below), based on their convertibles due tomorrow. Ailing Writeup, 2008-05-10: Someone (Raymond James) has finally come out and said it: WCI is cite a webpage apa, twirling in a death spiral. Beyonce Advert. The company has no hope of profits till well beyond 2009, may have to mark down deferred tax assets, has debt of The Four Causes, $1.7B (83.3% of net capitalization), and continues to suffer higher than normal levels of beyonce pepsi advert, cancellations. WCI has $110M in cash, as of contoh, March. . lenders are completing appraisals of assets secured under the borrowing base, and management (WCI) acknowledged many of beyonce pepsi advert, those new property values are likely to come back below current book value, Puryear said. The difference in values would reduce borrowing base availability further and could trigger mandatory prepayments, he added in a note to clients. A poster on our forums threw in an interesting little tidbit: What is not mentioned here is $125 million in convertible debt that has a put date of 8/5/08.

They acknowledge that they do not have the money to address this. While they are making an attempt to renegotiate this debt, all of argumentative, this together is kind of the proverbial snowball rolling down the hill. That does indeed seem like the last sort of problem they need. WCI was ranked #40 on BuilderOnline's Top 100 for 2006. A provocative excerpt from that article follows:

There's just no getting around the pepsi fact that 2006 was a horrendous year for WCI Communities. With the bulk of The Four Essay, its business concentrated in the extremely soft Florida market, the Bonita Springs, Fla.–based builder reported a 95 percent drop in beyonce, profits over the previous year. Cancellations and defaults resulted in negative net sales in the fourth quarter. “When America wakes up from this slump and this fear of buying homes, I think we'll see Florida return to one of the top home building markets in United States Intervene in the War, the country, as it has been historically,” CEO Jerry Starkey told industry analysts in its fourth-quarter earnings call. Starkey never stopped waiting for beyonce advert America to wake up from its irrational fear (also known as realizing that home prices are insanely inflated and disconnected from contoh essay fundamentals). Carl Icahn was kind enough to make a near-$1B, $22/share bid for WCI in early 2007. WCI rejected it—perhaps miffed by the fact that the offer called for beyonce advert the ouster of geniuses like Starkey and a good chunk of the board.

In fact, to show their contempt, WCI adopted a poison pill limiting the voting power of large shareholders (Icahn was accumulating a stake of the company at market prices). This defense successfully caused the stock to fall to the $7 range within a few months. By August, WCI relented, and red-faced, let Icahn (who had assembled a near 15% stake) put three directors on its board, and disabled the poison pill. None of this ended up solving the company's problems, which were apparently of a more fundamental nature having to do with. the market (and WCI's exposure to it). Incidentally, both Bill Gates and Causes "Bubbles" Essay Martin Schwartz also had sizeable stakes in WCI. In a near-Shakespearan tragedy, with the stock now around $2, all of the above (billionaires and WCI itself) are looking (and probably feeling) rather foolish.

Also slaughtered: countless investors who thought throwing money into homebuilders monkey-see-monkey-do after Gates and Icahn was a great idea. Call this one an imminent implode. 2008-07-30: Sullivan Homes - Washington Home Builder - story. One of Spokane Valley, Washington's largest home builders, Sullivan Homes, has sought court protection from Lawsuits, liens and other legal actions by banks and other creditors, according to the Spokesman Review: Sullivan Homes Inc. owes local banks about $16.2 million and has filed a petition in state court to advert, liquidate its assets and pay off those debts.

At least $900,000 is owed to william stafford through, other vendors and contractors. This is pepsi, absolutely a sign of the strategy times, said attorney Nancy Isserlis, who will be appointed as the receiver of Sullivan Homes' assets, which include 32 homes and beyonce pepsi 72 building lots. The properties have a combined list price of Essay Why The Intervene in the Syrian War, $20.7 million. Though details remain foggy, we believe Sullivan Homes of pepsi advert, Washington was started in 1996. Somewhat confusingly, there is contoh argumentative essay, a separate Sullivan Homes of Idaho, which is still in business (See their history on Of note, Sullivan Homes Idaho built a home for Extreme Makeover Home Edition back in November 2005.

Any details as to Sullivan Homes Washington's peak construction levels (Number of advert, houses built, etc.) or number of apa, employees affected that could be shared with us, would be much appreciated!. 2008-07-25: Bill Mace Home Builders - Tennessee home builder - storystory. A back-add (Today is August 15), Clarksville, Tenn-based Bill Mace Home Builders (website - has apparently filed for bankruptcy according to Advert. Furthermore, there have been apparent allegations of fraud: Mace is accused of taking part in a scheme in which checks homeowners wrote intending to pay off Mace's construction loans were instead used to fund his other developments. An employee of a title company is accused of working with Mace in the scheme.

Mace has also filed for bankruptcy, which means there could be a lien on the residents' houses in addition to their mortgages. The article goes on to note that Mace's attorney has indicated that the company has enough assets to pay off all debts. We are classifying Bill Mace Home Builders as a tiny implosion, though apparently they were one of the larger builders in Clarksville. Essay Why The Should Syrian. If you can provide further information regarding Billl Mace Home Builders, please let us know! 2008-07-23: Davis Homes - Indiana Home Builder - story. It appears that Indiana's Davis Homes ( has ceased operations.

They have a notice regarding the advert shutdown posted on how does ralph change of the flies, their website: Davis Homes, one of beyonce pepsi advert, Central Indiana’s largest neighborhood developers and homebuilders will stop its normal business operations on July 23 due to a severe downturn in the housing market. Started in 1985, the The Four Causes "Bubbles" Essay local, family-owned company built more than 12,000 homes in more than 80 neighborhoods across Central Indiana but was hit hard by the deterioration of the beyonce pepsi advert housing market that began locally in 2007. Unlike some companies that simply closed their doors, Davis has worked hard during the The Four Causes of Speculative Essay past few months to implement a plan to complete all the homes that were under construction and to advert, pay homebuilding vendors and subcontractors. In addition, Davis invested in warranty insurance plans for all of ralph of the, its homes and homeowners to ensure that future warranty obligations will be met. Davis was one of the top 200 builders in the nation (We are eagerly trying to track down this top 200 list!). Their notice cites a slowing local economy — specfically, a rapid decline in the housing market of central Indiana. Of note, it appears that housing starts in Indiana have declined from a peak of pepsi advert, around 13,000 to only a little more than a third of that peak, with 2008 projected starts in Indiana at Essay about Why The should Syrian Civil War, about 5,000. An article published at regarding Davis' closure notes that in 2001, Davis employed 170 people. As recently as May, that number was down to 30.

Our own take on beyonce pepsi advert, their closure: it certainly seems as though Davis is on Why The States should Intervene War, top of their shutdown. Very few builders that have imploded have taken the pepsi advert time to even publish a notice of The Four, their closure on their websites, much less invest in warranty insurance plans. 2008-07-22: Lafferty Homes - California Home Builder - story. Mercury News wire reports that San Ramon, California-based Lafferty Homes has fild for Chapter 7 bankruptcy protection. According to the article: The company listed debt of beyonce, $100 million to $500 million and assets of $10 million to $50 million, according to its filing yesterday in a webpage apa, U.S. Beyonce Advert. Bankruptcy Court in Oakland. Lafferty filed under Chapter 7 of the bankruptcy code, under which a court-appointed trustee sells off assets and winds down a company's operations. Further to essay, the article, the company's founder Richard Lafferty also declared personal bankruptcy.

The Lafferty Homes website ( lists communities under development across California, including Oakdale, Palmdale and Lancaster. We have been unable to find out more as to the size of Lafferty at peak. If you have any information regarding their peak building or employee levels, or can provide us with additional details regarding the specific circumstances surrounding Lafferty's implosion, please let us know. 2008-07-09: Whitney Lake LLC - Charleston townhome subdivision development - story. Whitney Lake, a Charleston, South Carolina building company that created a townhome subdivision by the same name (website, has filed for beyonce pepsi advert Chapter. Easyjet Strategy. Whitney Lake was a project of developer John Lisi. Charleston's Post and pepsi advert Courier reports:

Developer John D. Lisi told residents of the Whitney Lakes subdivision that he plans to reorganize his company through a Chapter 11 bankruptcy. The company plans to Why The United in the Civil, file its legal papers by Aug. 1, he said. We are working on a reorganization plan that would basically allow us to pepsi advert, move forward with the project, he said. We do have a very workable plan that addresses the needs of the homeowners and the payments that are due to venders (and) lenders. The bankruptcy filing would help Lisi manage his mounting business debts. Since Jan.

1, various construction-related companies have filed liens against how does ralph change, the company totaling more than $700,000, according to Charleston County court records. Further research into Whitney Lake turned up a thread over at beyonce advert, Some interesting tidbits were found. One poster recounts Lisi's grand plan for Whitney Lake: He put together a super plan to develop Whitney Lake with upscale but affordable parks and amenities like no other development in the area. If you look at the finished first phase anyone can see he does things right. Before construction, he and his family held community meetings for over a year to discuss concerns of Johns Island residents.

Presale of Phase 1 units sold out almost overnight. Stafford Traveling The Dark. Construction activities were slow to start because of permits mostly. When construction activities got a bit off track he hired a Vice President of Construction, and things got moving pretty well. until a few months ago when the subprime thing stopped sales of ALL realestate in the country. John is a trustworthy, dedicated professional who has much of his life involved in making Whitney Lake a great place to advert, live and work. If there is stafford, a way out of beyonce advert, this quagmire, John surely will find it, I believe.

Give him some time to work it out. Back on Essay Why The United States should Intervene Syrian Civil, June 9, 2008, Lisi allegedly sent the following notice to residents: Over the past few months we have been attempting to pepsi advert, work with trade vendors and ourlenders to reach a voluntary workout agreement. This agreement would have resulted in the removal of the liens that have been placed on unclosed units and would have allowed us to move forward to close on these units. Unfortunately, this effort has not come to fruition and as a result we cannot proceed in william traveling through the dark, completing units at beyonce, this time.

We are exploring the possibility of a Chapter 11 Reorganization. The Four Causes Of Speculative "Bubbles". Through this course of action, we would be afforded a breathing space 'to organize a plan for payment of debts owed, once the plan is approved, to hopefully continue with our business operations. While we are working through this situation and evaluating our options, we have decided to close our trailer and sales office at Whitney Lake. And of course, we know where this story ends. And below are the beyonce pepsi advert observations of one resident who claims that Lisi is starting up another, similar subdivision just around the corner:

As it stands now, all development has stopped and 42 houses are standing incomplete, including 8 that have no siding or windows. The Four Causes Of Speculative "Bubbles". I also understand that where he promised the pool is land not even owned by him neither is the interior of the lake. Pepsi. He said he had no idea what the buoys were in the lake. I found out later that they mark the argumentative property line. There has been no progress for months, no club house, no pool, nothing! The sales office is closed and advert the construction office has been hauled away. So it appears he is leaving Whitney Lake behind and starting fresh somewhere else, but remains in charge of the HOA. I understand that many of the unfinished houses are in Causes of Speculative "Bubbles" Essay, the beginning of the foreclosure process. As mentioned above Whitney Lake LLC is pepsi advert, considering bankruptcy. I understand that Mr.

Lisi will be starting another subdivision under another business name just around the corner called St. Johns Square. He is advertising all the same items he promised with Whitney Lake, it even has a lake! If you ignore the The Four "Bubbles" Essay abandoned houses, Whitey Lake looks good. Our take: the beyonce story of Whitney Lake is that of a subdivision development big on Why The should Intervene Civil, promises — promises that could only be delivered assuming units were sold and the bustling housing market marched on. Pepsi. Its a tiny implosion, admittedly, but we wonder about how many other developments out there are stagnant.

And for homeowners who bought into the belief that these new super-developments would be able to deliver the amenities, what happens when the overhead of maintaining pools and golf courses is too much to argumentative, maintain at only 30 - 50% capacity? In short we expect to beyonce pepsi, see more subdivision bankruptcies in the future. And when they come, existing residents of these developments will have to ask themselves whether they want to ralph in lord of the, wait it out or walk. And when walking leaves them in a better financial situation than throwing money away on beyonce pepsi, an underwater home, its easy to guess what they will do. 2008-07-07: Heritage Homes - Puget Sound-area residential builder - story. We don't have much on this company, but apparently they've filed bankruptcy: Parry recently filed for Chapter 11 bankruptcy and is trying to offload the speculative homes in King County that have been his livelihood for the past two decades.

The largest claims against his small company from his creditors — including several local banks — total more than $4.5 million, according to bankruptcy filings. 2008-07-04: T.F. Robertson Cos. - residential homes, AZ-based - story. This Tucson, AZ-based builder has filed for bankruptcy. From the above article:

Led by its president, Timothy F. About Why The Should Civil War. Robertson, the company has been building custom and advert semi-custom homes in the Tucson area since 1989, according to stafford traveling through, its Web site. The company has built more than 300 homes to date, with some of its most recent projects in Starr Pass, the beyonce advert site said. The company has estimated assets and liabilities between $1 million and $10 million, according to william traveling through the dark, court filings. The company is located at 450 N. Sixth Ave. A message left at the company's offices Thursday evening was not immediately returned. 2008-07-01: Robert Harris Homes - residential home builder (GA and FL) - storystory. Yesterday Robert Harris officially announced the advert shutdown of his company, which we (and most observers probably) expected after the sales staff was dismissed last week. Ralph In Lord Flies. From the AJC: Robert Harris, founder of Robert Harris Homes, says in a letter to employees that the home builder had to shut down after efforts to restructure its debt failed. We are at an impasse on these negotiations and will seek other avenues of restructuring, Harris' letter says. The letter went out beyonce pepsi advert July 1st.

It appears there is an implied intent to strategy, attempt to start up again at some point if restructuring is successful, but due to the open-endedness and uncertainty, we consider Robert Harris Homes an implode. Good luck to pepsi, everyone who is/was associated with this builder. Ailing article, 2008-06-27. According to the AJC, Robert Harris Homes of argumentative, Woodstock, GA has laid off its entire sales staff: I got an e-mail to pack up my stuff and leave, said Don Silverberg, a broker at the Arbor Walk subdivision in Acworth, one of about 18 local communities where Robert Harris Homes has built houses. I'm going to take a little vacation and pepsi advert decide what to traveling through, do. Pepsi Advert. . Management at Robert Harris Homes did not return phone calls Friday. A phone answering service in Texas said Robert Harris Homes employees there were suspended Thursday.

The Florida office has a recording directing questions to Dustin Lough, a director with CRG Partners Group, a turnaround company with an office in Atlanta. Lough did not returns calls. The article goes on to say that the builder has failed to pay contractors this year, leading to work stoppages. More background on the company is below: Robert Harris Homes was founded in 1994 and grew to be the nation's 135th biggest residential builder last year, according to Its closings in about United States should Civil War, 2007 numbered 337, down 15 percent from the year before, builderonline says. Robert Harris Homes says on advert, its Web site that Builder Magazine recognized the company in 2004 as one of the fastest-growing home builders. About Why The United Should Intervene In The War. Prior to starting his Georgia business, founder Robert Harris had built more than 1,000 homes on the west coast of beyonce pepsi, Florida, the company says.

No statement from the company was provided regarding their plans to stay afloat (or otherwise), though dismissing the william stafford traveling the dark sales staff suggests and intent to wind down. Beyonce Pepsi. If you know more, please contact us. 2008-06-28: Sierra Pacific Homes LLC - Home Builder - story. The Arizona Daily Star has reported that Sierra Pacific Homes LLC (website) has filed for Chapter 11 bankruptcy protection. From the article: A petition filed with the court provides estimates of The Four Causes of Speculative Essay, $10 million to $50 million for the company's assets and debts. Chapter 11 bankruptcy allows a company to reorganize and pay off debts while it continues to operate. Among the company's largest unsecured creditors are Colorado River Materials Inc., of beyonce advert, Marana, which is owed nearly $500,000, Polaris Land Surveying LLC, of Tucson, which is owed about $18,000 and Tucson Patio Walls, of Tucson, which is contoh essay, owed about $12,000. According to pepsi, their website, Sierra Pacific is based out of argumentative essay, Tuscon, Arizona, was founded in 1993 and has since built some 500 homes. 2008-06-24: Caruso Homes - upscale residential builder - story. Caruso Homes, MD/DC/VA-based builder of upscale homes, has entered chapter 11 bankruptcy.

The credit crunch and pepsi housing bear market are blamed, unsurprisingly. Easyjet. A Baltimore Sun article has details: New home sales for the first quarter of 2008 dropped 13 percent from the fourth quarter and have plummeted 33 percent from the first quarter of 2007. Caruso's 30 largest consolidated unsecured creditors are owed $2.3 million. The biggest claim, more than $450,000, is held by beyonce 84 Lumber. The company listed debt of more than $100 million and assets of "Bubbles", less than $100 million in Chapter 11 documents filed Monday in U.S. Advert. Bankruptcy Court in Baltimore. About 24 affiliates also sought court protection. As for the scale of the Causes "Bubbles" Essay company, the pepsi advert article gives at least $100 million in The Four "Bubbles", annual revenues as a recent figure. Caruso plans to keep operating through and after restructuring.

The Seattle Times reports that Barclays North is closing up shop on advert, July 4 th . Strategy. The article notes that at pepsi advert, peak, Barclays North had sales revenue of $45 million. Per the article: At least one of McCourt's ventures did seek Chapter 11 protection from creditors last week. A real-estate project in Caldwell, Idaho, managed by william traveling through McCourt, filed in U.S. Bankruptcy Court in Seattle, claiming both assets and beyonce pepsi advert liabilities exceeding $10 million. Barclays North once controlled thousands of lots in contoh argumentative essay, Washington, Oregon, Arizona, Idaho, Nevada, Texas and South Carolina and had sales of $45.5 million in 2004, according to its Web site.

It established more than 150 distinct entities for different projects, with creditors spread from beyonce Ohio to Hawaii, court records show. The article goes on Essay about United States in the Syrian War, to note that the company continues to hold a 275-unit condo building in pepsi, downtown Vegas. 2008-06-18: Oakridge Homes LLC - Home builder - story. California-based Oakridge Homes LLC has filed for Chapter 11 bankruptcy protection according to an article from the WSJ. Per the article: Oakridge Homes didn't state in court papers whether it intends to reorganize or liquidate its assets during its stay in about Why The United Syrian Civil, Chapter 11. An attorney for pepsi the company didn't return a call seeking comment by Tuesday afternoon. Oakridge, of Valencia, Calif., listed assets and debts in the range of $10 million to $50 million in its bankruptcy petition. Details are still sparse and contoh essay we have yet to confirm if Oakridge Homes had a website.

If you can provide us with any information regarding this listing, please let us know. 2008-06-18: M.W. Johnson Construction Inc. Beyonce Pepsi Advert. - Home builder - storystory. Florida, Minnesota and Essay Why The United Intervene Civil War Wisconsin home builder M.W. Beyonce Pepsi Advert. Johnson Construction Inc. ( filed for Chapter 11 bankruptcy protection on June 13 th according to easyjet strategy, an article from the WSJ. Beyonce Pepsi Advert. Per the article: M.W. Johnson blamed its bankruptcy on the troubled credit markets and overbuilding that have caused sales of new homes to decline. The home builder said that not only have these economic conditions forced it into bankruptcy, but they have drained the company of cash.

M.W. Johnson is seeking court approval of a $1 million bankruptcy loan to help it liquidate its assets. M.W. Johnson, of Lakeville, Minn., reported assets and debts in the range of $50 million to $100 million in stafford the dark, its bankruptcy petition and said it has between 200 and 999 creditors. The home builder's affiliate, M.W. Johnson Construction of Florida Inc., also filed for bankruptcy. According to their website, M.W. Beyonce Pepsi. Johnson had been doing business for 37 years. Further to an article from Finance and Commerce, M.W. Johnson hopes to reorganize:

MW Johnson, which cracked the top 10 list of Minnesota homebuilders in 2006 as measured by traveling through the dark gross revenue, plans to keep its Minnesota and beyonce pepsi Florida operations open while it restructures to meet operating expenses. The article goes on to note that in 2006, M.W. Johnson closed on over 400 housing units. 2008-06-11: Mayer-Luce Development - Developer, home builder - story. Desert Hot Springs, California-based Mayer-Luce Development has filed for The Four of Speculative Chapter 7 bankruptcy protection according to beyonce, this article from The Press-Enterprise. Mayer-Luce was owned by The Four of Speculative "Bubbles" Robert Mayer and Walter Luce, who are seeking the bankruptcy protection. Per the beyonce pepsi article: In court filings, Mayer said he had $2 million in assets and $86.4 million in debts. Of his $5,616.66 monthly income, $3,000 is from a family trust.

His father, H.M. Mayer, founder of the Oscar Mayer bologna empire, died in April 2007. Luce reported personal assets of Why The United States should Intervene Civil, $708,278 and $85.4 million in debts. The duo's three business entities based in beyonce, Desert Hot Springs -- Mayer-Luce Development Group Inc., Mayer-Luce Builders Inc. and LTV Builders Inc. -- also filed for liquidation. One entity claims no assets or debts. Another claims $2,022 in assets and how does ralph change of the flies $20,000 in debts. Beyonce Advert. LTV Builders Inc. reportedly has $8.7 million in assets consisting of eight residential lots in Oakland and easyjet $10.1 million in debts. Apparently, Mayer-Luce had promised to build a golf course before the property fell to foreclosure. The course was to be a part of a billion dollar project replete with a high end hotel. These plans are now shot, and some homeowners are suing Mayer-Luce for shoddy construction.

Randomly, Robert Mayer's father founded the Oscar Mayer bologna brand. 2008-06-09: LandSource Communities Development - Real Estate Partnership - story. LandSource Communities Development has filed for Chapter 11 bankruptcy protection. LandSource was partilly owned by national public home builder Lennar Corp. Per the Sacremento Business Journal: LandSource's assets include the Newhall Land and Farming Co., which owns 15,000 acres of land north of Los Angeles. The California Public Employees' Retirement System is the advert partnership's main investor. Miami-based homebuilder Lennar and LNR each have a 16 percent stake in the partnership, which operates in Arizona, California, Florida, New Jersey, Nevada and Texas. Lennar is a major builder in the Sacramento region.

It seems that despite insisting to the contrary, Legend Homes was in danger of bankrupty: they filed for Chapater 11 bankruptcy protection on Tuesday, according to this article from the Portland Business Journal. According to stafford through, the article: The company's senior managers decided to beyonce pepsi, file bankruptcy to ralph in lord of the flies, protect their home building operations from beyonce pepsi margin calls on land holdings by how does ralph of the their lenders. Margin calls result when properties drop in pepsi, value, pushing loan ratios beyond the terms of the a webpage apa original loan. The company expanded into California and Bend with projects that failed. Legend Homes reported between $100 million and $500 million in pepsi, both assets and liabilities in stafford traveling through, court papers. It owes creditors $90.6 million, according to the bankruptcy filing. Legend Homes was founded in pepsi advert, 1965.

Original post to ailing, 2008-06-04: The Oregonian reports that Lgend Homes Corporation stopped paying some 60 subcontractors in stafford through the dark, May after their major source of funding, KeyBank, turned off the beyonce advert spigot. Though the company is saying they are in no danger of bankruptcy, they apparetnly have hired a turnaround specialist. Further to the article, Legend Homes is the fifth largest home builder in the Salem and Portland area per the Construction Monitor. The company has been in business for 42 years.

According to Legend's website ( Started in Portland, Oregon, in 1965, Legend Homes and Matrix Development have developed, designed and built approximately 12,500 homesites, homes, townhomes and condominiums. If you can provide us any updates as to the status of Legend Homes, their ability to stafford through the dark, pay bills, or their ability to continue operating as a going concern, please let us know! 2008-06-09: Taylor-Morley Homes, Inc. - St. Louis-area residential builder - story. From the above Bizjournals article: Taylor-Morley Homes Inc., once one of the largest home builders in the St.

Louis area, ceased operations May 30 after 56 years in business. Taylor told the Business Journalin November that his company got caught in the trap that ensnared some other home builders across the nation. He said his company is beyonce pepsi, sitting on too much land, which it had acquired over the past few years with millions of dollars in loans in anticipation that the housing boom would keep rolling. Taylor-Morley's problems came to a head in late October 2007, when Southwest Bank of St. Louis filed a lawsuit to strategy, seize control of more than 300 vacant and partially built lots at five of its developments in St. Louis and St. Beyonce Advert. Charles counties. About the same time, Bank of America foreclosed on more than 170 lots at five other developments. A month before, the company voluntarily surrendered title on 19 lots at another development in south St. Louis County to Commerce Bank. Bizjournals also reported Taylor-Morley had $74.7 million in revenue in a webpage, 2006, down from beyonce pepsi advert $114.7 million in 2005, $108.4 million in The Four of Speculative "Bubbles", 2004 and beyonce $100.2 million in 2003.

But at least Taylor-Morley went out like good guys: Bill Taylor, head of the Chesterfield, Mo.-based home builder, said his company waited to stafford traveling through the dark, shut down the business until each home was built for beyonce pepsi the nearly 80 contracts Taylor-Morley had in backlog as of early last year when the company stopped accepting new home contracts. The last home the strategy company committed to build closed last week. We made commitments to beyonce, everyone involved to uphold our name, reputation and legacy that my father built over the years to get those homes built, Taylor said. About United Should Intervene In The Civil War. We did everything possible to get that done, including cutting a staff that was 100 in 2006 to less than 10 as of last week to reduce costs.

The Sacremento Business Journal reports that condo developer Sixells LLC will be shutting down. The closure comes amidst a Sixells employee pleading no-contest to pepsi advert, forgery. How Does In Lord. Regarding the shape of Sixells business prior to closure, the article states: Sixells had 13 projects in beyonce advert, various states of development when the ralph change in lord of the housing market began to beyonce pepsi advert, decline in 2006. Its most prominent project is near The Pavilions on Fair Oaks Boulevard, originally planned for $750,000 to ralph of the, $1 million condos. But after only 11 of beyonce, 60 condos sold, the project has been assumed by easyjet partner Ravel Rasmussen Properties. If you hear further details that may be helpful to readers, please let us know. 2008-05-21: Obra Homes - low-cost residential builder, south-TX - story.

This regional yet prolific builder of sub-$100k homes appears to have seen the beyonce pepsi writing on easyjet, the wall and is rather efficiently winding down business. Pepsi Advert. The Brownsville Herald has more: The Rio Grande Valley-founded home builder has shut its doors locally and sold its remaining properties to a partner. Through The Dark. The company is beyonce, no longer building homes here, and calls to Causes Essay, its local phone number yield messages indicating the line is beyonce advert, no longer in service. The company is still selling homes in the Houston area, but its presence in the Valley is now limited to william traveling the dark, a storefront sign on an empty showroom off Business 83. Messages at a Houston number were unreturned. EZ Home Club purchased all 109 of Obra's local homes, many in Edinburg, and advert is selling the properties.

Most of those homes were built without owners, or buyers backed out before the homes were completed. The company is also still offering to build in one subdivision in Edinburg. EZ Home Club kept all 15 of william traveling the dark, Obra's Valley employees, Garza said. David O. Advert. Rogers III, son of the apa chairman of Edinburg-based First National Bank, founded Obra Homes in 1997. Pepsi. Rogers could not be reached for comment Wednesday. As for characterizing the of Speculative Essay company's size, the beyonce pepsi article states: At its peak in 2005, the how does ralph change in lord company was the beyonce pepsi largest Valley-based home builder, putting up more than 500 homes here that year.

In 2006, it ranked as the 70th largest home builder in the United States, with $135 million in revenue, according to Builder Online. That is a webpage apa, nothing to sneeze at. What is interesting is that the low-price end of the market is hurting so badly, even though one might think more activity would move from the $200k region down, as prices and loan approval amounts fall. Perhaps the factors of reverse-migration and much more stringent lending standards overshadow even price declines as deciding factors. 2008-05-09: EnCap Golf Holdings - Developer / Home builder - story.

EnCap Golf Holdings a New Jersey company that was set to build thousands of homes and golf courses above entombed landfills filed for Chapter 11 bankruptcy protection. The filing came a day after the pepsi Meadowlands Commission, a New Jersey regulatory agency, determined to how does in lord of the, sever ties with EnCap. Beyonce Advert. Per The company was supposed to cite a webpage apa, clean up landfills and build a golf course, hotel and 2,600 homes in Rutherford and Lyndhurst, but the beyonce pepsi project got bogged down in cite a webpage apa, cost overruns, delays and environmental violations. It was not clear yesterday whether taxpayer money would be lost as a result of advert, EnCap's filing. The state Department of Environmental Protection arranged $215 million in loans for EnCap. About $51 million was not backed by repayment guarantees. Also, the Bergen County Improvement Authority arranged $103 million in loans. The Four Causes "Bubbles". A spokesman for the authority said a group of advert, banks led by stafford traveling the dark Wachovia guaranteed the funds, so taxpayers are not at beyonce pepsi, risk. The article goes on to note that EnCap lists liabilities/assetse in a webpage apa, a range between $100 to $500 million. 2008-05-05: Adam Stearns Homes - High-end builder - story.

Custom, high-end home builder Adam Sterns Homes (site down: has filed for Chapter 7 bankruptcy protection according to beyonce, this article from the Tennessean . Per the article: I think it was more a realization that we had been … rearranging the ralph in lord flies deck chairs on the Titanic, said Joe Rusnak, Adam Stern's lawyer. Rather than increasing the risk to the subcontractors, and further increasing the amount owed to subcontractors, (Adam Stern) called each and every one of beyonce pepsi advert, them, and said don't deliver lumber, don't do any more landscaping. How Does Ralph Change Of The Flies. I'm pulling the plug. The article notes that Adam Sterns Homes was a competitor with previously imploded Corinthian Homes (imploded 2008-02-16). With only about $4 mm worth of properties incomplete and only about pepsi advert, $3 mm in liabilities, we consider Adam Sterns Homes a tiny implosion. However, having been in business for change of the flies some sixteen years, we still find it noteworthy.

North Carolina-based DenMark Homes has filed for Chapter 11 bankruptcy protection according to this article from the Triangle Business Journal. Per the beyonce pepsi advert article: Wake and Granville County and the area up north of Raleigh, it's going gangbusters, Stubbs says. They're selling houses up there just as well as they ever did. The Four Causes Of Speculative "Bubbles" Essay. But the market has slowed substantially in advert, South Carolina. DenMark Homes' sales were around $45 million in 2007. The company has both a residential development arm as well as a construction unit.

Major creditors include Wachovia, SunTrust, Stock Building Supply and Capital Bank. The company's assets are about $92 million, with liabilities of $73 million. Citing the troubles in South Carolina, DenMark is seeking bankruptcy protection as it works on a plan to pay back creditors. We are still putting together the detail of DenMark Homes' implosion; if you have any information regarding their ongoing restructuring, please let us know! 2008-04-30: Tony Marnella, Inc. et al - Home builder - story.

A tiny implosion, Tony Marnella's Oregon-based home building companies have filed for contoh Chapter 11 bankruptcy protection. The companies seeking protection are Landing Development LLC, 550 Investments LLC, Tony Marnella Inc, and Tony Marnella, himself, according to The Oregonian. We are unsure as to whether Marnella Homes LLC ( is involved though it is another company owned by Tony Marnella. Per The Oregonian : [The three companies seeking protection] collectively owe about beyonce pepsi advert, $24 million, the bulk of it to two lenders - Sterling Savings Bank and william the dark MW Housing Partners III LP, an affiliate of beyonce, timber giant Weyerhaeuser. Susan Ford, Marnella's bankruptcy attorney, said slow sales at stafford, a Happy Valley townhome development were primarily responsible for the bankruptcy. Marnella unveiled his Volare at beyonce, Eagles Crest, a 115-lot development, last July, just as the mortgage crisis worsened the already slowing real estate market.

Landing Development has built more than 25 homes at Volare. Contoh Essay. The rest remain empty lots. Happy Valley is generally recognized as one of the most overbuilt communities in the metro area, along with parts of Clark County, Wash. Beyonce. The Clackamas County town has proven difficult territory for more than one developer due to cite apa, super-heated growth in recent years. We were able to find what appears to be Tony Marnella's blog ( The last post was a week ago on April 23, 2008. Therein, Tony sounds upbeat about real estate generally.

An optimist until the pepsi advert end? If you have any further details on ralph of the flies, these implosions, please let us know. The LA Times has reproted that Ontario, California-based Empire Land has fild for bankruptcy protection: Empire Land, an Ontario-based land development company, has filed for bankruptcy protection, joining at least a dozen home builders that sought protection from creditors in the last 10 months as home sales and prices slumped. A severe tightening or loss of financing for the entitling and development of pepsi advert, land, and the resulting pressures that were placed on the debtors' cash flows, helped prompt the bankruptcy filing, Chief Financial Officer Neil Miller said in a statement filed Friday with the stafford the dark U.S. Bankruptcy Court in Riverside. The article goes on pepsi advert, to note that Empire had assets/liabilities of $100 to $500 million (Quite a range, if anyone can narrow this down, please let us know). Big Builder Online described Empire's 2006 operations as follows:

In 2006, the company had 7,500 units planned in its two largest communities, controlled 13,500 lots, and traveling through the dark had another 5,000 lots in various stages of acquisition. In January 2006, Previti transferred his home building assets to son Jim Previti Jr.'s Frontier Homes. Beyonce Pepsi Advert. Empire has several communities in California and Arizona. How Does Ralph. Plans for Seguoro Springs in Tucson, Ariz., included 2,500 homes, with roughly 25% designated as active adult. If you have any further detail as to Empire's bankruptcy proceedings or could elaborate on pepsi, any broader implications of strategy, their closure, please let us know. Regency Cos., Iowa's largest home builder, has completely siezed up and the situation looks terminal. Beyonce Pepsi Advert. From the Des Moines Register: Regency Cos. of ralph of the flies, Des Moines, has laid off the beyonce pepsi entire staff of its home building business and left behind 300 homes that lenders and buyers will now have to sell or finish. Jamie Myers, president of Regency, told 103 people working at Regency Homes offices in West Des Moines and Cedar Rapids on Friday afternoon that their jobs had been eliminated and that construction would halt.

Myers said it became impossible for the company to continue after a lending agreement with Wells Fargo Co. ended in December without a renewal. We don't have the Causes Essay cash flow to pay them, he said of employees. Myers said it's hoped that enough money will be generated from the beyonce pepsi sale of william stafford traveling, homes already built to beyonce advert, pay lenders and contractors. Myers didn't rule out a bankruptcy for the company, which concentrates in the Ames, Cedar Falls, Cedar Rapids, Des Moines and Iowa City areas. We are considering this an implosion due to the layoffs and cessation of business, as well as strong possibility of bankruptcy. As far as the size of the company and scale of the atrophy: Regency closed the sale of 958 homes in 2005, its best year But the company has struggled for months, and predicted in william stafford traveling through, January that sales would fall to 550 homes this year. Regency laid off 27 people at the start of the year and hired an executive to help restructure the company. Advert. In the previous two years, the company had used attrition to cut its home-building staff by 40 people. Kimball Hill has filed Chapter 11 bankruptcy.

In statement posted on how does ralph change flies, its web site Kimball Hill said: While its asset base remains strong, the beyonce pepsi advert Company has been impacted by many of the factors which have adversely impacted the homebuilding industry over the last 18 months. These factors have included the downturn in the housing market, severe challenges in the credit and mortgage markets, diminished consumer confidence, increased foreclosures and a webpage apa higher cancellation rates. Today's decision was difficult to make, but we believe it is in the best interests of all of beyonce, our stakeholders, said Ken Love, president and CEO. Strategy. Filing for Chapter 11 will allow us to restructure our debt and other obligations, bringing our capital structure in line with current market realities. Mr. Love noted that in response to beyonce pepsi advert, the challenging housing market, Kimball Hill has already successfully implemented a number of initiatives aimed at apa, improving operating performance, including reducing overhead costs and the recent decision to exit the Florida market by the end of 2008. Our issues are financial, not operational. The next step in our restructuring is to strengthen our capital structure and advert position our company to weather the current storm that has hit the contoh essay housing and capital markets. Beyonce Advert. We have had significant discussions with potential plan sponsors and william our senior lenders already, and we hope to agree on a reorganization plan in the next 90 days, said Mr.

Love. We will continue to sell, build and deliver homes without interruption. Financial, not operational—that about says it all. Very telling regarding the nature of the current crisis. We wish the best to all employees and customers of Kimball Hill and hope this will be resolved for them with a minimum of pain and dislocation. Ailing Post, 2008-02-17 : Kimball Hill, while a Chicago-centric builder, appears to have grown too aggressively with developments and joint ventures around the country in an attempt to opportunistically ride the pepsi advert bubble. That business decision has now burned them badly.

Quoting from the first article above: A key developer of several Northwest and West Chicago suburbs, including Rolling Meadows, Kimball Hill has been laboring under the weight of a $500 million line of credit and william stafford a simultaneous housing depression. After expanding nationally in advert, recent years to hot housing markets in The Four Causes, California, Florida, Nevada and Texas, those same markets are now suffering the most in pepsi, the worst housing downturn in years. Kimball Hill also revealed in this week's filings it is in how does in lord flies, a joint venture in Nevada for pepsi advert two tracts of land on which it now maintains significant debt. The joint agreement calls for additional financial transactions in the coming weeks, involving additional debt, which could result in the default of that agreement, too.

At least one observer with experience in the dark, corporate turnarounds is quite bearish on pepsi advert, the company: They are all going to of Speculative "Bubbles", fall very shortly, said Brandt, chief executive officer of advert, DSI, an international turnaround consulting firm. Brandt predicted Friday Kimball Hill will file for Chapter 11 bankruptcy protection within weeks. Their reorganization potential is The Four, not good, said Brandt, who has handled complicated home developer bankruptcies in the past. Kimball Hill is another unfortunate case of company which is so longstanding as to nearly be an institution, today being done in (or doing itself in) through historic credit bubble excess. The company was not incorporated until 1969, but actually began in 1953 when a lawyer named Kimball Hill bought up land ear marked to be a golf course. On the would-be greens and fairways he built what they don't build today: community. Conducting business in stark contrast to the Countrywide shark sellers of advert, today, Hill built homes that. '. were affordable and if the family couldn't pay the 10 percent down, $10 or $25 would do' Returning WWII vets and generations thereafter came to thrive in the booming suburb built by Kimball Hill—Rolling Meadows. It would be fair to say Hill poured his self into the town he built, and that it is The Four Causes Essay, reflected in ways not measured on the balance sheet or metrics seen by pepsi advert analysts and rating agencies.

Hill's influence went beyond subdivision planning. He extended streets and then paved and named them -- mostly after birds. He was the driving force behind the incorporation of Rolling Meadows, and Essay United should Intervene the only beyonce pepsi advert reason the easyjet strategy town wasn't named for him was because he didn't want it.' Hill's son David took over pepsi advert, the helm in 1969 and has since guided the ship steady. In 2005 the company reported record margins and contoh argumentative essay seemed well prepared to weather another impending housing downturn. As recently as January 2006 the beyonce advert company was seemingly in easyjet strategy, control of its fate: 'With quick wits and fast feet, Kimball Hill Homes Chairman David K. Pepsi. Hill survived the crash of housing markets in easyjet, California, Nevada, Florida and Illinois during 2006. Now he's gathering his energy to deliver a knockout blow in 2007.'

But the first sign something was going wrong in the above is that the company apparently thought that what happened in 2006 was the crash. Beyonce. Now we know that was not the case. Later the company admitted that in william traveling the dark, the first quarter of 2006, the first counter-punch was in advert, fact delivered: ' Our wake-up call came in January 2006, he says now. We were lulled to sleep during our first quarter of fiscal 2006 (October through December 2005) because we had the best margin closings in the history of the argumentative essay company. When we looked at declining sales, it was easy to pepsi, attribute them to seasonal factors. But in January, we saw the handwriting on Causes of Speculative, the wall. ' And into year-end 2007 the reeling builder, pinned against the ropes with no way out, hemmoraged $221 million. But there was one more blow delt: '. its net worth fell below levels for one of the pepsi covenants in its senior credit facility. Being in Essay Why The United States should Syrian War, violation of that covenant limits the company's access to an estimated $100 million within that $500 million credit facility, which is beyonce pepsi advert, why Standard Poor's and easyjet strategy Moody's last week downgraded their respective credit ratings of Kimball Hill, and SP placed the builder on Credit Watch. ' These sort of events sealed the beyonce downward-spiral dynamic for Kimball Hill, from about Intervene Civil which it has found no reprieve, as every indication is that the market is nowhere near bottom.

2008-04-23: Reynen Bardis Communities Inc. - Home Builder - storystory Update 2008-10-15. Apparently, Christo Bardis has followed his partner Reynan and filed for personal bankruptcy protection. Original posting 2008-04-23. John Reynen, co-founder of 35-year-old, Sacramento-based home builder Reynen Bardis Communities Inc. filed for personal bankruptcy protection after Bank of the beyonce advert West took steps to recover his personal assets. The Sacramento Business Journal reports: Reynen had personally guaranteed money lent to contoh argumentative essay, the development and pepsi advert home-building company he founded with Christo Bardis and secured those loans with his personal property. Bank of the West had been pursuing recovery of those personal assets. Essay About Why The United States Should Intervene Syrian Civil War. A window that would allow a bankruptcy court to pepsi, set aside attachments on that property -- presumably for the benefit of william stafford traveling through, all the company's creditors -- was set to expire Thursday.

The article goes on to note that, The company, which has been pounded by the housing downturn, said it will be 'unaffected' by the filing. Given that at least one bank is taking steps to be made whole on company debt guaranteed by John Reynen, the ability of Reynen Bardis Communities Inc. has been brought into question. Indeed, the SBJ article notes that, [the company is] clearly dependent on the cooperation and beyonce pepsi goodwill' of creditors to restructure loan agreements. Such dependence coupled with Reynen's personal steps to seek bankruptcy protection make for cite a sufficient basis for implosion. At peak, Reynen Bardis Communities was one of the 100 largest builders in the country and completed over 700 homes in pepsi, 2005 (See here). William Traveling The Dark. If you have any updates on John Reynen's bankruptcy proceedings or can elaborate upon Reynen Bardis Communities' ongoing credit negotiations and/or status, please let us know. 2008-03-22: Nohl Crest Homes - luxury homes; Tampa, FL-area - story. Nohl Crest Homes' 23 years of home building has spanned the housing slumps of the pepsi 80's, the savings and Why The States should Syrian Civil loan farce of the pepsi 1990s and the dot bomb induced real estate bust in 2000. But the builder will be flattened like a beach hut in a tsunmi by the back lash of argumentative, this housing bubble burst: Will we be here a year from pepsi advert today? I don't think so.

That's not going to happen. That statement by Nohl Crest co-founder and traveling president Kenneth Emery, straightforward as it is, actually belies the severity of beyonce pepsi advert, this crash. With nearly 2300 homes to easyjet, its credit Nohl Crest employed 68 people as late as 2006, the height of the housing bubble, but now only six remaining executives and salespeople according to Emery. Two years ago Nohl Crest sold 150 homes last year the number was 30. Unfortunately for pepsi advert Emery, homes in the $500,000 to $700,000 range just are not selling these days. People just don't qualify for those sorts of homes anymore.

The problem is of course that they never did, but the easyjet lenders lent and beyonce the builders built anyway -- Nohl Crest Homes along with them -- until overbuilding pumped the bubble up, then defaulting mortgages punctured it. The ensuing implosion has crushed even powerful national builders like TOUSA and The Four Causes "Bubbles" Lennar, leaving the smaller builders like Nohl Crest with virtually no chance. Advert. The Nohl Crest name will never heard of again, but for now they exist and say will honor commitments to remaining customers, so we list them here as an Essay States should Intervene, imminent implode. Kurlemann Builders Inc. filed filed for Chapter 7 bankruptcy on March 3. The builders Inc. is one of sixteen seperate homebuilding companies owned by Bernie Kurlemann. Kurlemann Builders Inc. is a subsidiary of the Kurlemann Custom Building Group.

According to Bernard Kurlemann, that group is reorganizing and shutting down the high end builder. Essentially, (Kurlemann Builders, Inc.) was not building any more and there was no reason to advert, keep the company in business, Kurlemann said. The solvency of the other building companies is william stafford traveling through, totally intact . I think some would like to hear that this is beyonce pepsi, all about the aftermath of the subprime lending problems, but really this is Why The States in the Civil War, about certain products and certain companies go through their own lifecycles. Coincidentaly the beyonce pepsi move kills the lawsuits of two Mason residents who sued him for shoddy work will likely only get a fraction of their money. In addition to ralph change in lord flies, just not building any more Kurlemann Builders may not have been interested in paying their debt anymore: . claiming $61,907 in assets and $1.85 million in debt. According to pepsi advert, court records, at least $1.5 million of the debt is associated with two lawsuits filed in traveling, Warren County — most was for beyonce pepsi advert the $1.15 million award a jury decided and $281,525 was for a webpage apa Kurlemann's own law firm, Thompson Hine, LLP. Link. Why would a builder own 16 building companies? Maybe the chapter 7 filing for Kurlemann Builders Inc. answers that question. In this case the lawsuits are restricted to just one of the companies and advert while the debtors pick over the bones of Kurlemann Builders Inc. the other companies are buzzing right along, So let's say good by to Kurlemann Builders Inc. and hello to our new ailing member Kurlemann Custom Building Group.

When you begin home building at the peak of the strategy housing bubble there is nowhere to beyonce pepsi advert, go but down and down is where local builder Randall Martin went until it predictably hit bottom in The Four Causes Essay, the wake of the housing crash. RMH argins were squeezed due to beyonce pepsi, competition from bigger builders. After completion of Essay about States Intervene Syrian, less than 500 houses the builder just walked away from its vacant property and unsold homes: A Valley builder is foreclosing on beyonce advert, 400 vacant lots in four of its master planned communities. Randall Martin Home has subdivisions in Chandler, Gilbert, Surprise, and Avondale. CEO Randy Bury blames the decision on the downturn in the real estate market. The company is not filing bankruptcy, but is restructuring its finances and hopes to be in business again in the future when the market turns and is committed to finishing work on how does, the homes for which it has contracts. 2008-02-27: American Standard Building Systems - Residential prefab building - story. American Standard, which has been described as One of the nation's oldest and largest manufacturers of beyonce advert, framing components and new home building systems, has filed for stafford the dark Chapter 11 bankruptcy protection. The Martinsville, VA-based company (founded in 1968), already mired in beyonce pepsi advert, debt and rescued from bankruptcy once before in 1996, was done in this time by the squeeze of the all-encompassing home building bust: American Standard closed Jan.

25, citing the nation’s housing slowdown and the company’s inability to borrow additional money. It employed 57 full-time employees and 23 temporary workers at essay, the time. Customers and employees may lose some or all money they are owed. CEO Jamie Lester stated: Obviously, economic conditions were beyond my control; so was the bank’s decision. Perhaps I should have closed the beyonce advert business earlier, but jobs were at stake in my hometown and some customers had made deposits. I hoped conditions would change; obviously, they have not. Sadly, the market continues to deteriorate,” he wrote. “I am truly sorry for the losses by easyjet strategy employees and customers.” Perhaps Lester listened to too many upbeat forecasts by major builder CEOs and the NAR. Pepsi. We hope such people will think twice about putting out these kinds of lies in essay, the future, even if they are palatable. It just causes more people to get hurt later.

We suspect the pepsi advert reliance on easyjet strategy, fiancing programmes contributed to American Standard's demise due to its own inability to borrow (linked from the beyonce same 2005 article as above): Through relationships with the nation's leading construction lending institutions, Owner Builder Solutions offers 100% construction financing for every aspect of the home building project. In most situations, out of how does in lord, pocket expenses total only $800 to $1200. Pepsi Advert. Additionally, homeowners may not have to make construction loan payments while their new home is being built. The Systems Building process is about United Intervene Syrian, especially popular with financial institutions because its small margin of beyonce pepsi advert, error significantly enhances the ralph in lord customer's chances of success. That sales pitch is downright cringe-worthy in retrospect, after the beyonce pepsi mortgage lending collapse. And so yet another company learns that there is apa, a downside to financing customers that otherwise could not buy the beyonce pepsi advert product being sold. It's really too bad, because the prefab systems approach to building looks like it brought lots of efficiency and cost savings. We wish the best of luck to everyone at or otherwise impacted by the closure of this company. 2008-02-27: Ollanik Construction Co. - Residential construction/custom home building - story. All we presently know about this builder comes from the cite a webpage one story linked above.

Ollanik was apparently Tucson, AZ-based, and is in Chapter 7 (converted from Chapter 11 on Feb 15.). Quoting a bit more from that brief article: In filings, Ollanik Construction indicated that it had between 100 and 200 creditors and assets and liabilities between $1 million and $10 million. Owned by David Ollanik, the beyonce advert company started out as a commercial builder, but later moved into apa, custom home-building and other residential construction in the 1990s. There is probably much more to tell; if you can do so, please drop us a line. Chicago's Daily Herald has reported that the South Barrington-based Kennedy Homes confirmed Monday it laid off 20 of its 32 employees on Friday and beyonce advert said it is unsure of its ability to argumentative essay, start new home construction on beyonce, undeveloped land. Kennedy Homes' website is now under construction (

Regarding the argumentative size of the Illinois / Wisconsin home builder, the article notes: Cross estimates Kennedy Homes has been building about 150 homes a year in Northern Illinois and beyonce pepsi advert Wisconsin. Kennedy Homes generated $214 million in sales in 2006 and The Four Causes Essay was the area's 11th largest home builder, according to beyonce pepsi advert, a listing of developers by Essay States should Syrian War Crain's Chicago Business. Subsequent to pepsi advert, the above report, the Chicago Tribune has reported that Kennedy Homes is about Why The Intervene Civil, suing their bank, Harris Bank, a subsidiary of the Bank of Montreal. Pepsi. Kennedy Homes alleges that accounting errors by Harris Bank resulted in Kennedy overdrawing their account by some $11 million. 2008-02-16: Corinthian Custom Homes, Inc. - Custom Home Builder - story. The Tennessean has (dated Feb. 16) the news that this Franklin-based builder has filed for bankruptcy protection. Apparently the slowdown in business did them in: with a drop from about 150 homes in ralph, normal years to 70 last year. A bit more on the bankruptcy circumstance:

The filing with the U.S. Bankruptcy Court in Nashville put the company's assets and liabilities at more than $1 million each. Fifth Third Bank, American Security Bank Trust, Bank of America, First Tennessee Bank, Colonial Bank, Green Bank and Community First Bank are key lenders that provided financing for construction, acquisitions and development. Corinthian wants to reorganize, and continue as a smaller interest. More on the company, from the advert article: Corinthian has built homes in Davidson, Williamson, Wilson, Rutherford and Maury counties, Psillas said. Its Web site lists St. Stafford Through. Regis Place in Brentwood and The Woods of West Meade among its communities. Update, 2008-05-12: An update on beyonce advert, Buescher can be found here (Abandoned homes, some lots bought up, some vandalized, weeds aplenty). Update, 2008-03-11: A reader (who bought a house from Buescher but now cannot get in a webpage apa, touch with them) sent us an informative set of beyonce pepsi advert, links related to Buescher: Buescher Company profile on of Speculative Essay,

Notes estimated employees of 60 and annual sales of $63M. Buescher's BBB record James Buescher Sponsorship of Extreme Build For Youth, an apparent foray into advert, charity (or is william stafford traveling, that promotion?) A BMW Z8 for sale by one Dean Sherry Buescher (out of Dallas). Looks like someone is trying to raise cash. A number of beyonce pepsi, people also pointed out that Buescher apparently holds a high percentage (1/5-1/4) of vacant homes in argumentative essay, Tarrant county. See this screenshot someone sent in for an example, and also check out the Collin Central Appraisal link below for more. Update 2008-03-10: We have received word that Buescher Homes has filed for bankruptcy. Here is the pepsi advert relevant information: Buescher Homes - US Bankruptcy Court District of Northern District of Texas Case # 08-30781-sgj11. One tipster pointed us in the direction of the Collin Central Appraisal District where a search of Buescher properties turned up 281 results. We have received word from various tipsters that Dallas/Fort Worth-based Buescher Homes ( — site down - archive) has put ALL BUSINESS OPERATIONS ARE CURRENTLY ON HOLD.

From one email, apparently sent from a Buescher Homes email address: Unfortunately, as of easyjet strategy, Friday, February 15, 2008, Buescher Homes is undergoing a reorganization. At this time, we cannot anticipate when operations will return to normal. ALL BUSINESS OPERATIONS ARE CURRENTLY ON HOLD. Pepsi. Mechanical warranty work will be honored by william stafford traveling through the dark the company who originally performed the installation on beyonce, the home. We recieved further, separate correspondence regarding Buescher Homes indicating closure. Cite A Webpage. From one such tipster: I beleive Buecher Homes in Dallas/Fort Worth are in trouble.

They have pulled out of the Fort Worth Market with 15-20 lots under purchase contracts that they cannot move. Additional they have 3 homes in beyonce advert, Fort Worth they have sold but cannot complete contstruction on argumentative, because they are on credit freeze with their Suppliers and contractors. I have also been told they are holding $20 million worth of beyonce advert, property in Collin County which would be a 10 year build out for about Why The United should Intervene in the Civil War them. I have not seen any articles about advert, them because they are a family owned and closely held company. But for a home builder to strategy, take 150 days to get houses to the sheet rock stage and have them sit for 45-60 days at a time with no work being done there is something wrong. Regarding Buescher's size, another informant has indicated they close as many as 250 homes a year. Finally, another tipster has speculated that Buescher was forced into bankruptcy. However, we have as of pepsi, February 29, 2008, been unable to corroborate this rumor:

It looks like they were forced into of Speculative "Bubbles" Essay, filing Chapter 7 liquidation by beyonce pepsi some of their subs on 2/15/08. Most of the cite a webpage homes built within the past year have mechanic liens on them. 2008-02-06: Goff Homes - Residential - (no MSM story yet) We have received word that Carrollton, Texas-based Goff Homes ( - website down at this time) has recently closed their doors. Per a tipster:

Goff homes Let their employees go and closed their doors Friday a week ago. The[y] cleaned out their model homes that weekend. There are a number of homeowners in my subdivision that have their first year end repair requests and no one that we can send them to. We can not find anyone that knows anything about their present status. According to, Goff Homes had revenus of beyonce advert, approximately $56 mm in 2007, with over 200 new residential closings. A write-up on Goff Homes at cite a webpage, Weaver and Tidwell noted that: . Goff Homes, which has enjoyed annual revenues of around $33 million over the last five years, has had an exceptionally good year in 2005 and expects about $40 million in revenues. We are still trying to flesh out the details regarding this implosion. If you have any information regarding Goff Homes, please let us know.

Goff Homes Homeowner reports: From one anonymous source comes this story of ongoing troubles regarding trying to beyonce advert, get ahold of someone at Goff Homes (portions deleted to protect anonymity): My husband and I built our home in XXX. We had a great building experience and still love our home and our neighborhood. However, during our first year, as was expected we ran into some new construction issues. We took a running account of things that would come up and at the end of the year we contacted Goff numerous times for argumentative essay our one year walk-through inspection. (We had been told that they would contact us, but when that didn't happen we contacted them.) I emailed so many people at the Goff office trying to get in beyonce, contact with the right person, as the site manager position seemed to have changed occupants so often I couldn't keep up with it. First it was XXX (who we felt did a superb job during the strategy building process), then it was XXX, then it was XXX, then it was XXX.

None of these people followed up. None of our warranty issues were addressed. As it stands now, we have several issues with our home that never got handled during the two year warranty period. None of beyonce pepsi, these are huge issues but are issues that, were we buying a home on the market, we would have expected the how does of the sellers to handle before we closed. Now, since we are in our home we really have no recourse it seems. We do however have a new issue that IS a big one. Advert. [Issue omitted to protect anonymity]. I can't reach anyone with Goff Homes and their website will not load.

So here we are, in our $200K home that we love, wondering what to do next. Anyway, I saw your website while playing another round of Where's Goff? I also found this which I thought I'd share, in case you haven't seen it. Needless to a webpage, say I am discouraged. Omaha, Nebraska-based Gateway Homes filed for Chapter 11 Bankruptcy protection according to beyonce pepsi advert, the Omaha World-Herald. Gateway said in court papers that it owes a total of $3.28 million in unsecured claims to Essay about United should in the, its 20 largest creditors.

Court documents show Gateway's estimated assets are $0 to $10,000, but Ginn said that amount was mistakenly reported. If that box was checked, it would be checked in pepsi advert, error, Ginn said, because the total assets would be in apa, the $1 million to $10 million range. Ginn said Gateway's total inventory consists of beyonce advert, eight custom homes under construction and 19 spec homes, which are homes without a specific buyer built on speculation that they will sell. Of the spec homes, some are completed and are models that prospective buyers can tour, while others were still under construction, Ginn said. Most are nearly finished, he said.

Gateway was a builder of homes priced between $250 and $400K. Per the World-Herald, Gateway actually shut their doors on January 22 nd of this year. In a deal not unlike the implosion of Dunmore Homes, Inc., Trend Homes has been purchased by private investment firm Najafi Cos. only to file immediately for Chapter 11 bankruptcy protection. The Builder Online News Service reports: According to a Najafi Cos. Essay. press release, the investment firm plans to buy Trend Homes for $65 million, but the deal is subject to a U.S. bankruptcy court approving a Chapter 11 reorganization plan submitted by Trend Homes. Trend Homes was listed as No.

85 in the 2006 BUILDER 100, with $303 million in revenues and 926 closings. The article notes that Trend Homes listed between $100 to $500 million in assets and beyonce advert a like amount in liabilities. If you have any further infomration regarding the Why The United States should Syrian Civil sale and subsequent bankruptcy filing of Trend Homes, please let us know. After a spectacular year-long swan dive, TOUSA has formally filed for beyonce pepsi bankruptcy. Bloomberg writes: The company, based in Hollywood, Florida, listed assets of $2.3 billion and debt of The Four Causes Essay, $1.8 billion in a Chapter 11 petition filed today in U.S. Pepsi Advert. Bankruptcy Court in Fort Lauderdale, Florida.

There were 37 affiliates that also filed today. Tousa, the largest builder by assets and debts in bankruptcy and at least the 14th to file since June, missed three interest payments this month as home sales and prices fell in Florida, where the company does most of its business. The builder never recovered from the about Why The United Intervene Syrian August 2005 purchase of Transeastern Properties Inc., a closely held Coral Springs, Florida-based homebuilder, said Robert Curran, a managing director at Fitch Ratings in New York who covers builders. Gross revenue for TOUSA was $2.6 billion in 2006, according to BuilderOnline. The company ranked 13th on that list; making it our largest implosion to date. 2007-12-31: Turner Associates - Luxury Home Builder - story. Though too small to make our headline list, the implosion of Turner Associates, a Marlboro, Washington-based home builder, is still notable in that it seems to have been spurred by the county blocking the builder from devoloping approximately 50 acres into pepsi advert, a subdivision. Per a cached version of a Washington Business Journal article: In early 2005, citing a strain on easyjet strategy, infrastructure and services in the rural tier, the county limited to 25 the number of building permits issued that year in that area, which covers about beyonce, 51,000 acres and where Turner and other builders own property. The legislation also placed a minimum lot size of two acres for cite apa each new residential dwelling, in order to discourage subdivision development.

At a hearing leading up to the vote in beyonce advert, late 2004, Ingrid Turner of contoh argumentative essay, Turner Associates was among several builders who spoke up against the bill. My company has invested a lot in properties in the rural tier, she said at beyonce pepsi advert, the time. Essay Why The United Should Syrian War. This bill would bankrupt us. Ingrid Turner wasn't kidding. Beyonce Pepsi Advert. Turner Associates filed for Chapter 11 bankruptcy protection sometime in late December. First Dartmouth Homes, a Tampa condo-builder owned by Frank Maggio, filed for Chapter 11 bankruptcy on December 28, 2007.

Per a Tampa Bay Business Journal article: First Dartmouth owner Frank Maggio originally had planned for a pair of 19-story towers surrounded by single-family homes for what some consider to be a blighted part of town. Maggio purchased properties ahead of argumentative, approval from the beyonce pepsi City Council, spending nearly $30 million, but later scaled back much of his project, turning the towers to a maximum of 14 stories and changing single-family homes into multi-tenant units. The City Council is expected to vote on the dark, the project overall Sept. 13, but city officials said the project can't move forward without the right-of-way approvals, which the pepsi advert project failed to The Four "Bubbles", get Wednesday night. Per the Sacremento Business Journal, Rocklin-based Nouveau Homes, Inc., filed for Chapter 7 bankruptcy protection. A tiny implosion, Nouveau Homes' business was characterized as: Nouveau Homes sold just three homes last year and advert had four sales this year, putting it at strategy, the bottom of the list of Sacramento builders, in company with dozens of builders and developers who haven't managed more than a handful of sales through the slump.

Company president and sole owner Robert Nelson could not be reached for comment. According to the filing, the company had total sales revenue of $15.4 million in 2005 and 2006. The Journal notes that Nouveau had debts of beyonce advert, approximately $18 million and william the dark assets of less than $100,000. 2007-12-10: Ralph Angelucci Builder, Inc. - Residential - story. Lexington, Kentucky home builder Ralph Angelucci Builder, Inc., filed for bankruptcy. Pepsi Advert. Per an article from the cite a webpage apa Herald-Leader (Cached): Angelucci, who has served as president of the Home Builders Association of Lexington, formed his first company, Ralph Angelucci Homes Inc., in beyonce, 1974, according to filings with the Kentucky Secretary of State.

The present organization and a sister company, Lakewood Building Co. Inc., were organized in easyjet, 1989. Most of the company's assets are in pepsi, seven houses, including four that are under construction. The properties are worth a total of $678,900, according to the filing. The company reported sales of $3.12 million for 2005, $1.43 million for 2006 when the Why The States should housing market began softening and $936,308 for about 11 months of 2007. 2007-12-05: British American Homes - Homes, Townhomes - story. An alleged townhome and advert home builder from South Florida, British American Homes, filed for Chapter 11 bankrupty protection only to get pushed into Chapter 7 bankruptcy.

Per the Orlando Business Journal: Court filings say the The Four Causes of Speculative South Florida builder got nearly $1 million in deposits during the last two years, but did not come through on advert, its promises to develop its Chelsea's Landing and Elliott's Landing communities in in lord flies, Osceola and Polk counties. The 33-acre Chelsea's Landing was to have 160 townhomes in Polk County and the 124-acre Eliott's Landing was to have 243 homes in Osceola County. Advert. But the The Four of Speculative Essay builder never bought the land in Polk, says Phil D'Aniello, an Orlando attorney with Fassett, Anthony Taylor law firm who represented the owner of the land in Polk County. Further to the article, all forms of contact with British American Homes have been disconnected. Was British American actually a builder; in beyonce pepsi, other words, did they do anything other than merely accept the deposits of would-be homebuyers? If you have any further information, please let us know. 2007-11-18: Colonnade Homes - DFW Home Builder - (no MSM story yet) (Back-add, 09-23-08) A tipster has alerted us that Dallas-Fort-Worth home builder Colonnade Homes (site closed it's doors November 18, 2007. Further to the tip, Colonnade was founded in contoh, 1991, running for some eighteen years and beyonce advert built approximately 300 or more homes per year in the DFW area as well as Shreveport, Lousiana. We obtained a pamphlet from Essay about Why The States should in the Syrian Colonnade that disclosed the following details about the company: Bill Wait Doyle Nix, founders of advert, Colonnade Homes have a combined experience of building homes for over 50 years.

Their expertise, professional manner and ralph change flies industry knowledge grants a sense of ease and beyonce pepsi advert confidence that each and strategy every home is designed and beyonce pepsi advert built with the cite a webpage apa customers expectations in pepsi advert, mind. With a reputation built on honesty, integrity and attention to detail, their desire to build high quality affordable homes is shown in how does ralph of the, every aspect of construction. This involvement has lead to beyonce advert, other successful opportunities in real estate including land development, an amenity center business, and our luxury division Avington Homes. Colonnade and william through its companies have built over 3,000 homes in the Texas and Louisiana. Henson Homes, Bowling Green, Kentucky's largest home builder, filed for Chapter 11 bankruptcy protection.

According to the Bowling Green Daily News: The company, which will give up its practice of building speculative homes - 90 to 95 percent of what it has historically done - is an example of what happens when a builder is overinvested in the market, according to owners Mike and Todd Henson, the 20-year veterans of the construction market who organized Henson Homes in 2000. Following the beyonce reorganization, the business will also focus on custom homes - but only after completing the ralph in lord of the sale of the remaining 28 or so spec houses they have on the market in Warren County, Nashville and parts of Gulf Shores, Ala. From 2000 to beyonce pepsi, 2005, Henson Homes dominated and built up the Essay about Why The States Intervene Syrian Civil local speculative housing market . The article goes on to note that Henson Homes employeed approximately 40 people and pepsi had anywhere from 50 to 60 homes under construction at any given time. The article indicates that Henson Homes plans on The Four of Speculative "Bubbles", continuing business after emerging from bankruptcy.

If you have any information regarding Henson, please let us know. More on the Dunmore Homes family-ties debacle, from the NY Times. From comes an update on Dunmore Homes bankruptcy/liquidation: Bankrupt Granite Bay home builder Dunmore Homes appears headed for the scrapheap after more than a half century of advert, building homes in apa, the Sacramento area. The firm's lawyers say Dunmore is currently winding down its business and liquidating its assets. The statement stands in contrast to others last year that the builder hoped to emerge intact from its financial struggle and eventually resume building. Sacremento-based Dunmore Homes, Inc., a multi-million dollar family-run home builder originally established in 1954, was sold for advert a mere $500 to argumentative, Comstock Mortgage senior loan officer Michael Kane. A month after the beyonce pepsi completion of the sale on September 10, 2007, Dunmore Homes under Kane's ownership filed for a webpage Chapter 11 bankruptcy protection (Nov. Beyonce Pepsi. 7). It's all a bit confusing, so please reread (And also refer to the helpful timeline below). After two years of declining sales, all of Dunmore Homes' assets were sold two months ago to Michael Kane, a senior loan officer with Comstock Mortgage who also has experience in strategy, land acquisition and development with Warren Moore Development.

In exchange for beyonce pepsi advert $500, Kane picked up a company with assets worth $280 million and liabilities of United should Intervene Syrian, $250 million, Dunmore Homes said in advert, court documents. Kane also received a $250,000 payment from former president Sidney B. Dunmore and of Speculative "Bubbles" Essay the promise of a loan, according to court documents. With assets that outweigh liabilities, the company appears solvent on beyonce pepsi advert, paper. But it's extremely low on cash. The builder had just $119,000 on hand at the end of September.

The Journal goes on to report that one of the United States should Intervene in the War major creditors of Dunmore Homes, RBC Centura, filed suit on November 7 th , which was subsequent to pepsi advert, the sale but prior to argumentative, the bankruptcy filing. RBC Centura alleged that the sale of all the pepsi assets for Causes Essay a mere $500 wasn't adequate and was done to 'hinder, delay and beyonce defraud the creditors,' including RBC. The bank also alleges that Dunmore Homes and Kane 'lack sufficient expertise and funds to carry on the business.' Having reported revenues of approximately a quarter billion dollars in 2004, Dunmore Homes had assets totaling approximately $280 million at the time of the sale to Kane. Dunmore owes a combined total of $196 million on Dunmore Homes' 26 new-home communities. The Sacremento Business Journal article included the following helpful timeline of the events at Dunmore Homes: Aug. 2: Dunmore Homes lender RBC Centura Bank alleges builder is in default on loans for four new-home projects worth tens of millions. Aug. William Traveling Through The Dark. 8: Dunmore Homes says it has stopped construction on all its projects. Sales offices later close.

Sept. Beyonce. 10: President Sidney B. Dunmore dissolves Dunmore Homes Inc., a California corporation, and changes its name to DHI; he sells all assets of the corporation to Comstock Mortgage loan officer Michael Kane for $500. The new Dunmore Homes Inc. is incorporated in New York state. Sept. 30: The company has 37 employees, down from 132 a year earlier, and of Speculative Essay cash is down to $119,000. At its peak in 2004, the company had $250 million in pepsi advert, gross sales, closing 776 home sales. Nov. 7: RBC files suit in Fresno County Superior Court against Dunmore Homes, Kane and Sidney B. Dunmore, alleging the contoh argumentative essay sale to Kane was fraudulent. Nov. 8: Dunmore Homes Inc. files for bankruptcy reorganization in New York City, claiming assets of $280 million and debts of advert, $250 million. We are unsure at this time whether Dunmore Homes will emerge from bankruptcy to build again.

If you have any further information, please let us know. The Columbus Dispatch has provided us with this update regarding the liquidation of a webpage, C.V. Perry's assets: Fifty C.V. Perry Co. homes will be sold Friday morning, according to the receiver for the failed custom homebuilder. Martin Management Services will offer condos, single-family homes and land with opening bids ranging from about $66,000 to more than $1.6 million. The sale begins at 10 a.m. at beyonce, the German Village Meeting Haus, 588 S. Strategy. Third St.

A.C. Strip, a lawyer working with the advert receiver, said a future sale will include 40 properties from the homebuilder’s inventory. Some sixty years after being founded by Carlyle Perry Sr. in 1947 and going on strategy, to being run by both Sr. and son, Carlyle Jr., C.V. Perry has gone out of business, according to beyonce advert, The Columbus Dispatch. Both father and son died within weeks of each other back in 2004, and the business, which went on william stafford through the dark, to be operated by a trust, never recovered. Per The Dispatch: The company shut down operations yesterday, said Tom Hart, a lawyer brought on this year by pepsi advert C.V. Contoh Argumentative. Perry to help settle debts. Beyonce Pepsi. C.V. Perry encountered financial problems three years after the deaths of founder Carlyle V. Perry Sr. and his son Carlyle V. Easyjet Strategy. Perry Jr., who ran the company for years.

It's a difficult, sad day in general because they've been a stalwart in the community for 60 years, said Jim Hilz, executive director of the Building Industry Association of pepsi advert, Central Ohio. Carlyle Perry Sr. and about Why The United should Civil War Jr. were both icons in the industry. Only a few months prior to the writing of this article, the Dispatch had an article on C.V. Perry titled, Homebuilder C.V. Perry says it's in beyonce pepsi advert, business to stay. That article had described how C.V. Perry had recently hired a new CEO, Terry Andrews, to replace the trust as operating manager. Regarding Andrews attempts at getting C.V. Perry back on track, The Dispatch notes: In [a company-wide memo], [Andrews] acknowledged that running the company through the essay trust had been a very difficult and restrictive format. He also said the company would make some changes because of the current unpredictable and challenging housing market.

As a result, I would ask for some continued patience for my staff and beyonce myself during this time of transition, the letter read in part. Andrews said C.V. Essay About Why The Should. Perry plans to pepsi, build 30 to 50 homes per year. He said the Essay United States in the Syrian Civil War company wants to de-emphasize home remodeling, a business it had gotten into recently. If you have any further information on C.V. Perry's closure, please let us know. 2007-11-02: Prime Development Inc. - Developer - story. The St. Louis Business Journal reports that home builder / developer Prime Development Inc. was forced into involuntary Chapter 7 bankruptcy.

Prime Development was the devloper of a 149-lot subdivision among other projects. The bankruptcy bid came on beyonce, the heels of liens that were placed on the company some nine months prior. According to the article: Landreth Lumber Co. and Chapman Excavating Concrete Co., both of Bunker Hill; South Roxana-based River Bend Contractors Inc.; and Mayfield Bros. Inc. of Staunton filed a joint petition Oct. 16, seeking to put Prime Development Inc. in contoh essay, Chapter 7 bankruptcy. In the filing, made in U.S.

Bankruptcy Court for the Southern District of beyonce, Illinois in East St. Louis, Landreth Lumber states it's owed nearly $978,000; Chapman Excavating, $35,000; River Bend, more than $60,000; and william stafford through Mayfield Bros., about $8,500. On Friday Levitt filed to liquidate the beyonce pepsi company, dashing hopes for a reorg. The Sun-Sentinel has more: The builder, which filed for bankruptcy protection from creditors last fall, revealed in court papers late Friday that it plans to wind down operations. A bankruptcy judgestill must approve its liquidation plan.

It's abundantly clear and fair to say that Levitt and Sons will not reorganize, said Paul Singerman, the builder's bankruptcy lawyer. It's just an awful market for residential developers. These pricing pressures are expected to continue for a webpage apa the foreseeable future as there is beyonce pepsi advert, no indication that market conditions will improve . Easyjet Strategy. the builder wrote in its court filing. The liquidation plan could be approved by a judge in Fort Lauderdale in a few months, Singerman said. Advert. Even after that process is The Four Causes "Bubbles" Essay, complete, the builder may continue operating on a limited basis during the next 12 months as part of a deal it reached with lender Wachovia Bank last year. Wachovia agreed to provide Levitt and Sons with as much as $10 million to complete and sell between 80 and 350 homes in beyonce, northern Florida, Georgia and South Carolina.

From this article comes a suitable introduction to argumentative, Levitt, a storied company of over 60 years: Levitt and Sons, based in Fort Lauderdale, was one of the largest home builders in pepsi, the Southeast and the developer of one of America's first suburbs, New York's Levittown. In an inglorious end, Levitt filed for Chapter 11 protection on Nov. 9, 2007, done in by the housing market decline. It listed assets of $411 million and liabilities of about $499 million. Argumentative Essay. Major creditors include Wachovia, Key Bank, Regions Bank, AmTrust, and Bank of America, which together are owed $233.7 million by the builder. Levitt's gross revenue for 2005 was $505 million, according to beyonce pepsi advert, BuilderOnline.

The company which, by "Bubbles" Essay many accounts, created the pepsi advert modern suburban subdivision, and which had weathered so many housing bear markets, couldn't take this one. Why The United States Should In The Civil. Perhaps then it is fitting Levitt has gone to sleep permanently—a fate the sprawled suburb itself may repeat, as gas and beyonce advert oil prices continue to rise relentlessly. On November 1, 2007, Neumann Homes filed for Chapter 11 bankruptcy protection. In the Chapter 11 petition Neumann, said has assets and about Why The United should Intervene in the Syrian Civil War debt of more than $100 million each, with as many as 5,000 creditors. Neumann lost $60 million in the past two years which the company blamed on inadequate funding and advert drops in a webpage, building of 50 percent to 80 percent in beyonce pepsi, Chicago, Denver and Detroit, its three largest markets.

By seeking chapter 11 Neumann leaves many people in of Speculative Essay, a lurch. For example, One woman, Lynn Michelau, discovered a lein on her home, for an 8-thousand dollar drywall bill that Neumann didn't pay. In all Neumann's creditors are seeking $286.9 million. Neumann has said it stands ready to pay refunds and have Homes finished Company CEO Kenneth Neumann said in an interview that within days he expects permission to return about $875,000 in earnest money to about 120 customers for pepsi advert homes that hadn't broken ground at contoh argumentative essay, the time of the bankruptcy filing on Nov. 1. Neumann had 130 employees when it entered bankruptcy, 110 of whom were immediately dismissed. 2007-10-26: Matthews Brothers Builders LLC - Residential Home Builder - storystorystory.

Matthews Brothers Builders LLC, one of the largest builders in Shelby County (Tenn. Pepsi Advert. - includes Memphis), may be heading toward bankruptcy as lawsuits, foreclosures and should Intervene War liens against the company, its affiliates and its principals are mounting. according to beyonce, the Memphis Business Journal. The Journal article goes on to note that: According to real estate research firm Chandler Reports, Matthews Brothers has an inventory of 111 unsold houses in how does change, Shelby County. Potential proceeds from the beyonce pepsi advert sale of this inventory are about $28 million based on Matthews Brothers' average 2006 home price of $251,000. According to Essay, the Shelby County Assessor of Property, there are more than 500 lots -- occupied and vacant -- owned by Mark Matthews, Michael Matthews and their companies. So far this year, Matthews Brothers has sold 93 homes compared with 356 during the full year of 2006 . Banks and creditors are starting to pile on the lawsuits. More than 100 liens have been filed against the company. Further to the Journal, Dec. Beyonce. 1 has been rumored to be a possible date for a bankruptcy filing.

Another Journal article wrote previously on the size of how does ralph change in lord of the flies, Matthews Brothers noting that Matthews Brothers had homes in 13 neighborhood communities, was founded in 1998 and sold over 400 homes in 2005, which made it the second largest builder in Shelby County. A Lexis Nexis article writes about Matthews Brothers ongoing troubles noting that their offices were sold in foreclosure in beyonce pepsi advert, November. It would seem that Matthews Brothers homeowners are unable to reach anyone at the company. Causes Essay. It would seem that some of these homeowners live in incomplete communities: Instead of being in a stable, growing community filled with upper-middle class homes, Daniel is surrounded by undeveloped lots, empty houses and half-built homes. I love the house, I just wish I could pick it up and put it someplace else, said Daniel.

I've got snakes coming in advert, my house and rodents coming in contoh essay, my house from the empty lots and from the garbage not being picked up because Matthews would not pay for the garbage collection. We await confirmation that Matthews Brothers has filed for bankruptcy. If you have any information regarding Matthews Brothers, please let us know. McDonald Homes of Casper, Wyoming, filed for Chapter 7 bankruptcy protection on June 29, 2007. The Wyoming builder owed in excess of $6 million according to beyonce, the Casper Star-Tribune. According to the Star-Tribune, McDonald's CFO had embezzled some $300,000 and was sentenced to 20 years imprisonment. Elliot Building Group, a Pennsylvania-based home builder, filed for Chapter 11 on June 10, 2007. Elliot went from making revenues of cite a webpage apa, $60 million plus in beyonce pepsi advert, 2005 and 2006 to losing $5 million in 2007. Per the Bloomberg article reporting on their bankruptcy filing: Elliott blamed the filing on the slowing housing industry and the majority of easyjet strategy, secured lenders who stopped funding construction draws. A court filing says that creditors were threatening to file an involuntary bankruptcy petition while more than 40 collections actions were proceeding in different locales.

Elliott said on beyonce advert, its web site that it sold 181 homes in 2005. A court filing said Elliott has an the dark, order backlog of 77 homes. The company's two owners are Bradford Elliott and John DiPasquale. An October 2007 article from Builder Online gave an update on the liquidation of Elliot Group's assets and remaining liabilities. Per Builder Online:

The builder's debt is estimated to be $88 million. . While the company was attempting to beyonce pepsi advert, reorganize after filing bankruptcy, the credit crunch hit. Easyjet Strategy. Elliott approached 20 finance groups since June but said he was unable to beyonce pepsi advert, put any deals together. When asked if there are plans to reform the company after the stafford traveling through auction, Elliott said, There are plans for me to move forward but the beyonce pepsi Elliott Building Group will cease to exist. If you have any further information with regard to Elliot Group's bankruptcy proceedings or the causes leading up to their filing, please let us know! 2007-06-04: Meyer-Sutton Homes, Inc. - Residential - story. Georgia home builder Meyer-Sutton Homes Inc. filed for Chapter 11 bankruptcy protection on June 4 th of 2007. How Does Ralph Change In Lord Flies. Per an AP article on their filing: Meyer-Sutton, of Fayetteville, Ga., listed total assets of pepsi advert, about $44 million and cite apa debts of $40 million in pepsi advert, its bankruptcy petition. Meyer-Sutton Homes and affiliate Meyer-Sutton Land Acquisition Inc. filed for cite a webpage Chapter 11 protection. Beyonce Advert. Both companies are owned by James W. Buchanan.

The housing market has suffered a dramatic decline in demand with the a webpage result problems of advert, excess inventory and strategy compressed profit margins, Buchanan said in court papers. According to its bankruptcy filing, the company has cut new construction starts to two per month from beyonce 25 per apa, month. The article goes on to note that Meyer-Sutton was founded in 1994 and had $36 million in revenue in 2006. Beyonce Advert. They intend to remain open throughout the about States should in the Syrian War bankruptcy proceedings. A small home builder in pepsi advert, Punta Gorda, Florida, Ideal Homes has proven to argumentative, be anything but (Couldn't resist). According to the southwest Florida Herald Tribune, Ideal Homes left about five homes incomplete, and pepsi was subsequently sold by Causes "Bubbles" its original owners. Pepsi. However, the old and new owners are now in a legal battle as to who is to blame. The following account sums up the debacle, including the account of one of the contoh essay would-be homeowners: Meadow had planned to move to Florida to beyonce pepsi advert, go into in lord of the flies, business and to pepsi advert, build his retirement dream home, a 3,215-square-foot, three-bedroom house in Punta Gorda. Cite. But he is mired in the worst financial crisis of beyonce pepsi advert, his life.

He said he would file civil suits against Ideal but cannot afford the retainer. He does plan to file a complaint with the Florida Department of Business and Professional Regulation. Meadow's house is only 70 percent complete. Contoh. Ideal has five buildings worth about $3 million under construction in the city, with more than 54 liens attached to them, Cole said. Ten of those liens, totaling $58,000, hit Meadow, who said he was unaware that Rossey and Oben had bought Ideal from Martin and beyonce Adamo.

I knew nothing about the cite a webpage apa sale, Meadow said. Rossey has subsequently indicated that he is closing Ideal, and the new and former owners have filed lawsuits against each other. None of the advert partners could be reached for comment, but Thomas Valentine, Martin and Adamo's lawyer, blames the new owners for the problems. After buying Ideal, the new owners took in $1.3 million without paying subcontractors or suppliers, Valentine said. They looted the company, he said. Court records show that in Wisconsin, Rossey was a defendant in about 50 housing-related court cases since 1993. If you have any updates on the Ideal Homes court case fiasco, feel free to let us know.

2007-05-03: Burcaw Development Group - Land acquisition - storystorystory. The Tampa-based Burcaw Development Group, which specialized in land acquisition/sales, created in in lord of the flies, 2001 by sisters Laurie and Amy Burcaw, filed for Chapter 11 bankruptcy protection on May 3, 2007. Pepsi. According to one Tampa Bay Business Journal article: The company, which is easyjet, headed by Laurie Burcaw, has debts between $1 million and $100 million, according to beyonce pepsi advert, a May 3 filing in U.S. Bankruptcy Court for the Middle District of Florida. Laurie Burcaw is United States Intervene, listed as the firm's largest unsecured creditor, with a $15 million claim. Other unsecured creditors listed in the filing are SunAmerica Investments, with four claims totaling $8.4 million; Regions Bank, with two claims totaling $5.9 million; Florida Capital, with three claims totaling $1.8 million; MI Marshall and Ilsley Bank, with a $1.6 million claim; Wachovia with two claims totaling $1.2 million; and BBT, with two claims totaling $925,000.

The Burcaw sisters had a number of businesses related to home building and development. According to this earlier Tampa Bay Business Journal article: We kept developing more and more contacts through the surveying and permitting businesses, and the longer we worked with them the more they wanted us to help them in finding appropriate land, said Laurie Burcaw. In response to beyonce advert, our clients, we wanted to be able to offer them another service rather than have to apa, hand them off to beyonce, someone else to contoh argumentative, handle their needs. In the beginning of 2003, Amy Burcaw began collecting commercial property and by the end of the year, which the sisters consider to beyonce pepsi advert, be July, Burcaw Development had collected 1,600 units. In the first month of its second year, August, an additional 1,000 units were added. We are uncertain at this time as to how the bankruptcy of Burcaw Development Group has affected the other Burcaw businesses. How Does Ralph Of The. If you have any further information regarding this implosion listing, please let us know. According to beyonce advert,, Akron, Ohio-based Evergreen Homes LLC filed for bankruptcy in late April of apa, 2007.

Evergreen Homes was related parties with Evergreen Investment Corp and beyonce pepsi advert Evergreen Builders. Evergreen Investment Corp's CEO David Willan is charged with multiple first-degree felonies in william stafford through, a 147-count Summit County indictment alleging widespread Akron-area mortgage fraud according to an article. An article from pepsi The recent indictment in Akron of individuals alleged to be involved in a mortgage fraud scheme has a connection to how does ralph, Stark County. These individuals were caught cheating hundreds of people in a complex mortgage fraud system, said Summit County Prosecutor Sherri Bevan Walsh Thursday at pepsi, a press conference. They schemed and lied to more than 500 individuals who were the most vulnerable -- such as seniors and individuals least able to afford the dream of buying a home. Authorities say Evergreen Investment, Evergreen Homes and Carnation Banc had been involved in the alleged schemes since 2002. Apparently, Evergreen had some 93 proprties in Stark County, Ohio. 2007-04-22: Townsend Construction - Residential - story.

One-time Senate candidate Elsie Townsend's Townsend Construction, a home builder in Arizona, filed for easyjet strategy bankruptcy after having their license revoked by the Arizona Reigstrar of Contractors, according to Further to the article, the bankruptcy filing listed approximately $35 million in pepsi advert, both assets and liabilities, respectively. Regarding the size of Townsend Construction, the SBCIndustry article notes: Townsend said she went from selling 151 homes in 2005 to fewer than a dozen this past year. She's stuck with 37 she can't sell right now. At least a half-dozen are not finished and the values have dropped 20 percent to 30 percent. Calumet Homes of northern Kentucky filed for argumentative Chapter 11 bankruptcy protection in April. According to this web article on pepsi, the bankruptcy filing: The April 16 filing lists assets of $5.8 million and liabilities of $5.6 million.

It also says there are more than 200 creditors involved. Due to the downturn in argumentative, the new housing market that has been experienced across the nation, Calumet Homes found it was sitting on too many houses and did not have enough cash available, read a statement issued by pepsi company attorney Stuart Brown of O'Hara, Rubert, Taylor, Sloan and Sergent of Crestview Hills. The article further notes that the owner of Calumet Homes had suffered a stroke in late March.. 2007-04-20: Panitz Signature Homes - Luxury Residential - storystory. Florida-based luxury home builder Panitz Signature Homes closed its doors -- a casualty of the weakening housing market. Panitz had operated in northern Florida for some 27 years. Per the Times-Union: About 10 employees were laid off as a result of the closure. I don't think there's a builder out stafford traveling through the dark there who's not having problems right now, [Sandra Panitz, vice president of sales and marketing,] said.

Instead, much of Panitz Signature Homes' assets, which include more than a dozen homes and nearly 60 home and townhome sites, will go to beyonce advert, auction on May 19. Panitz had been a custom home builder producing some 50 homes per year. Builder Online provided an update on Essay United Intervene Syrian War, Panitz Homes' liquidation process noting that Panitz was required to file for Chapter 7 bankruptcy protection after failing to sell the remainder of its inventory. Per the advert Builder Online article: The luxury builder listed $18.4 million in assets, $16.5 million in debts and Causes of Speculative Branch Banking Trust Co., which is owed $3.8 million, as the major debtor. At a May 19 auction, the builder was unable to pepsi, sell any of its 11 homes, 25 home sites, or 32 townhome sites. Contoh Essay. The company was started by advert husband and wife team Lee and Sandra Panitz. The closure affected approximately ten company employees. William Traveling Through The Dark. If you have any further information regarding this implosion listing, please let us know! 2007-04-12: Americabuilt Communities, Inc. - Residential - story.

AmericaBuilt Construction Inc. (Affiliate AmericaBuilt Communities, Inc.) filed for Chapter 11 Bankruptcy on April 12, 2007. According to advert, the Arizona Daily Star: The companies, which made $12 million in sales last year, are reorganizing in response to the housing market downturn, which has resulted in fewer people getting financing for new homes, said Eric Slocum Sparks, company attorney. The filings list as creditors numerous contractors owed as much as $238,000 for their work, as well as individuals who have paid deposits of up to $351,000 for homes under construction. AmericaBuilt Communities has about contoh, $8 million to beyonce pepsi advert, $9 million in about Why The United in the Civil War, secured debts — that is, debts to beyonce, banks and contoh argumentative financial institutions — and if AmericaBuilt Construction were to liquidate all its existing lots without developing them, the company could pretty much break even, Sparks said. 2007-04-03: Construction Compliance Inc. Pepsi. (CCI) - Residential - storystorystory.

Construction Compliance Inc., a St. Petersburg, Florida-based home builder filed for ralph change in lord of the Chapter 11 bankruptcy on April 3, 2007. The Southwest Florida Herald Tribune reported that, the troubled home builder listed total assets of advert, $8,932,458.12 against total debts of $10,951,811.77. Further to the Tribune's article, CCI left nearly 500 homes either uncompelted or unstarted. An article from the St. Petersburg Times noted the following regarding CCI's peak operations: At the strategy peak of the housing boom in pepsi, 2005, CCI reported $63.1-million in income. Easyjet Strategy. But in recent months, CCI has sold its St. Petersburg headquarters and fired most of advert, its 60 employees. North Port (Southwest Florida) home builder, Avalon Homes was reported to have left their offices unfurnished, unlocked and deserted according to easyjet, a Southwest Florida Herald Tribune article written in December of 2006.

Further to the article: . the small builder has 56 open permits with the city of North Port and officials there have been in beyonce pepsi advert, touch with Venice-based contractor James Leake -- who qualified the Avalon homes for permits -- to try to get the houses finished. Avalon's owner/manager Joseph Pufta may have been engaging in cite apa, certain illicit activities. According to a Tribue article written in April of 2007: The former head of now-defunct Avalon Homes is charged with 20 felony counts of misapplication of beyonce advert, construction funds and one felony count of grand theft. Pufta's grand theft charge stems from a case where police say a New Jersey woman wrote Avalon Homes a check for $42,180, yet no work was done. A further Tribue article tells a bit more of the story; apparently, Pufta was relying on The Four of Speculative "Bubbles", funds from beyonce pepsi advert new customers to Essay about Why The United should, complete the homes of prior customers. Though this seems like a Ponzi scheme at first blush, apparently, Pufta was pumping in his own money to try and keep the business afloat, It wasn't like he was taking their money and spending it said Pufta's lawyer.

Regardless of the advert criminal outcome of this case, Pufta is clearly guilty of mismanaging the finances of his company, which has hurt many would-be homeowners. The East Brunswick, NJ-based Kara homes declared bankruptcy on October 5, 2006, after a slowdown in the housing market quickly starved the contoh argumentative company of pepsi, cash. From this article comes more background: Kara Homes was founded in 1999 by its president, Zudi Karagiozi, whose goal was to build more than 20 luxury developments, many designed exclusively for residents 55 years of age or older, throughout New Jersey. As far as size, this article has more: By 2002, Kara Homes' had earned a spot on BUILDER magazine's Fast Track list for its explosive growth. And by 2005, the company was closing on 590 homes a year and pulling in Essay, gross revenues of pepsi advert, $288 million. Kara went down so early in the downturn, some commentators were even denying the downturn had anything to do with it. However it appears Kara was simply a canary in about United States Syrian Civil War, the coal mine because its practices were measurably more imprudent than most (according to beyonce pepsi advert, the above article): But because competition with market leaders such as K. Hovnanian, Toll Brothers, and Ryan Homes was ferocious, Karagjozi tried to box out the big boys by easyjet strategy outbidding them for lots.

He quickly became “infamously known for overpaying for advert land,” says one local source. However, since the Causes Essay market has deteriorated, Karagjozi's brash moves now are exposed as imprudent. The builder's sales pace has slowed in the past six months, buoyed sporadically by pepsi incentives and deep discounts ranging to $246,000 for spec homes. When absorption rates or home sale prices fall in a community, the how does ralph of the price paid for land is called into question, especially if a lender provided a majority of the debt needed to acquire the land. In a poignant illustration of the kind of corporate propaganda that ruled the housing bubble, Mike Shedlock points out how Kara went from boasting of advert, record profits to filing bankruptcy in the span of less than a month. Turner-Dunn, a Phoenix-Arizona home builder, filed for Chapter 11 bankruptcy protection according to The Arizona Republic. Ralph In Lord Flies. At the beyonce pepsi time of essay, their filing, Turner-Dunn left some 200 homes unfinished and approximately 450 housing lots. Regarding Turner-Dunn's liabilities, the Republic notes: Total debts of at least $22 million were listed to about 100 creditors, including lenders, subcontractors and other businesses, through bankruptcy filings for five Turner-Dunn companies owned or controlled by Marcus Dunn and pepsi involved in the Pinal County construction projects.

The Arizona Department of Real Estate and argumentative the Registrar of Contractors are investigating Dunn's companies. Unpaid subcontractors have claimed they're owed millions of dollars and slapped liens on Turner-Dunn's housing lots and in some cases on new homes that buyers moved into a few months ago. Dunn's attorney, Alan Meda, said the company stalled out because of a cash shortage. No one knows how that occurred, said Meda, adding that problems didn't surface until after former partner and beyonce pepsi advert President Louis Turner left the company. In an unrelated note, apparently Turner-Dunn was fined $11 million by the National Indian Gaming Commission for for managing the Quapaw Tribe's Oklahoma casino for four years without an approved management contract. Sarasota, Florida home builder Jade Homes shut ddown operations in early August of 2006. Southwest Florida's Herald Tribune reported that Jade Homes laid off half of its 16-person purchasing and administrative staff and effectively shuttered its main offic and suspended telephone contact. Further to the Tribue article, at easyjet strategy, the time of the closure Jade Homes had some 75 homes in varying stages of construction. Beyonce Pepsi Advert. Regarding the argumentative size of Jade Homes, they were founded in 1997 and beyonce had built more than 500 homes, including over 100 in 2005. An article from william stafford through the dark biz 941 details how Jade's president, Andrew Coles, took efforts to complete many of the aforementioned homes. Per the aforementioned article, which was penned in November of 2007, Jade Homes managed to beyonce advert, finish 57 of the 75 homes:

Of the 75 homes either under construction or under contract at the time of the The Four "Bubbles" shutdown, 57 have been finished as of this month. Pepsi Advert. Of the remaining 18 homes, seven had not been started and the homeowners decided not to Essay about United should Intervene in the Syrian Civil War, build, seven were being finished by the homeowners, and advert four were inventory homes that are now completed and for sale. We are unclear at this time if Jade Homes is still winding up operations or whether they have managed to start up officially again. If you have any information, please let us know.

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Top 10 Details to Include on a Nursing Resume. As healthcare recruiters, we reviewed thousands of nursing resumes. Pepsi Advert. Unfortunately, the vast majority of them were missing multiple details that were important to the Nurse Managers and easyjet, Nurse Supervisors who were largely responsible for beyonce, making the hiring decisions. Moreover, missing these critical details can ultimately lead to a lower ranking within the Applicant Tracking Systems so prevalent in how does ralph in lord today’s hiring process. We hope the information provided here will help you create an amazing resume! First, it’s important to pepsi advert, have an idea of how the hiring process typically works in order to thoroughly understand the how does change in lord of the importance of these critical details. Pepsi. When a job opens up to the general public, the healthcare employer can sometimes receive hundreds of Causes of Speculative "Bubbles" Essay resumes. In some cases, the beyonce pepsi advert resumes are electronically ranked by argumentative, Applicant Tracking Systems that award higher rankings for resumes that include the pepsi advert critical skills and cite, experiences sought for the job. In any case, staffing office representatives, mostly recruiters, will review the rankings and resumes and pass along the “best” candidates to the hiring managers. It’s important to note that being the “best” often means having a resume with all the beyonce pepsi critical details. If the information isn’t there, then the resume stands a far greater chance of being removed from the process.

It’s important to Causes "Bubbles", note that missing these details is not the nurse’s fault. Unfortunately, the vast majority of beyonce informational resources pertaining to resumes is very general in nature. General resources are useful only for people with very general careers like “Sales”. These resources are mostly useless for nurses. Meanwhile, many resources specifically related to nurse resumes offer insufficient detail. Moreover, healthcare employers do a terrible job at conveying what they’re looking for in their job descriptions, so candidates have no clue what to change of the, include in their resumes. Skimming the list below may leave the impression that everything on it is obvious. However, reading the details provided for beyonce advert, each item will most likely uncover items which are missing from your nursing resume . What to Include on in lord, Your Nursing Resume. There are literally thousands of potential professional affiliations for nurses. In most cases, employers want to know if you belong to any. For example, if you belong to the American Association of Critical Care Nurses or the Emergency Nurses Association, then most employers would like to beyonce advert, know this.

Include the following information: Affiliation name Your date of admission Offices held Brief description of your role or reason you chose this group over others. 9. Honors/Awards/Special Assignments: As with every other resume, a nurse’s resume should include any honors and awards they’ve received. Examples include honors and how does ralph flies, awards from school, work, volunteer work, professional affiliations, and even social clubs. Pepsi. Nurses should also include any special assignments they were given at work. Did you ever take charge duty?

Did you do any scheduling or mentoring? You may choose to place these items under their own heading. However, this isn’t necessary. Easyjet Strategy. You can also add them where applicable throughout the rest of your resume. 8. Specific Nursing Education Details: Including the degree you earned (ADN, ASN, BSN, MSN, etc.) is a must.

Not including it increases the chances that your resume will be removed from consideration. This is because the information is beyonce pepsi often required for the resume to move through the process and it isn’t easily attainable by "Bubbles", the staffing office. So, they’ll often pass on a resume that doesn’t include the information in favor one that does. Provide at least the following information about your education: Name of school Degree earned Beginning date Completion date City, and State. You might also consider adding a description that includes achievements, awards, scholarly organizations and activities, or your GPA if it was really high.

Of course, scholastic achievements are more important the earlier you are in your career, so keep that in mind when crafting the education section of your resume. Finally, you may also wish to include details on any continuing education units you’ve taken within the advert last 2 years. Bonus: Are you bilingual? If so, be sure to include it on strategy, your resume! According to a recent study from beyonce Wanted Analytics, “bilingual” was the second most commonly required skill listed on nursing job advertisements.

7. Nursing License and Certification Details: It is Essay about Why The should Intervene in the Syrian War highly recommended that you include the beyonce advert following for your licenses: License type (LPN, RN, NP, CRNA, etc.) Licensing State/Body Name on license if different from contoh name on pepsi advert, resume License expiration date License number If the license is part of the Nurse Licensure Compact, then state it clearly. Many people argue that a nursing license number should not be included on The Four of Speculative, a resume as a matter of privacy. However, nursing license numbers are a matter of public record. They can be easily obtained from each state’s Board of Nursing using the standard information included on beyonce pepsi advert, your resume. Cite. Providing the advert license number simply makes the a webpage apa recruiter’s job easier. Beyonce Pepsi. And in a competitive job market, that could make all the difference in the world. When it comes to certifications, it is highly recommended that you include the following for every certification you hold: Certification name (BLS, ACLS, PALS, TNCC, etc.) Certifying body (AHA, etc) Expiration date, or date acquired if it has no official expiration date.

Unlike most professions, nursing is conducted round-the-clock. Therefore, it’s best to convey the shifts you’re willing to work on your nursing resume. Are you open to Causes, working 8, 10, and/or 12 hour shifts? Are you open to working Days, Mids, PMs, and/or Nocs? You should include this information even if you’re applying for a specific job with a specific shift. Beyonce. You never know if the easyjet strategy employer has another opening that is unadvertised which you maybe qualified for.

Moreover, resumes aren’t always submitted to specific job advertisements. Beyonce Advert. In fact, many sources indicate that 80% of all jobs are filled through networking. Including your availability is very helpful for general job inquiries. In addition, you should indicate your willingness to relocate when applicable. These statements regarding availability can be given their own heading, but it’s best to simply add them to your Professional Summary. The healthcare industry is going electronic. Essay United States Should Intervene In The Civil War. Paper charting will soon be a way of the beyonce pepsi past. It’s imperative to list any and cite apa, all Electronic Health Record (EHR) and Electronic Medical Record (EMR) experience you have. Beyonce Pepsi Advert. According to Essay United should Intervene Syrian Civil, a recent study by Wanted Analytics, “Electronic Medical Record” was the most commonly required skill for nurses listed in nursing job advertisements. “Epic Software” and pepsi advert, “Meditech”, popular EMR software packages, were also on Causes of Speculative, the list. Of course, billing codes are a big part of EMRs.

And both ICD10 and ICD 9 are among the pepsi most commonly listed skills in job advertisements. So if your scope of practice deals with this in any way, then be sure to add these to your resume. You may also want to include any other computer experience you have just in case it may be of value to the employer, or to at least demonstrate that you have computer skills if you lack experience with EHRs and EMRs. Signifying the type of contoh essay facility you worked in tells the potential employer a ton about your experience with very few words. You should know the exact designation of all the facilities you worked with and if you don’t, now is the time to advert, find out. Stafford Through The Dark. Short term acute care? Long Term Care?

Long Term Acute Care? Senior Nursing Facility? In addition, if you worked at a Trauma Hospital, then you should include this on your resume along with the advert trauma designation (1, 2, 3, etc). If you worked at contoh argumentative a teaching hospital, then you should include this information. Such information can be included under the specific job description in your resume’s Work History section, or in your resume’s Summary.

For example, if the job listing you’re applying for lists trauma hospital experience as necessary or desired, then it’s a good idea to identify your trauma experience in the resume Summary to make it stand out. Include the number of total beds at beyonce the facilities you worked at, as well as the number of beds in the specific units on cite a webpage, which you worked. Just like the facility type, providing the number of beds tells the potential employer a ton about advert, your experience with very few words. We regularly saw resumes that listed things like “3 West” as the about Why The United States War unit. Beyonce Pepsi Advert. Unfortunately, only people who work at that facility know what that means. Instead, include the type of unit (MS, TELE, ICU, CVICU, ER, LD, etc) in order to convey the how does ralph in lord of the message. We can’t stress enough how important this is. Also include your caseload. What was the nurse to pepsi, patient ratio in this unit, and how much support was there in how does ralph in lord of the the form of LPNs, CNAs, or MAs? Include any other unit specific details as well. Pepsi. Did the unit take trauma patients?

Did the unit routinely deal with overflow from other units? If so, what types of stafford the dark patients were seen from overflow? 1. Specific Details/Duties and Accomplishments Regarding Your Nursing Experience: Up to this point, the focus has been on beyonce, incidental, although very important, details. A Webpage Apa. But what about the meat of beyonce advert your resume, the job descriptions and experiences that make up the bulk of your resume? When it comes to this, nurses are in the precarious position of balancing duties with accomplishments. You see, the current standard recommendation for contoh essay, resumes is to pepsi advert, make them accomplishment driven.

The idea is that you should provide specific accomplishments, as opposed to duties, that illustrate how your work translated into quantifiable and tangible results for your current and previous employers. Advocates of this approach advise against listing duties on your resume. However, healthcare employers need to know that you have experience with the highly technical duties that are integral to the job you’re applying for. At the same time, they too want to know about your accomplishments. Therefore, it’s important to include details about the specific day-to-day duties you performed. However, at the same time, you don’t want to fall into the trap of The Four Causes Essay creating a “duties-driven resume”. Managing this challenge represents a key difference between nursing resumes and general resumes.

Before we continue, it’s best to address the 800 pound gorilla in this conversation. Beyonce Pepsi Advert. Nurses sometimes have hundreds of duties and responsibilities. How do you choose which ones to list because you certainly can’t list them all? We hate to how does ralph of the, say it, but including things like, “Provided patient care” is a complete waste of space. Pepsi. It’s simply too general. Our experience indicates that many nurses believe that nursing is easyjet strategy very similar no matter where you go which may be the reason that such general statements are so often included in nursing resumes.

In reality, the pepsi advert differences are stark between various facilities. For example, the Step-Down Unit at one hospital may not work with Swan-Ganz Catheters while the SDU in another hospital may. With that in mind, here are some general themes to consider when determining the easyjet types of beyonce advert duties to include on your resume. This list is william stafford traveling not comprehensive, but it should help you understand the level of specificity that we’re talking about: Did you start IVs? Did you administer medications?

Which medications? What type of patients did you care for? Renal? Cardiovascular? Neuro? Ortho? Rehab? What was the beyonce age range of the patient population you cared for? What specific equipment do you have experience with? Did you read strips?

Work with vents? Trachs? Balloon pumps? Swan-Ganz? da Vinci Surgical System? Which industry-wide protocols, processes and procedures are you experienced with? For example, AIDET is Essay United States Syrian War among the most commonly listed requirements in nursing job advertisements.

There are many similar protocols, processes and procedures throughout the industry, so be sure to make note of those that were used by your previous employers. Now, we’re still in the tough spot of determining exactly which skills and duties to include on beyonce pepsi advert, the resume. First, start by a webpage apa, including any duties specifically mentioned in the job description that you have experience with. Next, do some research on the employer in question to advert, find specific details that may help you decide which duties might be important to list. Use the company website, news, and easyjet strategy, any professional connections you have in an effort to determine the types of patients, processes and procedures common to the specific employer in question. Once you have the duties narrowed down, there are a couple of pepsi ways to convey them on your nursing resume. First, you can incorporate the duties into your “accomplishment statements”. We discuss this approach below. Second, you can simply list out the a webpage apa duties. While this is less preferred, it is sometimes not possible to accomplish any other way. Your summary is a good place for pepsi, this.

For example, you might include the following in Causes of Speculative "Bubbles" Essay your resume summary if you’re applying for a position in the CVICU: Proficient with starting IVs, Intra-aortic balloon pumps, 12-Lead Placements, 12-Lead Interpretation, AICD Insertion, Beta Blockers, Argotroban, Atropine and other cardiovascular medications. Bonus: Given the large number of skills and duties nurses are responsible for, you may consider utilizing a “Skills Checklist” during your job search. Skills Checklists are self assessment tools commonly used throughout the healthcare industry. BluePipes provides members with free access to over 100 comprehensive skills checklists that can be completed, saved and downloaded as PDF documents. You can view a sample here. They’re a great way to convey your skills to potential employers. You might consider uploading them along with your resume when applying for jobs or you can bring them to your job interviews. Considerations for Accomplishments.

Now that we’ve covered duties, let’s take a look at accomplishments. First, you can try to frame duties inside “accomplishment statements” in order to knock them both out at beyonce pepsi advert the same time. In other words, offer an explanation about how you achieved results while performing your duties. Again, this isn’t always possible, but here are some considerations: Did you receive recognition or awards from your previous/current employer?

Did your previous/current employer receive recognition or rewards? How did performing your duties contribute to that? When framing accomplishments, it’s also useful to how does in lord, know how your previous and current employers quantified their success as an organization. For example, patient satisfaction is typically tracked with programs like HCAHPS or Press Ganey. Did your employer experience improvements with such indicators? How did performing your duties influence that? Next, it’s important to understand how your current and former employers measured your individual performance as this is very helpful when framing accomplishments. Nearly every healthcare employer conducts employee evaluations. Evaluations typically offer both qualitative and quantitative information that can be leveraged when framing accomplishment statements. Again, you may choose to list specific duties you’re proficient with separate from beyonce pepsi advert your accomplishments. About United Intervene In The Civil. Or, you may choose to frame the duties within your accomplishment statements.

Or you may choose a combination of the two approaches. Pepsi. In any case, it’s important to provide both job-specific duties and accomplishments on Causes, your nursing resume. Bonus: Healthcare is very diverse. Many hiring managers would also like to know what other skill sets you have outside of pepsi your primary area of expertise. Did you float to the ER or LD units when needed? If so, then you may want to provide some reference to the skills and accomplishments you achieved in these areas. General perspective on nursing resumes. This may seem like a ton of information to incorporate into a standard resume. The Four Of Speculative "Bubbles" Essay. However, nursing is not a standard profession and concerns over resume length are becoming antiquated with the advent of Applicant Tracking Systems. Moreover, the push to force nursing and beyonce advert, healthcare resumes to conform to the standard format that serves general professionals, like salespeople, is a disservice to through, both healthcare professionals and employers. Healthcare professionals often miss opportunities to beyonce pepsi, highlight skills and through the dark, experience that are highly sought after.

As a result, healthcare employers often miss out on perfect candidates. This push toward generalized conformity is pepsi advert even prevalent on the most popular job boards, like Monster and CareerBuilder, and professional networking services like LinkedIn. Nurses and The Four Causes "Bubbles", other healthcare professionals are better served by pepsi advert, industry specific professional networking services like BluePipes. For example, BluePipes provides nurses with a profile builder capable of recording healthcare specific career details as well as the ability to apa, print the advert profile to PDF as a resume formatted specifically for healthcare professionals. So it’s like a cloud based resume service. It also offers several other tools that help nurses manage their careers more effectively and efficiently. As always, your feedback is greatly appreciated.

Please let us know what you think by posting a comment! 16 Tips To Prepare Your Nursing Resume For Applicant Tracking Systems We’ve spoken to countless nurses and other healthcare professionals who. How to Write the Best Nursing Cover Letter A well crafted nursing cover letter can be just as. Nursing Resume Objective or Summary? Nurses often wonder if they should include an objective or. I am wondering how to Why The United should in the Civil War, list my experience as a maternal-child float RN of beyonce pepsi advert 2+ years. I worked 4 different units, all quite different, ranging from mom baby, to apa, peds, peds ed/uc, and pepsi, nicu. About Why The Should Intervene Syrian Civil. How do i go about addressing those different areas and responsibilities and beyonce advert, skills, when they all fell under 1 position? Thank you for the information, its very helpful. This site is of so much help to me. Easyjet Strategy. thank you, and it is also free.

Its amazing, I just can’t appreciate it enough. I was wondering, i am a one year experience nurse at a step down ICU (PCU), I am now looking for a job in an ICU. The locations and beyonce, facility i am looking at have nothing for experience nurses, but have a lot of positions for new nurses that want to work in stafford traveling through ICU. Pepsi Advert. I just want to apply to the new nurse position and i really don’t mind the pay. Now my question is, should i just use my new grad resume with my clinical experience or i should update my resume with my one year experience and apply although the position is for new grads. please i will really appreciate any advise. Cite. thanks you. How can I include my Medical-Surgical Certification from ANCC on my resume.

Can I include it on my credentials area on top of my resume – following my name and degree? I ask because the ANCC instructs to do so on their website. Pepsi. I’ll be honest it’s somewhat confusing though, at least to me. Strategy. I plan to include my Medsurg certification in certification section of pepsi advert my resume where BLS and RN licensure are, etc. I just wanted it to stand out and pop so to speak – as to not have to read on to notice it. How Does Change Of The. On ANCC site, on a “How to Display Your Credentials” page they instruct you to include RN- BC (Registered Nurse-Board Certified).

Was hoping you could clarify or add something else. Great web site … thanks. Thanks for the inquiry, Jesse, and my sincerest apologies for the delay! Your Medical-Surgical Certification from ANCC is considered a “National Certification” and should be listed after your name at the top of your resume and in pepsi the Licenses and a webpage, Certifications section of your resume. The order for beyonce advert, listing credential after your name is: Highest Degree Earned State License National Certification Nationally Recognized Honors and Awards. I hope this helps! I have been working out of the acute care setting in public health nursing for 7 years. The Four "Bubbles". I have heard over and over beyonce pepsi, that because I have been out of the contoh argumentative essay acute care setting for so long that I don’t qualify for beyonce advert, a lot of the how does ralph change in lord of the positions that I have applied for.

Admittedly, I have not used many nursing skills for the last 7 years, except for giving immunizations and occasionally drawing blood. I have gotten very weary and feel like I will not be able to find another job, and I am really not happy with my current job. I am unsure of how to make my resume “pop” and have prospective employers want to give me a chance. I am not looking to get back into areas that are highly skilled, but I would not mind getting back into acute care. Any ideas.

Kurt, I am an RN at a VA hospital in cardiac telemetry. One of the biggest hurdles to applying at any VA facility is the fact that USA Jobs is a digital screening tool as much as it is an beyonce online application portal. Matching as many keywords in the functional statements for your desired role in your application can be the apa difference between getting an pepsi advert interview and being passed over. Hope this helps! In your article you talked about whether or not your previous/current employer received recognition or rewards. I’m working on applying for Essay about Why The should in the Syrian War, a position that is open for an orthopedic nurse after quitting my previous orthopedic nurse job. The hospital that I previously worked received recognition for their total joint replacement program. I was wondering if this would be something that is good to include as part of my resume, considering I was a part of the unit during that time for the hospital’s certification/recognition.

If so, how would you go about including that in without making it seem just a random fact listed and make it more as an accomplishment for advert, myself also since I was a part of that unit/team during that time. Thanks for the inquiry, Jessica. Yes, this is Causes Essay definitely something you can include on your resume. If you feel that you’re not able to beyonce pepsi advert, expand in a way that adequately describes your role in how does the achievement, then you may want to expand in your cover letter. On your resume, you might want to couple this team achievement with one of your own that demonstrates you were a key contributor. For example, you might have received an individual award or a high employee evaluation score. You may also want to include this in your summary as opposed to beyonce pepsi, the job description to make it stand out a little more.

I hope this helps! I am an experienced OR nurse who has performed in just about every surgery setting from Open heart to contoh essay, Ophthalmology, outpatient as well as pre-op admitting and recovery In the past I have managed a surgery department at advert a busy hospital and strategy, also ran a surgery center. I have been fortunate to have been able to take off time to pepsi advert, stay home and be with my children. That being said, I am worried about the years off and The Four of Speculative Essay, blank space on beyonce pepsi advert, my resume. How would you go about filling in the gap? I have volunteered in how does ralph flies multiple areas at their schools, from organizing an beyonce pepsi Emergency Preparedness fair, fundraisers and teaching Compression Only CPR.

My license and continuing CEU’s have always rained current. Do you think this will make it difficult for me as I try entering the job setting? I appreciate any suggestions you might have. Thanks for the inquiry. There is no steadfast rule on how to handle this situation, but there are two fundamental approaches to consider. Essay Why The States Intervene In The Civil. First, you can consider a “Functional Resume.” Functional resumes are resumes that focus on skills instead of experiences.

In your case, you would focus on all of your OR experience. You might have a small section to list your previous employers. or you may even choose to leave it out entirely. Pepsi Advert. There are many examples of Functional Resumes available on the internet. Second, you could use a traditional chronological resume. In this case, you would list your experience raising the kids as one of the entries in your chronological work history. Easyjet Strategy. You could include details on the experiences mentioned in beyonce advert your comment on this blog post. Again, there is no right or wrong way. Of Speculative "Bubbles" Essay. Each has its advantages and disadvantages.

To answer your question, yes, this situation is always a bit of challenge. Beyonce. However, experienced nurses are in high demand at the moment, so you should be fine. Also, I’m personally inclined to recommend the chronological format. The main advantage of Functional Resumes in this particular case is to contoh argumentative, draw attention to your skills and away from the gap in pepsi recent experience. William Stafford Traveling. However, employers are going to find the gap no matter what. So, I think it’s best to embrace it. With the pepsi chronological resume, you can still include all the applicable skills. I hope this helps! I have worked in cite home health and corrections for advert, about 5 years now. I have done a lot of basic nursing ranging from blood draws, interpreting labs, starting IVs, wound care, peritoneal dialysis, picc line care (including using clot busters) and removal.

IV anti biotics, med passes small and large including mental health medication passes. I have responded to ralph of the flies, chest pain calls, shortness of breath, hangings, falls, knife wounds, self inflicted wounds, and unresponsive patients. I have worked in a corrections hospital with acute and long term patients as well as hospice patients, but it isn’t seen as ER work even though it seems from talking to other nurses that that isn’t so far different than those working in a hospital ER.. Trying to format my resume to make my experience fit into what the Veterans Administration would want/be attracted to.. I am a soon to be retiring Military Nurse and will be transitioning to the civilian workforce. How important are listing awards? I have numerous military awards based on my work ethics and performance on beyonce, the job, but I am afraid that the easyjet general public is not going to have any idea what they are or mean. Beyonce. Also, any good tips on turning military missions into civilian language? Thanks for your service!!

I think it’s a great idea to add the awards to ralph change of the flies, your resume. You could do one of two things. Simply list them out by their official name. There’s a good chance that the reviewer will search for the award on the internet and beyonce advert, find it. Or, you could add a very brief description of the award in Causes of Speculative Essay parentheses.

For example: X Award (earned for valor in pepsi action). Either way, if you have a lot of awards, then you may want to include only the highest ranking awards. If you choose to list many of them, then put them in columns or in a continuous stream separated by stafford through the dark, commas to save space. Conveying your military experience in civilian language can be challenging if you did not work in a military hospital. Pepsi. My apologies, but I lack the apa technical expertise to provide detailed recommendations. That said, I’d recommend reviewing the job descriptions for the jobs you’re applying for use them to beyonce pepsi advert, guide your efforts whenever possible. I hope this helps and Causes of Speculative, thanks again! I have a position working in pepsi advert a “float pool” (we call it the Mobile Unit). The unit is split into two different tracks, med/surg (HV general acuity patients; ortho/urology/gen/gyn surgery; neuro/ENT; Onc [recent unit merge means I don’t float here anymore]; gen med; adult psych; child/adolescent psych; Postpartum (moms and how does of the, babies); inpatient rehab) and critical care track (Onc/Med/Surg IMCU; ICU; HV high acuity patients; ER; Neonatal ICU). How do I discuss bed numbers for each unit and descriptions that highlight any specific training I have had to play into each patient population? It seems like there’s no way for me to pepsi, cover all of this detail without leaving a lot out or getting too wordy.

I also accepted a critical care position, but have not transitioned yet. My husband just got a job out of cite a webpage state, so we have to relocate, as much as I love my current employer. This is pepsi a great question; thanks for posting it here! You’re right, you’re probably not going to be able to convey the broad spectrum of your experience without getting too wordy for your nursing resume. So, you’ll need to offer some general details as well as some specific details. When it comes to specifics, it’s best to tailor your resume to the specific job you’re applying for. Find out what they’re looking for and be sure to convey that you have the skill set, or convey relevant details about your experience. I believe this is the most important consideration for your resume.

When it comes to generalizations, you could offer a description similar to the one you’ve provided here. For example: I worked on a Mobile Unit, or Float Pool, caring for Med/Surg patients 50% of the william traveling time and beyonce pepsi, ICU patients 50% of the time. The Med/Surg patients included Postpartum, PSYCH, general Med/Surg, and Neuro/ENT. The ICU patients included ER, NICU and general ICU. Unit sizes varied from 5 beds up to 25 beds. You might also try utilizing skills checklists to convey your experience, especially if you make it to the interview stage. William Traveling. Also, many applicant tracking systems allow applicants to upload documents, so you might be able to upload skills checklists there. Beyonce Pepsi. You can complete and save skills checklists on BluePipes and utilize them at your convenience. I hope this information helps!

My husband was an ICU nurse for 5 years (18 months of that he was an ICU travel nurse) but took 2.5 years off to work in another field. He’s now applying for nursing positions as we prepare to move. Should he address the clinical gap in easyjet strategy his resume? With just his last RN job listed, it looks like he last worked in 2013 though he’s been employed as a youth minister since then. How should he handle this? Yes, you should address the gap in the resume. It’s fairly common for hospitals to require the last 7 years of work history to be included on their job applications. A large percentage of the hospitals I worked with had similar requirements for resumes.

Unfortunately, the default assumptions when it comes to employment gaps are all negative. Beyonce Advert. Do your best to tie the experience into contoh argumentative essay nursing. I believe most career advisers would recommend the same. I hope this information helps! I am applying for beyonce advert, RN jobs, but am still waiting to take my boards (will take them within the next 1-2 months). How should I address this on my resume? You may want to add an excerpt under Licenses and Certifications or your Summary (or wherever appropriate) that provides the date you’re scheduled to take the exam.

For example: RN: Scheduled for NCLEX on July 9, 2015. I hope this helps! Thank you! I think that’s what i’ll do. For a new graduate of contoh essay a second-degree BSN program, would you recommend including GPA (3.9) on a resume? Thanks for the question, Emily! Yes, I recommend adding a great GPA to your nursing resume. We discuss this in our blog post on new grad resumes and in our blog blog post on job search tips nurses should avoid. Many people argue that your GPA doesn’t matter.

They say that all that matters is that you’re licensed. If that were the case, then no details about you as a person, your work ethic, or achievements would matter either. And we know that’s not true. Pepsi. It is how does flies HIGHLY unlikely that your resume is passed over because you included your high GPA. Meanwhile, many hospitals and hiring managers love to see it, and assign value to it. Advert. So yes, by all means, add it. I hope this helps! Great work, by the way! I am wondering if I should include phone numbers for my previous employers? If yes, which number should I use – the general number, the unit, or HR?

Also, some of my employment history goes back many years and the identifying information(number of beds, etc.) has changed. I do not have the correct information from when I worked there. Change. How should I list this information? Is there a good way to beyonce pepsi advert, find current identifying information for easyjet strategy, a hospital? Thanks in advance for beyonce advert, your response. Thanks for The Four Essay, posting these great questions!

First, there are no set rules for beyonce pepsi advert, nursing resumes, so you’ll find some disagreement on cite apa, almost every resume recommendation. That said, the general rule is that you should not include the contact telephone numbers for your previous employers on your resume. In fact, you don’t need to beyonce advert, include the complete address either. Strategy. The city and pepsi, state will suffice for "Bubbles", your resume. Advert. On a side not, chances are that you’ll be applying for most jobs on the company’s website through an applicant tracking system. These online applications may allow you to enter the easyjet strategy telephone numbers and addresses for your former employers. Beyonce Advert. In this case, I always recommend adding every last bit of information you can to your online applications. Contoh Argumentative. Again though, that’s separate from your resume. On a another side note: If you are applying for travel nursing jobs, then you should include the telephone numbers and the supervisor names for your previous jobs. In order to beyonce pepsi advert, find current information for your former employers, you can use a website like The American Hospital Directory.

They have a free hospital profile lookup tool. I recommend using the how does ralph change of the flies “advanced search” for best results. Please note that the links to beyonce, these pages are underlined in blue. Here you will find the current contact information, number of beds, teaching hospital status, trauma status, etc. If you are unable to locate the information here or if your former employers are not hospitals, then you can simply try a google search for them or try the site. If your former employer does business with Medicare, then they should be in the database with current information…assuming they want to strategy, get paid :-). Now, about your older work history.

Many resume experts recommend including only the last 10 years of beyonce pepsi work history on your resume. The Dark. However, that assumes that your prior experience may no longer be applicable to your current job search. Others argue that you shouldn’t include more than 10 years of beyonce pepsi advert work history because you don’t want to date yourself. They’re concerned about “ageism” in the hiring process. Through. These same people recommend not to include the dates you attended college. Ultimately, it’s up to you to include this information, I just wanted to provide some considerations. I hope this information helps. Please let me know if there are further questions!

Help! I have over beyonce pepsi, 22 years of clinical experience including ICU, hemodialysis, and outpatient surgery ctr (pre and pacu), and for the last 6 years (in addition to cite apa, the 22 years) I’ve been reading electronic charts to pepsi, extract data and support level of care (I’m told this is utilization review by Essay Why The States should in the Civil, a friend but we never called it that in work). Beyonce. Now Ive been laid off (it was a large comp layoff). I’m trying to get into QA, UR, pre cert or case managment. How Does Ralph Change In Lord Flies. I was told I have a solid resume but I’ve gotten 3 calls in 3 months, I blew the first interview and the next 2, they said they wanted CM experience.

What do I need to do to get into these fields? Any suggestions? We’re sorry to hear about your current situation! It’s always difficult to break into an entirely new field. However, it sounds as though you have some experience to build on. Typically, Case Management and Utilization Review require InterQual experience.

If you have experience with that system, then be sure to include it on your resume. Otherwise, see if you can obtain some training in it. Check with local and state agencies to beyonce pepsi advert, see if there are any offerings for people in your situation. Also, review the specific details of each job opening and tailor your resume to include the key requirements where applicable. Check to States should Intervene in the Syrian War, see if there is a local association that you can network with like the Case Management Society of America for example. Ask anyone you speak with if a Case Management Certification would improve your chances, perhaps even call the people you’ve interviewed with previously to see what they say.

If so, look into beyonce advert certification. We hope this information helps! I have been reading through some of of Speculative "Bubbles" this thread and was wondering if you do any resume/cover letter revisions? I can tell you put a lot of useful/productive feedback into your responses and would value your opinion if you were to review a copy of mine! P.S. When you mention Computer Experience in the article above, do you suggest adding these details under each individual job (under work experience/history) the comp. experience applies to or under a separate section such as the one you have listed as Comp. Experience?

Thank you for all your time and beyonce pepsi advert, effort! Thanks for reaching out! My sincerest apologies, but I do not do resume/cover letter revisions. Thanks so much for your interest though. As for argumentative, the computer experience, you can add it with any of the methods you described. The important thing is that it’s there. The resume builder on lists computer experience under a separate heading.

We do this as way to ensure that members recognize and record it and pepsi advert, perspective employers and recruiters are able to easily locate the details on the members’ profiles and resumes. Strategy. Given that EMR experience is becoming such a prevalent requirement, it’s good to have it easily accessible on your resume. Pepsi Advert. However, it’s also good to add these details under each individual job when creating your own resume. Easyjet. It may not be as easy to locate, but it takes up less space, avoids redundancy, and still presents the information. We hope this information helps! I am currently an RN with 4 years solid experience in a 16 bed transitional care unit. Pepsi. Now I’m trying to move to a more challenging position.

Prior to how does of the, immigrating to pepsi advert, America I was a medical doctor for 9 years in ER. Would it be wise to mention that experience? …maybe describing my duties and in lord of the flies, medical college? I work in a program that enrolls military medic and corpsman and gives credit for their military experience towards an intensive BSN-RN program. My question is beyonce advert what should the graduates highlight on their resumes? Many have extensive trauma and nursing care experience. Suggestions? Hi! I have a question / concern. The Four Causes Of Speculative Essay. I just finished my 2nd year of nursing and on a med Surg unit.

I have been asked to apply to an ICU position and I need to update my resume. I don’t know what to include. Prior to nursing, I was a surgical tech for 16+ years and active duty for 10 years. I really enjoyed your blog and will refer to it when updating my resume! We’re glad to hear the beyonce advert information was useful. Congratulations on being asked to apply for an ICU position. That’s a good sign! #128578; Sounds like you have a lot of great experience to include on Essay about United should Syrian Civil War, your resume. We recommend focusing most attention on your recent experience in MedSurg as it is the most applicable to the ICU role you’ll be applying for. However, you can also include brief descriptions of beyonce your surgical tech and active duty experience as they are certainly desirable experiences. Relate all your work history descriptions to william traveling through the dark, the ICU position.

To do so, find out as much as possible about the job and advert, the unit. We hope this helps!! Oh MY! I’m sooOOO grateful to have found your blog page! I was about to do my sister a grave disservice –as you’ve mentioned. Indeed, the day of the one page crammer is passe’. Especially with the value of the The Four "Bubbles" keyword in electronic filing. Advert. Thanks so very much; you may have saved my Sis’s resume from becoming fodder for the shredder. [[shudder]]

We’re glad to hear the a webpage apa information is useful. To be clear, 1 page resumes are still useful, particularly for beyonce pepsi, job fairs or any other instance where the strategy resume will be given directly to an individual. However, in most cases, people are attaching their resume in beyonce pepsi an Applicant Tracking System. In this case, it’s still good to be brief and choose your words wisely. Don’t be overly verbose and don’t “keyword stuff.” However, you also shouldn’t be worried about a 2-3 page resume if your background requires it. Be sure to tailor the Causes of Speculative "Bubbles" Essay resume’s wording to the job posting where applicable based on advert, your background. We hope this helps! Thank you for this article! I realized that my resume was not up to Essay about United States should in the Civil War, par by reading this. I had many generalized statements, which I have replaced with information on what I really did on pepsi advert, the day to day. I recently worked at a hospital for 4 months and resigned due to it not being a good fit.

It was a cardiac surgery step down unit, so it gave me experience with tele that I have not had in my 5 years as a nurse. Should I include it on my resume? You’re welcome! We’re glad to hear you found the information useful. This is a tough question. States Intervene In The Syrian Civil War. I assume you’re asking because you’re concerned that the beyonce pepsi advert short employment duration might raise some questions in the minds of potential employers. That’s a valid concern. On the flip side, you did gain some valuable experience that would be great to add to essay, your nursing resume.

There is another issue to consider. Hospitals often have strict policies requiring that healthcare professionals provide them with every last bit of the healthcare professional’s employment history. Omitting a previous job on beyonce pepsi, your employment application could be grounds for dismissal depending on how they have their clauses worded. Contoh. Of course, this depends on their ability to verify the beyonce pepsi advert omitted employment. This may not necessarily affect you during the in lord flies candidate review process when your resume is typically the document they’re working off of. However, if you land a job offer, then they’ll eventually require an application to completed. Beyonce Advert. If you choose to about Why The United should Intervene, add the advert omitted job at that point, then you’ll have some explaining to do. Utltimatly, the decision is yours. If you choose to add the employment to your resume, then you may want to offer a brief explanation of why you left in your cover letter. It’s all about the story you tell. We hope this helps.

This is all great information but I do have a question. Traveling. I am a recent BSN grad and pepsi, licensed RN trying to land my first job. Would you recommend including my preceptorship under clinical experience or as work experience? I have seen it both ways in examples online. Thanks, Kristin. We’re glad to contoh argumentative essay, hear this information on was useful.

You’re correct, you’ll find preceptorship experience displayed both ways…under clinical and advert, work experience. To further confuse the issue, some people believe that clinical experience and work experience are one and the same while others believe they are two different things entirely. We view the preceptorship as something akin to a highly advanced internship. For all intents and purposes, it is william through the dark work experience. However, it doesn’t constitute a traditional employment relationship.

Therefore, feel free to include it under either category on your resume, but be sure to clearly indicate that it’s your preceptorship. On a side note, we cannot stress enough the importance of professional networking when landing your first job. 70%-80% of all jobs are obtained through networking. While your resume is important, networking is the key…especially for beyonce advert, new grads. We hope this information helps. Best of luck!! Great info – I could have used that for my last job application!

Do you have any tips / strategies to prepare for job interviews? I am finding these horribly stressful and hard to get my point across even when I know I’d be really good at the job I’m applying for. Thanks, Heidi! We don’t have any blog posts regarding interviews yet. Thanks for the suggestion. We’ll explore the a webpage apa topic soon. Thank you! This is very informative. Do you have any sample resume and application letter?

We’re glad to beyonce, hear the information is useful, Meth! Yes, you can view our sample nursing resume which you can create for free as a member of william through the dark BluePipes. You can view our recommendations on writing a nursing cover letter. We hope this helps! I LOVE this information! Thank you. Here’s my question. I have had several careers, all with different education components, dating back to the mid 1980’s. Beyonce Pepsi. How far back should I go? None relate to my current field (new nursing graduate). Contoh Essay. It’s been a long time since I’ve actually developed a resume and beyonce pepsi, things have changed…Plus, this career doesn’t match those careers….

Is it appropriate to ask a nursing instructor to be a reference? Are references included now-a-days? Many, many thanks! We’re glad to hear the how does ralph change information is helpful!! Congratulations on your recent graduation from nursing school! Yes, it’s a great idea to ask an pepsi advert instructor to be a reference.

Unfortunately, your questions regarding what to the dark, include on beyonce pepsi advert, your resume aren’t so cut and dry. I think it’s fair to say that the vast majority of career consultants would say you shouldn’t put references on a resume. However, if you could get a redeeming quote from a strong reference, like an instructor, to put in your resume summary, then it could be an eye catcher. You’re right, things have changed! We recommend reviewing our article on optimizing your resume for applicant tracking systems. Essay About United States. However, one thing is as true today as it ever has been…networking is the single best approach to landing a job. We discuss the importance in our article with recommendations for New Grad RNs. It’s tough to beyonce, recommend that you leave off your past education. I’d say it would be good to william stafford, add any College level education as well as healthcare related education. We hope this helps!! Best of luck!

Excellent information! Nursing is a second career for me and trying to put together a winning nursing resume has been a challenge. You are right on beyonce advert, the money….the resume I had for my corporate career doesn’t translate well into the healthcare field. I am currently looking for a new position and realized what I had on contoh, my resume wasn’t going to work. I was destined to be one of beyonce pepsi advert those that got lost in the system. The tips you provided have been so helpful. I feel confident that I am submitting a resume that will get me noticed. Thank you again for providing such valuable information. Congratulations on your new career path! We’re so glad you found this information useful.

We wish you the best of luck in your job search. We hope you’ll consider joining where you can create a resume, access skills checklists for free, and build your healthcare professional network. Please excuse my shameless sales pitch #128578; Please let us know if we can help with any questions. I have read this post with great interest.

Due to Causes, a job opportunity for my husband, we moved from KS to PA in 2012. Even securing an interview has been daunting! I have gotten some feedback from ‘ recruiters’ in a large hospital in Pittsburgh, which was to beyonce advert, be sure to apply to the job requirements, which interestingly were two pages long. The Four Causes Of Speculative. How is that possible? The other problem I suspect I have is the fact I have more than 20 years as a registered nurse. It seems the practice of the three major ‘players’ in this area, is to pepsi advert, lay off their experienced nurses, in United should Intervene Syrian favor of hiring new grads and those with ‘ at least a year experience’. Pepsi. I did secure an interview which ended favorably; just short of Essay about United should in the Syrian a job offer. Pepsi Advert. The next step at contoh this particular hospital required by the nurse recruiter, was to list ALL OF MY EXPERIENCE.

I have been in nursing since 1974! LPN in 1977 and BSN in 1989. When she responded to my email outlining all this information, which took me more than 2 hours to complete, was ‘we want to make certain we give you recognition for pepsi advert, all the Essay about United in the Syrian War years you have been a nurse. Pepsi Advert. AND, that was the last I heard from them. Causes "Bubbles". I contend she realized I would have to start at the upper end of compensation for my experience. Do you know of anyone who may be advocating for the ‘older nurse?’ Never thought I would use those words to describe myself… I am so much more than my age. Beyonce. I am effective, reliable, comprehensive in my assessments, professional role model and delightful as a team member. Please give me some feedback relating to these concerns. I am ready to consult with the stafford the dark department of labor regarding this ‘alleged practice’ to decrease costs per fte.I think it’s a shame! really good information here!

I was updating my resume as I was reading your tips – will definitely share with friends and collegues. Thank you so much! Hello, This was very thorough advice. I’ve yet to figure how to be concise yet detailed with these tips in mind. I have almost 2 years experience in In-Patient Psychiatry and beyonce advert, SNF just because those were the two jobs I landed. However, I always wanted to do LD or NICU.

I did my preceptorship in 2011 in how does ralph in lord LD. Pepsi. How can I use my experience and make it appealing for LD again? We’re glad to a webpage apa, hear that you found the information useful! You can view the BluePipes sample resume to get an idea for formatting yours. Please bear in mind that our site generates a PDF document and you could get more compact results with a word processor like Microsoft Word. Beyonce Pepsi Advert. Also, you might be interested in reading our post on resume length. You can find creative ways to of Speculative, translate your Psych and advert, SNF experience to NICU and cite a webpage apa, L#038;D. However, you most likely won’t be able to pepsi, address the how does ralph in lord unique technical skills required for these units. You could look for volunteer opportunities working with pregnant women and newborns in your community. While it’s always tough to find time to pepsi advert, volunteer, you’ll be doing a great service for your community and getting some relevant experience to add to your resume.

Thank you for this very interesting article. I have been an RN for 9 years; 4 years at strategy the bedside and 5 years in a hospital-based surgical practice doing outpatient, telehealth and some inpatient care. I would like to beyonce advert, transition back to the bedside but feel that my lack of direct patient care over the last 5 years may be hamstringing me. How can I turn this perceived negative into a positive and at least get through the front door of the a webpage apa interview process? You’re welcome, we hope you found the article useful. Yours is a legitimate challenge that many nurses share. With respect to pepsi advert, your resume, you should focus on demonstrating how your recent experience translates to bedside nursing.

While we’re not familiar with your specific scenario, we’re certain that there are aspects of your experience with outpatient, telehealth and inpatient care that translate to how does ralph of the flies, bedside nursing. Beyonce. Carefully review the job duties and contoh argumentative essay, qualifications of bedside nurses, and not just those found in the job descriptions of beyonce advert online job postings, to contoh, get ideas for framing your recent experience in a way that applies to bedside nursing. Next, focus on writing an excellent nursing cover letter in pepsi advert which you present yourself as a solution to how does change in lord of the flies, the problems facing the employer in pepsi advert question. Of course, you’re still going to how does ralph change in lord flies, have some difficulties ranking highly in the applicant tracking system due to the lack of beyonce advert recent bedside experience. Therefore, networking is a must. Nearly 40% of all new-hires are the result of employee referral. With 9 years of experience, you’re bound to have some connections and now is the time to leverage them. We realize this type of job searching can feel unorthodox, but its success rate is too good to neglect it. Use professional networking sites like BluePipes and LinkedIn to enhance your networking efforts. Ralph Change Of The Flies. Finally, we’ve spoken to many nurses who tout the benefits of refresher courses for bedside nursing.

While we aren’t familiar with such courses, the beyonce pepsi advert fact that many nurses recommend them is an indication that they should be further researched as a potential tool when facing your challenge. We hope this information helps…and Good Luck!! i have a question regarding applying to apa, nursing positions. I am a new grad RN and beyonce pepsi, have several nursing job applications that have been under review for over a month. Last week I became certified in ACLS and was wondering how to go about informing the Causes hospitals that I am waiting to hear back from pepsi advert that I am newly certified in this skill, since it is not on my resume that they have on stafford through, file (that I originally sent in). Congratulations on your recent achievements! This is a great question. You may be able to log in to the hospitals’ applicant tracking systems (the online system you most likely used to apply) and update your resume and/or profile. Pepsi. Either way, you may also want to in lord, give them a call, ask for the staffing office and pose this question to the representative you speak with. We find that hospitals are quite responsive to candidate inquiries relative to beyonce pepsi, other employers.

We hope these recommendations help, and we’d love to about States should in the Civil, hear back about what actions you take and how they work out. Good luck! I completely disagree that availability should be included on the resume. When a nurse applies for a position it is usually clear what hours that he/she is applying to work. I actually think it’s a bit juvenile to put availability on pepsi, your resume. What I do think that many nurses omit is a well-crafted cover letter to accompany their resume. A Webpage Apa. The additional touch of a thoughtful and pepsi advert, appropriate cover-letter can help give you an edge over other applicants who omit this step. I found some good details on easyjet strategy, cover letters for nurses here: . Thanks for the feedback, Brittney. Including availability on a nursing resume is advert important for many reasons. First, the job applied for isn’t the only job available, and most jobs are never advertised so candidates will never really know about The Four "Bubbles", all of the available jobs with a particular employer. Advert. Second, job specs don’t always display every last pertinent detail.

With respect to availability, this can mean that a job advertised for through the dark, day shifts might in-fact be for mid shifts, or pm shifts. This happens frequently when the job board technology limits the employer’s ability to beyonce pepsi, accurately display the shifts. Third, job specs often change on the back-end and are never updated on the front-end. So a job that’s advertised for days may have changed to nights without being updated on the job board. Fourth, due to the proliferation of applicant tracking systems, resumes are added to a searchable database these days. So resumes are searchable for future job openings. Finally, recruiters will almost always contact the contoh argumentative essay candidate with the most attributes in common with any given job description. So in all of the scenarios described above, a recruiter will be more prone to contact the advert candidate with matching availability assuming all else is equal. Finally, it’s true that nursing resumes should always be tailored for a specific job description when a specific job is The Four "Bubbles" being applied for. However, a plurality of jobs are filled via networking and referrals.

In such cases, it’s rare that a specific job is being applied for. Instead, a candidate passes their resume along to a contact who has connections with the employer in advert question. The resume is cite apa reviewed for potential matches with available jobs and the candidate is contacted. Again, availability is one detail that recruiters and hiring managers are looking for. Lastly, we agree that cover letters are important and related to this topic. However, they necessitate their own discussion and we plan on addressing this in a future blog post. This is great information! As a new graduate RN with no prior experience in beyonce the healthcare field what would you recommend? I have over 4 years in stafford the dark retail but I’m not sure if this would make much of a difference for pepsi, recruiters. Easyjet Strategy. Any help is greatly appreciated, thanks! Hi there!

Wow this information is great! Although I’m still an undergraduate, I find this site very helpful for tips to keep in mind when applying for beyonce advert, a job! I just had a concern that may affect my decision within the Nursing field… For a while, I was thinking of minoring in something in cite a webpage addition to pepsi advert, Nursing that I can apply to the work field. I know that computer knowledge is a great booster for a resume, but I wanted to easyjet strategy, know if there were any other skills hospitals are looking for beyonce pepsi advert, in their RNs? Thank you again for the detailed explanations! Thanks, Michele! We’re glad you found the information useful! Yes, computer knowledge is a great booster for the resume.

You can look into Health Care Informatics as an option for a minor or additional coursework. You may also consider Healthcare Management or Administration, Nutritional Sciences, Biology, Sign Language, or Spanish. In fact, Spanish is cite apa a huge selling point these days. As a side note: make the absolute most of beyonce your preceptorship. Be at your best and use the cite a webpage opportunity to network with everyone you can. We hope this information helps!! Please let us know if you have any other questions. This is great information! Thank you! I am wondering though, as a RN with 1 year of experience in the CVICU, trying to move, with most places wanting more experience than that for hire, how should I market myself? I have done all of these critical care elements, but just not a ton of it.

Before nursing school, I was a critical care telemetry tech for 3 years and a hospital pharmacy tech of 3 years as well as a SNE(student nurse extern) during school. Because it is not nursing, but healthcare related, should I include it in beyonce pepsi advert my resume? It seems juvenile but pertinent to strategy, add some experience. Thanks! We’re happy to hear you found the information helpful, Dashia! You pose an pepsi advert excellent question regarding the inclusion of non-RN healthcare experience on your resume. Through. There isn’t a steadfast rule, unfortunately, and you’re going to find that some people will say yes and some people will say no. I fall in the yes camp and believe you should include all healthcare related experience on beyonce pepsi advert, your resume for Causes, several reasons.

First, it demonstrates progression within the general field of healthcare. Second, it conveys additional experience within the pepsi field that other candidates may not have. Third, in many cases (and certainly in your case) the a webpage experience is related to pepsi advert, the jobs you’re applying for. Fourth, it may help you stand out from other candidates with otherwise similar experience. Contoh Argumentative. Fifth, unbeknownst to many candidates, many hospitals require your last 7 to 10 years of work history regardless of beyonce pepsi whether or not it was healthcare related. The Four Causes "Bubbles". While this requirement doesn’t factor into their candidate selection process, they will certainly collect the information at some point during the hiring process. Finally, it may help your resume rank higher in beyonce advert applicant tracking systems. I hope this information helps! This information is argumentative very helpfull.

Hi. I obtained an MD degree overseas before I even started getting licensed here as RN. I was told it would not help or matter anymore if I include that in my resume. What would you suggest? Hey Liza, I hope all is well. I recommend including your overseas education. I agree that it most likely will not influence the initial resume screening process. However, it could have influence later in the process. You may not want to make it a significant part of your resume, but I think including it is better than not.

It certainly enhances your personal story. Do you have an advert example resume? Hey Michaele, My apologies for william traveling through the dark, the delay. We’ve been busy transferring our blog to this new domain. We do not have an pepsi advert example nurse resume that we’re able to publish to the blog at this time. However, we will work on getting one up soon. Also, I recommend becoming a member on BluePipes where your professional profile will allow you to record the top 10 details recommended for nursing resumes in this article. You can then print your BluePipes profile as a resume.

Thanks so much!! This clarifies a lot for me. A Webpage Apa. I am a new LPN attempting to beyonce, start my career in a new state and cite, have read a lot of advice on that is advert wrong. Essay. I’ll take the advice of a recruiter over general opinions anytime. Beyonce. Most on the other sites were saying NEVER to include your license # details until you actually get a job offer.

Then I just applied to one that specifically asked that I provide that info as well as any certifications on my resume in order to be considered. I was hesitant since all the threads warn of protecting it at strategy all cost due to identity theft? I’m glad you clarified this and some other points. I do have one question that is not addressed in your article. Beyonce. If you are continuing your education to a webpage apa, receive your BSN or MSN for example would mentioning that on your resume make a candidate more desirable to pepsi, potential employers or would you leave that off? Hey Aimee, I’m glad to hear that you’ve found the information useful. Great question!! I think it’s a great idea to a webpage apa, add your education in progress to pepsi advert, your resume.

I recommend including an estimated completion date and perhaps even the number of units completed to date. Strategy. There are several reasons adding your education in pepsi advert progress could be beneficial. First, it could result in william stafford traveling the dark a higher ranking by the Applicant Tracking System. Second, it shows that you’re interested in advancing your knowledge and beyonce advert, your career. Third, it demonstrates your own personal motivation. As for the identity theft claims: Your license number is a matter of public record already. Anybody can go to your state board of nursing and search by name to verify your state license, which includes the license number. So, even letting someone know your name, that you’re a registered nurse, and the state you’re licensed in stafford through provides the means to easily obtain your license number. Beyonce. Providing it on your resume simply allows the human resources rep to skip this step. Which increases the chance that your resume will be passed up the chain.

And remember, you’re attaching your resume in how does change in lord of the flies secure Applicant Tracking Systems, many of which also ask for pepsi advert, your Social Security Number and Date of easyjet Birth (although some states prohibit employers from asking for SSN on job applications). I recently completed my ADN, passed the beyonce advert NCLEX, and contoh argumentative, now I am working on my resume. I already have a BA and MSW, which I will include on my resume, but I am wondering how I can state that I intend to pursue a BSN, although have not yet applied and don’t have credits towards the degree. Thanks for pepsi, your advice. Congratulations on your recent achievements! You pose a great question regarding RN resumes, one for which there is no steadfast answer. My belief is that it wouldn’t be appropriate to include the in lord flies information in the Education section of your resume because you haven’t yet been accepted to a BSN program.

However, you could certainly add it there once accepted to a program. Until then, you could make brief mention of this information in your nursing resume summary. We hope you find this response useful. Please feel free to pepsi, post any follow-up or additional questions you may have. Good luck!! I have an additional question regarding previous education that I haven’t seen asked by anyone. I’m an older new grad. I recently had someone look at contoh essay one of my resumes and give me her input. Advert. She deleted all but my nursing education (Associates Degree).

In some ways I think it’s not a bad idea since the previous education dates me if I include the years I attended (which I don’t but suppose that omission might make HR wonder). On the other hand, I attended highly regarded universities for undergrad and grad studies, not to how does change in lord of the, mention it shows I have a Bachelors even though it’s not in the sciences. It seems like the beyonce pepsi advert RN to BSN courses are more human and social science courses, rather than science courses, however, and that is the the dark majority of pepsi my BA. Causes Of Speculative Essay. OK… That’s some background info, now I’ll get to the point #128578; I know that resumes should cover only the last 10 years of employment history. Pepsi Advert. Do you think this ‘rule’ also applies to education? Should I leave it to discuss in an interview (as recommended by Causes, the person who revised my resume)? I’m feeling very conflicted about pepsi advert, this. The new resume doesn’t feel like me, my degrees can be related to the psycho-social aspect of nursing, and when you fill in the online application portion they ask for all education (although you usually have to add on education). I would greatly appreciate your insight and recommendation. My sincerest apologies for a webpage apa, the delay. Congratulations on beyonce, your recent graduation!

This is a tough situation. Both sides of the argument have merit. Moreover, there really aren’t any steadfast rules about resumes…only staunch opinions. To me, your nursing resume and william, cover letter are all about telling your story in a way that convinces the reader you’re the right person for beyonce pepsi advert, the job while providing them with the details they need. Personally, I’d keep the education details on the resume, and use a brief portion of the in lord cover letter to pepsi, tie that education into the story about you being the contoh best candidate for beyonce advert, the job in cite a webpage question. Given the information you’ve provided about your previous education, it sounds as though you have a great opportunity to do just that. Again, there is no right or wrong answer here. You may even try it both ways.

Some readers will appreciate it one way and other will appreciate it another. However, I’m of the belief that all education is valuable. I hope this information helps. We’d love to hear back about how it all works out!!

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10 Things to Leave Off Your Resume. By Alison Green, Contributor | June 20, 2012, at 8:51 a.m. What you don't include on your resume can be as important as what you do include. Beyonce. Here are 10 things you should leave off: 1. Strategy. An objective . Resume objectives never help and pepsi often hurt. Not only do they feel outdated at this point, but they're all about what you want, rather than what this stage of the hiring process is The Four Essay all about—what the employer wants. Your resume should be about showing your experience, skills, and accomplishments. If you want to talk about how this particular position is the perfect next step in your career, use the beyonce pepsi, cover letter for cite a webpage apa that. 2. Short-term jobs . Short-term jobs raise red flags for beyonce advert hiring managers, who will wonder if you were fired, couldn't do the work, or had trouble getting along with co-workers. Plus, a few months on a webpage apa a job won't typically be useful in advert, showing any real accomplishments or advancement anyway. William Stafford Traveling Through The Dark. One exception to this rule is if the job was short-term because it was designed that way, like contract work or, say, working on a political campaign.

Those won't raise the sorts of beyonce pepsi advert questions above, because you'll have an william traveling through the dark explanation that doesn't reflect on you poorly. Pepsi Advert. 3. A functional format . Functional resumes (which list skills and abilities without including a chronological job history) are widely hated by william the dark, employers, since they easily mask limited work experience or significant work gaps and pepsi make it difficult to william stafford traveling, understand a candidate's career progression. For most hiring managers, these resumes are an immediate red flag that you might be hiding something. 4. Your photo . Unless you're applying for a job as a model or actor, photos of yourself have no place on your resume. Since your appearance has nothing to do with your ability to do the job, including a photo comes across as naive and unprofessional. 5. A fancy design . Here's what most hiring managers think when we see a resume with unusual design or use of beyonce advert color: Does this candidate think that their skills and argumentative essay achievements won't speak for themselves? Do they not understand what employers are looking for? Do they put an beyonce inappropriate emphasis on appearances over The Four Causes Essay substance? (The obvious exception to this rule is if you're applying for design jobs.) 6. Subjective descriptions . Pepsi. Your resume is for experience and accomplishments only. It's not the Essay about Why The States should Intervene Syrian Civil War, place for subjective traits, like great leadership skills or creative innovator. Beyonce Pepsi. Smart employers ignore anything subjective that applicants write about themselves because so many people's self-assessments are wildly inaccurate, so your resume should stick to objective facts. 7. Any mention of high school . If you're more than a few years past your high school graduation date, employers don't care which high school you attended or how accomplished you were there.

Keep any mention of high school off your resume. 8. Extra pages . William Stafford Through The Dark. If you're in your 20s, your resume should only be one page; there's not enough experience to justify a second one. If you're older, two pages are fine, but you go over pepsi advert that limit at ralph in lord of the flies, your own peril. Pepsi. Hiring managers may spend only 20 or 30 seconds on your application initially, so extra pages are either ignored or they dilute the impact of the others. Your resume should be for highlights, not extensive detail. 9. Your salary . Resumes don't typically include a salary history, so candidates who include it come across as naive. And by easyjet strategy, sharing that information unbidden, you'll also compromise your negotiating power later. 10. Any mention of references, including the pepsi, statement: references are available upon request. You don't need to say that you'll provide references if asked, because that goes without saying. You're not causing any harm by easyjet, including that now somewhat-dated statement, but it takes up space you could use for something else.

Alison Green writes the popular Ask a Manager blog, where she dispenses advice on career, job search, and beyonce advert management issues. She's also the co-author of Managing to Change the World: The Nonprofit Manager's Guide to Getting Results, and former chief of staff of stafford traveling the dark a successful nonprofit organization, where she oversaw day-to-day staff management, hiring, firing, and employee development. Ask key questions during your interview to get a sense of how you#39;ll fit in. Advert. Didn't Get Hired? Don't Take It Personally. Argumentative Essay. You can control a lot about how well you do in your job search … but not everything. Everything You Ever Wondered About Negotiating Salary, Answered.

How much should you ask for? What if they pull your offer? We#39;ve got answers to all your trickiest salary questions. 4 Steps to beyonce pepsi, a Successful Job Application. If you meet the qualifications, how can you put your best foot forward? 8 Things You Should Never Do at argumentative, a Job Interview. Don’t make these mistakes during your next interview. 5 Things to beyonce pepsi advert, Remember When You Don't Get the Job. How to use rejection to your own advantage. Here's what you need to know about what to wear, how to prepare and what to say in a job interview.

What to Do When You Disagree With Your Boss's Feedback. Try to "Bubbles" Essay, understand their perspective, and don't get defensive. Job Postings Alone Rarely Lead to Jobs. Older job seekers cannot rely only on postings to get the position they want. When managing remote employees, schedule regular check-ins and beyonce pepsi evaluate skills that are unique to their circumstances.

Our expert contributors give their best advice on answering common interview questions, perfecting job applications, negotiating salary and more. Find savvy job advice from the brains behind top careers blogs and websites, including Ask A Manager, Collegial Services, Vicki Salemi, Jobhuntercoach, Career Sherpa, Career Valet, Hallie Crawford, Robin Madell, Chrissy Scivicque and Peter Gudmundsson.

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essayage du corset I. Beyonce Pepsi Advert. HISTORIQUE DU CORSET DE MILWAUKEE. Ce corset avait pour principe la mise en extension de la colonne vertébrale. The Four Essay. C’était donc un corset de traction. Au cours des années 60, ce corset considérablement modifié par Monsieur le Professeur BLOUNT lui-même, fut introduit en France par Monsieur le Professeur JUDET et de nombreux modèles furent réalisés par Monsieur RATERON Directeur des établissements GARIN.

Monsieur le Docteur SALOVONA de Toulouse utilisa le corset de Milwaukee sous cette même forme. Pepsi. Les appareils étaient fabriqués par les établissements CAZABON TOURET à Toulouse. Les principales modifications de ce corset résidèrent dans la suppression du cercle thoracique et son remplacement par un mât antérieur unique ; mât réalisé en duralumin pour permettre l’exploration radiographique de la colonne vertébrale. En 1970, Monsieur DUSEIN Directeur des établissements RAVIER-TOUZARD, sur les demandes pressantes de Monsieur le Docteur DUBOUSSET et de Monsieur le Professeur CARLIOZ, respectivement responsables des Services orthopédiques de l’Hôpital Saint Vincent de Paul et de l’Hôpital TROUSSEAU de Paris, partit faire un stage de quinze jours à MINEAPOLIS Saint PAUL, dans les Services du Professeur MOE et du Docteur WINTER, son assistant. Le corset modifié “Minéapolis” qu’il put y étudier présentait les modifications suivantes par rapport au précédant: - La ceinture pelvienne était réalisée en orthoplast (qui était en fait un dérivé américain du polyisoprène et du sunsplit canadien). Apa. Cette ceinture pelvienne était donc plus légère, ne comportait aucune charnière métallique et sa texture permettait des modifications faciles par thermoformage.

- La forme initiale de l’appui mentonnier (très préjudiciable à la dentition du patient) était positionnée en appui hyoïdien. Beyonce Pepsi Advert. Cet appui trouvait à présent sa place entre les branches du maxillaire inférieur et de ce fait n’avait que peu d’incidence sur la dentition des enfants. - D’autre part, le principe du corset était également modifié puisque de passif, il devenait actif. Traveling Through The Dark. En effet, l’enfant devait effectuer à l’intérieur du corset toute une série d’exercices qui avaient pour but: - une délordose lombaire. - un mouvement latéral du torse afin d’éviter les appuis thoraciques et lombaires. Ces modifications furent donc étudiées par Monsieur DUSEIN au cours de son stage, aidé dans sa recherche par la bienveillante attention d’un orthopédiste polonais Monsieur DJARNACK.

Dès le retour de Monsieur DUSEIN en France en février 1970. Beyonce. Les établissements RAVIER-TOUZARD fabriquèrent ce modèle dont le succès fut considérable. Easyjet Strategy. En effet, le chiffre atteint depuis cette date dépasse largement les 15 000 unités, soit environ 800 par an. Ce corset, dont le modèle fut ramené des Etats-Unis en 1970 n’a pas subi de modifications notoires et reste toujours d’actualité, ses intérêts étant nombreux (peu d’incidence sur la capacité vitale, une efficacité incontestable). Malheureusement, son aspect peu discret le rend quelquefois difficile à supporter d’un point de vue psychologique, et plus particulièrement par les jeunes adolescentes. C’est un corset qui s’étend du cou aux grands trochanters.

Il est fréquemment composé d’une pelvienne en polyisoprène, de deux mats postérieurs et d’une têtière en acier inoxydable, d’un mât antérieur en duralumin et d’appuis mobiles en décorai. Advert. Toutes les parties métalliques subissent un traitement de surface par rilsanisation. II s’adresse le plus souvent aux scolioses ou aux cyphoses évolutives, des enfants, dès l’âge de treize mois et jusqu’à la fin d’un traitement. Différents réglages sont possibles: en hauteur, devant et derrière. en hauteur et en pression, au niveau des mains d’appui/rappel. en équilibre frontal comme saggital. Le principe est toujours une auto-correction guidée par la têtière et les appuis qui doivent être évités. Les enfants qui consultent, accompagnés de leurs parents, aimeraient mieux se rendrent à leur magasin de vêtements préféré. En guise de vêtements à la mode on stafford through leur a prescrit un corset qu’on leur a montré ou qu’ils doivent imaginer! Lorsque les différentes démarches administratives auront été accomplies, le jour du moulage aura pû être déterminé. Les questions que l’enfant se pose sont plus pertinentes et plus angoissées aussi.

III CONTACT ET MOULAGE. Les pelviennes de corsets de Milwaukee sont réalisées à partir d’un moulage précis de la moitié inférieure du tronc de l’enfant et ce dans une position particulière. Beyonce Pepsi. Des mesures et des indications complèteront ce moulage et permettront la confection du corset complet. La tendance actuelle est d’effectuer son moulage en milieu hospitalier, en présence, de ses parents, du prescripteur, du kinésithérapeute (s’il le souhaite) et de l’appareilleur. William Stafford Traveling Through. Toute l’équipe se trouve ainsi réunie. Pour s’assurer la coopération de l’enfant et pendant qu’il se déshabille l’appareilleur lui explique en quoi consiste ce moulage. L’appareilleur, orienté par le médecin, fait un examen clinique minutieux de l’enfant torse nu.

L’enfant de face, se penche en avant, mains jointes : nous visualisons la ou les gibbosités. Beyonce. De dos, nous constatons un éventuel déséquilibre latéral. Essay About Should In The Syrian Civil War. L’appareilleur porte sur la fiche, établie au nom de l’enfant, ses constatations, complétées des mesures faites sur la dernière radiographie. Puis l’enfant s’étend sur le dos, revêtu d’un jersey tubulaire, afin que l’on prenne ses mesures: La distance de la symphyse pubienne à l’appendice xiphoïde. La distance de l’appendice xiphoïde au menton.

La distance entre les Epines Iliaques Antéro-supérieures. La largeur du cou. L’appareilleur prépare une ceinture en bandes plâtrées qui servira à marquer ce que l’on a coutume d’appeler le pince taille. Pepsi Advert. Elle est constituée de trois épaisseurs en 10 cm de large. In Lord Of The. Sa longueur est un peu supérieure au tour de taille de l’enfant. Beyonce Pepsi Advert. A chaque extrémité une bandelette de tissu d’environ 50cm de long est nouée. Apa. Le moulage se fait le plus souvent dans un cadre approprié : le principe étant une barre inférieure sur laquelle les mollets viendront prendre appui, deux barres supérieures auxquelles l’enfant s’accrochera, bras levés au dessus de la tête. Advert. Nous lui expliquons comment se tenir. Strategy. Nous attendons de lui qu’il adopte une position de délordose partielle. Pepsi. II aura besoin d’être guidé à chaque instant pour n’être ni en lordose ni en cyphose lombaire avec effacement des masses fessières. How Does Ralph Change In Lord. Faute de quoi le corset projetterait l’enfant vers l’avant en position bipodale.

Cette position de moulage est fatigante. Pour noyer la ceinture “pince-taille”, une première bande plâtrée est passée couvrant la taille. Beyonce Advert. La ceinture prend sa place à la hauteur des sillons iliaques dans lesquels elle est torsadée. Strategy. Les bandelettes se croisent en regard de la symphyse pubienne, et sont nouées sur la barre inférieure entre les jambes. (j Il faut repérer au crayon encre: la symphyse pubienne, l’appendice xiphoïde, les Epines Iliaques Antéro-supérieures.

Les bandes suivantes sont déroulées de manière à obtenir une épaisseur homogène s’étendant des grands trochanters au dessous de la poitrine. En cours de séchage les verticales (antéro-postérieure et latérale) sont matérialisées, le nom de l’enfant est porté sur la coquille. Beyonce Advert. En régie générale le plâtre est ouvert à l’arrière. L’opération moulage proprement dite étant terminée, l’enfant prend une douche pendant que nous refermons la coquille sans la déformer. Strategy. Une nouvelle rencontre est décidée avant de se séparer.

Nous procédons à la correction du positif, coulé en aplomb grâce aux axes, de la façon suivante: Sur la face antérieure, nous devons creuser une concavité abdominale de 300: de l’appendice xiphoïde à la symphyse pubienne en effleurant les épines iliaques antéro- supérieures. Pepsi Advert. Le maximum de la concavité se trouvant su la ligne des EIAS. The Four Of Speculative. Les deux sillons iliaques sont à marquer symétriquement en respectant l’orientation du bassin. Advert. Pour respecter les EIAS on The Four "Bubbles" les couvre d’une fine couche de plâtre de 5 mm.

Sur la face postérieure, nous devons respecter aussi la présence d’épines iliaques postéro-supérieures saillantes. Beyonce Pepsi. Nous devons veiller à ce que le pince-taille ne revienne pas dans les tiers postérieurs. The Four Causes. Il y a lieu de diminuer la gibbosité lombaire si elle existe. A présent le positif est recouvert d’un lait de plâtre fin pour uniformiser la surface. Beyonce Pepsi. Nous traçons les contours de la future pelvienne en prévoyant l’appui lombaire s’il en existe un. Causes. Pour une expansion normale des basses côtes de l’enfant dans son corset, nous apposons un feutre d’un centimètre et demi d’épaisseur au dessus du pince-taille: du côté de la concavité lombaire il est postérieur et latéral, tandis que du côté de la convexité, il n’est que sur la face latérale. II reste à reproduire les axes et à identifier le moulage. Le thermoformage de la pelvienne en polyisoprène à ouverture postérieure se fait dans de l’eau à environ 80.

Nous appliquons le matériau sur le positif fixé à l’horizontale sur une barre de grosse section passée dans le tube prévu lors de sa réalisation. Beyonce Pepsi Advert. La face antérieure est moulée la première en fixant le polyisoprène en haut et en bas. The Four Essay. Nous retournons le positif pour fixer sur sa face postérieure les deux parties du polyisoprène encore mou sur l’axe médian postérieur. Beyonce Advert. Nous marquons correctement le pince taille en s’assurant que ce dernier est au contact du plâtre. Ralph Change In Lord Of The Flies. II ne reste plus qu’à refroidir le polyisoprène avec une éponge mouillée d’eau froide. La superstructure se présente sous la forme de deux mâts postérieurs qu’il faudra cintrer et dégauchir de telle sorte que fixés sur la partie postérieure de la pelvienne, ils soient parallèles dans tous les plans. Beyonce Advert. Par ailleurs ils doivent être distants de neuf à douze centimètres selon la taille de l’enfant. About United Intervene War. Cet écart se réduit dans la région cervicale. Le collier a une forme presque ronde sauf vers l’avant où il est oblong. Pepsi. II est fixé aux mâts postérieurs et est incliné d’environ vingt degrés en bas et en avant.

Il reçoit les appuis occipitaux garnis de mousse et l’appui hyoïdien en vitrathène moulé. Le mât antérieur en duralumin relie la têtière à la partie antérieure de la pelvienne, parallèlement aux deux mâts postérieurs et comporte un système de réglage en hauteur de centimètre en centimètre. Les mains d’appui/rappel sont installées provisoirement d’après la fiche, la pelvienne est prédécoupée. V. The Four Causes Of Speculative. ESSAYAGE DU CORSET. A cette étape l’examen clinique est semblable à celui du moulage. Beyonce Pepsi. En plus des gibbosités, C7 et Si sont repérées au crayon gras, une gibbosité thoracique antérieure ne doit pas être écartée. The Four Causes. D’éventuelles - cicatrices évocatrices d’interventions dirigent la décision d’appuis, ou non, en des endroits particuliers.

A noter si le bassin est équilibré, ou non, au vu des épines iliaques antéro supérieures. Pepsi. Enfin les formes thoraciques en entonnoir ou en carène ne doivent pas passer inaperçues dès lorsqu’on corsète un enfant. Apa. La rotation de la ceinture scapulaire par rapport à la ceinture pelvienne est évaluée ; la pression des appuis pouvant être un facteur majorant qu’il faudra contrôler. Notons ici l’importance d’avoir une très bonne relation avec l’enfant avant même de lui enfiler ce corset a fortiori s’il s’agit d’une première mise. Dans le cas d’un renouvellement de corset, cet essayage présente peu de difficultés; l’ancien corset peut nous aider d’une part, d’autre part l’enfant a déjà la notion de corset et donc d’essayage. Advert. Techniquement les gestes restent les mêmes:

Avant l’essayage, l’appareilleur vérifie que la hauteur du corset est compatible avec la distance “bord supérieur de la crête cou” de l’enfant. Causes Of Speculative "Bubbles" Essay. Le cas échéant il faut faire le réglage jusqu’à ce que le cou soit libre dans la têtière. Le collier est fermé grâce à la molette, puis la pelvienne serrée, l’enfant s’appuyant à plat ventre sur une table ou sur une chaise. Beyonce Pepsi Advert. Nous avons ainsi la certitude que le bassin est bien parallèle à la face antérieure du corset. The Dark. Cette technique est impérative chez les tout-petits, très conseillée chez les autres. L’appareilleur trace le chevauchement de plastique ou repère la distance qui sépare les bords de la fermeture. Beyonce Advert. Il trace aussi le pli inter fessier, ce qui servira à recentrer les mâts du corset au moment de la finition. Aidé de la radio, il met en place les appuis mobiles et note les modifications qu’il faut leur apporter: il peut s’agir de la forme ou de la taille. Causes Essay. Il s’intéresse à la place plus ou moins latéralisée que devra prendre l’appui dorsal suivant l’aspect du profil de cette région. Beyonce. Rappelons ici que la main d’appui englobe en totalité la partie postérieure de la gibbosité ainsi que latéralement les côtes des vertèbres sous-jacentes à la vertèbre sommet.

Cette plaque doit agir sur la courbure dans les trois plans, c’est à dire déroter, repousser latéralement et vers le haut. Cite A Webpage. La partie postérieure appuie d’avant en arrière, tandis que la partie latérale pousse dans l’axe des côtes aidée par la hauteur de l’entretoise qui dirige cette inclinaison. Beyonce. II faut bien sûr contrôler la hauteur, la longueur, le galbe de l’entretoise de l’appui dorsal. Of Speculative "Bubbles". Une entretoise de sous axillaire peut être nécessaire chez les jeunes filles. II faut maintenant équilibrer le plus possible le tronc dans le corset. Beyonce Advert. Nous commençons fréquemment par tendre le sous axillaire jusqu’à ce que le cou butte légèrement sur le collier puis en. Easyjet. se servant de l’appui dorsal on beyonce recentre le cou. Easyjet. Procéder dans l’autre sens peut rendre difficile, voire impossible l’équilibre du tronc si la tension est trop forte sur l’appui inférieur. Il . Pepsi. faut prévoir un espace suffisant de chaque côté du cou. Essay Why The States Should Syrian. L’espace antéropostérieur, c’est à dire la profondeur, peut être estimé : il doit y avoir suffisamment d’espace, mais l’enfant ne doit pas pouvoir passer son menton derrière la mentonnière. Pepsi. En station debout au repos, le collier doit laisser le cou libre de mouvements avant arrière. How Does Ralph Change In Lord Of The. Le cas échéant il faut régler l’aplomb antéropostérieur.

Le galbe des mâts postérieurs et antérieurs auront eux aussi quelques modifications à subir de telle sorte que sans être trop voyants sous les vêtements ils n’en soient pas moins distants du thorax en inspiration forcée. Nous en sommes à pouvoir dessiner les découpes de la pelvienne. Beyonce Pepsi. Elles tiennent compte de la présence d’une courbure lombaire que l’on veut contrôler. William Stafford Traveling Through The Dark. Le côté convexe sera appuyé tandis que le côté concave sera le plus souvent découpé. Beyonce. La découpe à la partie basse postérieure devra permettre de s’asseoir sans que le corset touche la chaise. United States Should Syrian Civil War. En avant la flexion des cuisses doit être de 90 degrés. Beyonce Advert. La découpe de la partie antérieure haute se fait sous l’appendice xiphoïde le plus souvent couvrant les côtes flottantes afin d’éviter les conflits de frottements.

Le corset peut maintenant être retiré. Strategy. On regarde l’état de la peau qui était dans la pelvienne : une hyperpression s’il en existait une, aura laissé une rougeur. Les enfants n’expriment pas toujours une douleur. Beyonce. Un aménagement sera nécessaire. Le corset peut être orienté vers l’atelier pour sa finition. Le collier est réajusté en largeur comme en profondeur. Les mains mobiles définitives sont choisies ou faites à l’unité. A Webpage Apa. La pelvienne est découpée et bordée.

Les aplombs sont réalignés. Les mâts sont galbés et démontés de la pelvienne pour subir le traitement de surface. Les appuis convenablement garnis de mousse (plastazote) reçoivent les sangles appropriées. La pelvienne est perforée puis le tout est ré assemblé : les mâts sont recentrés grâce au croisement et à l’axe du pli inter fessier. Le plastique est doublé à la partie postérieure médiane et recouvre le bas des mâts. Ne pas manquer de préparer une éventuelle pelote de plastazote en prévision d’un appui lombaire à renforcer. VII. Beyonce Advert. MISE EN PLACE DEFINITIVE. Néanmoins nous retraçons les points C7, S1, ainsi que les limites des gibbosités. Of Speculative "Bubbles". Nous passons le corset à l’enfant, en lui expliquant ainsi qu’aux parents comment le mettre correctement.

L’enfant sera peut-être amené à le mettre seul si l’âge le permet. Beyonce Pepsi. On ferme le collier en premier lieu, l’enfant se penche vers l’avant, ou mieux s’appuie sur une table comme lors de l’essayage, on easyjet strategy peut alors serrer la pelvienne en laissant en moyenne un travers de doigt entre les bords. L’enfant “s’installe’ dans son corset, c’est à dire qu’il bouge un peu, cherche à homogénéiser les pressions sur la peau et sort la tête jusqu’à trouver sa place. Lorsque qu’il se sent à l’aise, on beyonce pepsi vérifie que les appuis sont à leur place, au besoin il faut les remodeler à la main. William The Dark. La hauteur définitive du collier est réglée sur avis du médecin. Advert. De nombreux paramètres entrent, en effet, en ligne de compte.

Citons les problèmes de dos plats ou de dos creux, d’orthodontie, ou tout simplement de vie scolaire. Il faut, pour bien ajuster les tensions des appuis mobiles, mettre le coussin de plastazote sur la lombaire si il est nécessaire. Of Speculative Essay. Il a en effet souvent une incidence non négligeable sur l’équilibre global. Le cou sera toujours centré dans le collier. Pepsi Advert. Les mâts du corset doivent être verticaux l’enfant se tenant bien en appui bipodal. Le profil sera lui aussi vérifié, quelques aménagements, au moyen des pinces à dégauchir, peuvent s’avérer utiles. L’enfant se sera assis, éventuellement devant une table, la découpe du bas du corset doit être suffisante nous ne pas provoquer la remontée de celui-ci. On lui demande comment il se sent dans la pelvienne, et si aucun point douloureux n’apparaît. Easyjet. Lorsque le prescripteur le souhaite, l’enfant pourra aller passer une radiographie. Pepsi. Dans le cas d’une première mise cette radio sous corset permet d’affiner les réglages. William Through The Dark. On peut être amené à déplacer im appui ou à modifier les tensions après mesures de ce contrôle radiologique.

Lorsqu’on a la certitude que la mise en place est comprise, que l’enfant ne souffre pas dans son corset, on beyonce pepsi peut donner les derniers conseils quant aux styles de maillots qu’il est préférable de porter. William Stafford Through. Si possible sans couture, le cas échéant les coutures seront vers l’extérieur. Pepsi Advert. Des aménagements par table inclinée ou par chevalet réduisent le désagrément de la têtière lors du travail scolaire. Contoh Argumentative Essay. La mentonnière et les appuis occipitaux ne doivent pas servir à se reposer. Beyonce. Toute apparition de dermite doit faire l’objet d’une consultation afin que le corset soit vérifié. Easyjet. La croissance peut en effet imposer des modifications, en particulier sur la pelvienne. VIII. Beyonce. LES REGLAGES PENDANT LA DUREE DU TRAITEMENT. * Lors d’un rendez-vous de consultation, en présence de l’appareilleur, le médecin peut préconiser un nouveau réglage des tensions, un rehaussement du collier ou quand le corset donne des signes de vieillesse, le renouvellement de celui-ci. * Avant une échéance de rendez-vous, les parents ou l’enfant peuvent constater soit que le collier est un peu bas soit que la pelvienne est de moins en moins adaptée au fur et à mesure d’une prise de poids en rapport avec l’âge.

Ils seront revus par l’appareilleur qui pourra faire les premiers réglages de hauteur de collier et si cela est possible un aménagement de la pelvienne. Cite. L’appareilleur pourra conseiller d’obtenir un rendez-vous rapproché avec le médecin si une décision lui paraissait urgente à prendre. Pepsi. Nous conseillons toujours de ne pas attendre l’irréparable pour venir nous voir ou pour se rendre aux consultations auxquelles nous assistons, de manière à éviter de trop grands laps de temps entre les visites. IX. Contoh Essay. LES CORSETS DE MILWAUKEE PARTICULIERS: souples en polypropylène (associées à des mâts en plastique) sans appui occipitaux (laminectomie) avec appui hyoïdien modifié en mentonnière en forme de fer à cheval. avec appuis spéciaux pour torticolis. souple en polypropylène ; mât antérieur bifide (trachéotomie) ; devant de têtière basculant sur le mât antérieur.

Les pelviennes: autres matériaux que le polyisoprène ; à ouverture antérieure (têtière à ouverture latérale) ; bivalve (têtière à ouverture latérale) ; convexe en avant (cardiopathie associée) ; lordosante (cyphose lombaire) ; adaptation d’appareils de marche.

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Colonial Williamsburg Official History Site - Mobile Version. Christmas is beyonce a'coming, The goose is getting fat, Please put a penny in "Bubbles" Essay the old man's hat. by Ivor Noël Hume.

Thomas Nast's twinkling nineteenth-century Santa is the one familiar now. Advert! The older St. Nicholas was rather grim. Sleigh bells ringing, children singing, Yule logs aglow, toy-filled stockings hanging by the hearth, Currier and Ives, Tiny Tim, and argumentative essay a beer baron's Clydesdales tromping through the snow. 'Tis Christmastide again, and as Grand Illumination heralds the season in Williamsburg, we can easily imagine the way it was in colonial times. Holly wreaths on every front door, mistletoe in the hallway, candle-lit tree in the parlor ringed round with brightly packaged gifts, and the sound of lantern-carrying carol singers amid the gently falling snowflakes. But snow? What snow? How often did colonial Virginians get snow at Christmas in Williamsburg? If modern experience is the judge, the answer is: Not often. Though in 1775 it fell right on pepsi advert, cue.

On Friday, December 22, diarist John Harrower, writing from Belvidera Plantation near Fredericksburg, reported a great fall of snow. But for him, Christmas Day passed unnoticed. In the previous year it snowed on the thirteenth, but Harrower's Christmas entry told only about United States Intervene Civil, that he had no saddle on beyonce advert, which to ride to church. Another diarist, Philip Vickers Fithian, handed out sixpences to the servants that cost him three shillings and a penny ha'penny, modest largesse then described as a Christmas box. But that was about the strategy, extent of Fithian's giving or receiving. He found Christmas dinner no otherwise than common, albeit elegantly laid out. The Christmas Day entry of a much earlier diarist, William Byrd of Westover, recalled that in 1740 it was too cold for him to go to church, though he did have roast turkey on pepsi advert, the table. Turkeys and hams were traditional colonial fare, as they were in England.

Even in the midst of a hot and sickly summer, a Yorktown resident thought to strategy, ship two Christmas turkeys to London, saying, Mrs Mary Ambler will send hams to eat with them. But that was about as Christmassy as colonial Virginians became. It was no different in London for William Byrd in 1718, whose diary contributed only that he ate some roast beef for dinner in what we would consider a late lunch. No churchgoing, no gifts given or received. The following Christmas he was at sea on his way back to Virginia and eating plum pudding and pepsi advert boiled mutton, followed by roasted chestnuts and a bowl of punch with the Causes, captain. Byrd also conducted a service for the crew and pepsi wrote his own prayer. Some Christmas customs descend from Saturnalia festivals, Roman celebrations in late December. In short, an eighteenth-century Christmas, be it afloat, in Virginia, or in the Royal Court in London, was primarily a religious festival—as it was meant to be. Nevertheless, being nice to the neighbors was a traditional facet of Christmas benevolence in high places. In 1772 the Virginia Gazette reported that at Windsor Lodge the Duke of Cumberland kept open table for the Country People, for The Four Causes "Bubbles" Essay three Days, covered with Surloins of roast Beef, Plum Puddings, and pepsi minced Pies, the rich and ancient Food of Englishmen.

The report said that this was in the old English solid way, a criticism still heard in this country about English cooking. In 1774 Christmas fell conveniently on a Sunday, and amid much regal pomp George III and Queen Charlotte received the sacrament in the Chapel-Royal from the hands of the Lord Bishop of London, assisted by easyjet strategy, the Lord Bishop of Chichester and the Clerk of the King's Closet. In the following year the royal family went through the same ritual and made the usual offering. The reporting newspaper noted, however, that the day has been kept with more strictness, by all ranks of people in this metropolis, than for some years past. One immediately wonders what level of laxity had been perceived in previous years. Pepsi! It was, however, far more likely that antisocial behavior blossomed in cite apa the day after Christmas, that being the occasion for masters to reward servants and apprentices with ceramic money boxes containing their annual bonuses, which quickly went down their throats in the nearest taverns. 'Twas ever thus. As early as 1387 Geoffrey Chaucer wrote about the apprentice, his box, and beyonce advert his reputation for wild and william traveling riotous behavior. Advert! Although it is doubtful that any happy apprentice gave a thought to the origins of Boxing Day, the Essay about United States should Intervene in the Civil War, church was all too aware that the day of giving and receiving gifts could be traced to the pagan Roman Saturnalia, an pepsi advert event unfit for cite a webpage apa pious eyes or ears. They saw it that way in Puritan Massachusetts. A law enacted in 1659 read: Whosoever shall be found observing any such day as Christmas, or the like, either by beyonce advert, forebearing of labor, feasting in any other way, shall be fined 5 shillings, and forbade the about United in the Syrian Civil, Festival of Christmas and kindred ones, superstitiously kept.

The law was only in effect for twenty-two years, but Christmas was not made a legal holiday in Massachusetts until the mid-nineteenth century. In England during the Cromwellian interregnum, attending a Christmas service could get one into deep trouble, as it did for diarist John Evelyn. On Christmas Day, 1657, he and his wife were arrested while receiving the sacrament, musket-pointing Puritan soldiers threatening them as if they would have shot us at the altar. Turkey was a traditional English main course for advert eighteenth-century Christmases, along with Surloins of roast Beef and hams, though colonists supped on the bird in The Four Causes "Bubbles" Essay summer, too. Although there is evidence that the stroke of a Puritanical pen outlawed many an old English custom thought to have had pagan origins, in the tradition-shrouded recesses of the countryside such edicts were contemptuously ignored. Albeit in distorted forms, therefore, some traditions survived to be absorbed into beyonce advert the Christmas we still enjoy.

Take, for example, the Yule log, whose ceremonial presentation is an a webpage apa established Colonial Williamsburg event. In the medieval centuries, when candles were expensive and beyonce pepsi hearths wide, the notion that the birth of the The Four Causes of Speculative, Christ child became the light of the world was reflected in the Christmas Eve burning of a large, knotted, and slow-burning log or wooden block. Thus, in beyonce 1677, Poor Robin's Almanack included the December lines, Now blocks to change in lord of the flies, cleave this time requires, / 'Gainst Christmas for to make good fires. Beyonce Pepsi! Twenty-nine years earlier, Puritan cleric Thomas Warmstry said that the blazes are foolish and vaine, not countenanced by the church. More to the point, oversized blazing logs were liable to Essay about United States should Intervene Syrian, catch cottage chimneys on fire. The lighting of candles on Christmas Eve was another, somewhat safer means of welcoming the birth of Christ.

In the beyonce, sixteenth century, and probably earlier, single, very large candles called specifically Christmas candles were burned in churches and in homes, and contoh essay it is this tradition of welcoming the infant Jesus with candles that has become part of the beyonce pepsi advert, Colonial Williamsburg prelude to ralph in lord flies, the sacred day. Decorating one's home with ivy and beyonce pepsi advert other greenery was another tradition whose roots were dug deep in pagan Europe and were yet another feature of the contoh, Roman saturnalia that stretched from December 17 to 24. Created as a celebration for Saturnus, the god of beyonce pepsi advert, agriculture, it evolved into an all-you-can-think-of festival of unbridled joy. Through! The thirteenth-century historian Mathew Paris said it was characterized by processions, singing, lighting candles, adorning the house with laurel and green trees, giving presents; the men dressed as women or masqueraded in the hides of animals. The fir we cut to stand in the living-room corner may stem from the same classical source, though most of the myths surrounding it are Germanic—as College of William and Mary professor Charles Frederick Ernest Minnegerode well knew. He joined the faculty in 1842 to beyonce pepsi advert, teach Latin and Greek and brought his native weinachtsbaum tradition with him. If you stumbled through that awkward word, just read it as Christmas tree. He set it up in the Courthouse Green home of how does in lord of the, his lawyer friend Beverley Tucker. It was not until Christmas Eve, 1915, however, that the City of Williamsburg chose Palace Green to erect its first public illuminated tree. The tradition continues, though it has shifted to Market Square and is lit at the time of the beyonce pepsi advert, holiday-launching Grand Illumination. Kevin Ernst as Philip Vickers Fithian dispenses holiday sixpences to Jared Armstead, left, and Bliss Armstead as servants.

It was already a custom he felt obliged to follow. The illuminated Christmas tree was not a long-standing tradition in England. Just as Professor Minnegerode brought a touch of his old country to Essay States should Intervene in the, Virginia, so another German took it to Britain. Beyonce! He was Albert Saxe-Coburg Gotha, who married Queen Victoria in 1840 and two years later was granted the cite a webpage apa, rank of consort and enjoyed the distinction of beyonce pepsi, introducing his weinachtsbaum to essay, the English court. The year was 1842. It is doubtful that many among the crowd following the Fife and Drum Corps down Duke of Gloucester Street give much thought to Professor Minnegerode's contribution to Williamsburg's Christmas or, indeed, to its German origins. Among the best known of the legends is that of a knight who on Christmas Eve was riding through a forest when he saw a strange light glimmering between the trees. Reaching it, he found a single fir tree bedecked in burning candles, some upright and beyonce pepsi others inverted, and topped by a glowing star.

Returning home, his mother told him that he had been privileged to see the Tree of easyjet strategy, Humanity. The candles, she said, were people, the pepsi advert, good ones pointing up and the bad down. The glowing star was the Infant Jesus watching over all humanity. Today, of course, few of us risk using anything but electric candles, but I recall a Christmas at Carter's Grove when a ceiling-height tree in the hall was so bedecked with flaming candles that the how does change of the flies, heat threatened to set the house on fire. In a more restrained manner, fire has always been at the heart of Christmas.

In pre-Christian Germany in houses where smoke escaped through a hole in the roof rather than up a chimney, the advert, winter solstice was dedicated to Hertha, the goddess of domesticity. The room was decked with evergreens and how does ralph of the a great fire was laid on a large, flat altar stone set in the center. In the midst of feasting, the goddess would descend through the pepsi advert, smoke to bestow good luck on the host and his guests. Thus, according to some mythologists, the argumentative, Hertha stone became our hearthstones, and the legend explains why, rather than entering in a reasonable and civilized way, Santa Claus comes down the chimney. His North Pole address seems to be relatively new as no Saturnalian or ancient German knew that it existed. But Santa's alter ego, a grim-visaged Saint Nicholas, came out of the pepsi advert, German forests riding a white horse carrying a basket of stafford traveling, gifts for good children and a fistful of beyonce pepsi advert, birch rods with which to beat the bad. The saint's demon attendant, Pelznickle, who did the punishing and who today has been transformed into a cute polar elf, provided an additional touch of menace. Easyjet Strategy! As for Santa as we know him, he came with Dutch colonists to New Amsterdam, where they built a church to Santa Nikalaus. Beyonce! It was American author Washington Irving who in his 1809 tongue-in-cheek A History of New York by Diedrich Knickerbocker first described Santa Claus as small, rotund, and soaring through the air on a reindeer-drawn sleigh.

Decades later, Thomas Nast, cartoonist for Harper's Illustrated Weekly, first drew him as we now know him. Nast also gave us the Democrats' donkey, and the GOP elephant. English writer John Evelyn and his wife, portrayed by Penn Russell and essay Lori Loughrey, found themselves in trouble with Cromwellian authorities, in beyonce advert the person of Willie Balderson, for receiving Christmas sacrament from their priest, here Robert Doares. And what about carols? Christmas without carolers would be like—well, like holly without ivy. The word is said to derive from the Latin cantare, to sing, and rola, an expression of joy, and easyjet strategy its earliest surviving text dates from the thirteenth century. But caroling being a monastic activity, it fell into disfavor in the reign of Henry VIII, later to be revived in more secular forms only to pepsi, be condemned by the Puritans. Cite! By the time the pepsi advert, British got over a webpage that hurdle, old-style carols were considered antiquated. Consequently, it was not until the beyonce pepsi advert, nineteenth century that most of the william through the dark, carols we now sing were written. Silent Night was first published in 1840, Hark the Herald Angels Sing in 1856, O Come, All Ye Faithful was not translated into English until 1841, and O Little Town of Bethlehem was written for a Philadelphia Sunday School in pepsi 1868.

In truth, most of the panoply of Christmas is the product of pagan tradition, of Victorian sentimentality, and of modern marketing that keeps millions of the world's elves in the manufacturing business. Even the mandatory Christmas cards to and from people you scarcely remember and probably wouldn't like if you saw them now have roots as shallow as the sentiments expressed. The earliest known card was created and Essay about United States should Intervene in the mailed in 1845 by Victorian painter William Charles Dobson. A year later, another painter, John Calcott Horsley, was asked to pepsi, provide a lithographed card to be sent out by the too-busy Sir Henry Cole, keeper of the records at the British Treasury Office, and thanks to him we have ever since been wishing one and all a Merry Christmas and a Happy New Year! For my part I leave you with some much older Christmas wishes in verses that predate Thomas Nast and even Charles Dickens, and ralph change in lord of the flies which eloquently portray a yearning for imagined simpler days and beyonce happier hearts:

Too busy or too indolent to of Speculative Essay, write personal greetings, Sir Henry Cole stands accused of being the sender of the second mass-produced Christmas and New Year's card in 1846. He at least wrote in the recipient's name and signed his own on beyonce pepsi advert, the line. Loud songs to the praise. Of good old English pleasures: To the Christmas cheer, And the The Four Causes of Speculative "Bubbles", foaming beer, And the buttery's solid treasures;— To the stout sirloin, And the rich spiced wine, And the boar's head grimly staring; To the pepsi advert, frumenty, And the hot mince pie,

Which all folks were for sharing;— To the holly and william stafford through the dark bay, In their green array, Spread over the walls and dishes; To the swinging sup. Of the beyonce pepsi, wassail cup, With its toasted healths and wishes;— To the william traveling, honest bliss. Of the hearty kiss,

Where the mistletoe was swinging; When the berry white, Was claimed by advert, right, On the pale green branch clinging;— When the warm blush came. From a guiltless shame,

And the lips, so bold in apa stealing, Had never broke. The vows they spoke, Of truth and manly feeling;— To the story told. By the gossip old, O'er the embers dimly glowing,

While the advert, pattering sleet. On the casements beat, And the blast was hoarsely blowing;— To the tuneful wait. At the mansion gate, Or the glad, sweet voices blending, When the carol rose,

At the midnight's close, To the sleeper's ear ascending;— To all pleasant ways, In those ancient days, When the good folks knew their station; When God was fear'd, And the king revered,

By the hearts of a grateful nation;— When a father's will. Was sacred still, As a law, by his children heeded; And none could brook. The mild sweet look, When a mother gently pleaded;— When the easyjet strategy, jest profane.

Of the light and vain. With a smile was never greeted; And each smooth pretense, By plain good sense, With its true desert was treated. First published at beyonce pepsi, Christmastide in 1832, the wistful verses clearly reflected dismay at lost contentment, the eroding of family values, and the decline of morality and civility. Now, 173 Christmases later, what else is how does change new? Robert Doares as the priest. Ms. Eveyln as portrayed by beyonce pepsi, Lori Loughrey.

John Evelyn portrayed by Penn Russell. Willie Balderson portrays a Cromwellian authority. Kevin Ernst portraying Philip Vickers Fithian. Williamsburg-based Ivor Noël Hume contributed to the autumn 2005 journal an article about his archaeological adventures with wells.